Money WellnessReviews 

4,403
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 1,487 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their kindness, patience, and non-judgmental approach, which made them feel at ease and confident. Many people highlight the exceptional customer service, noting that advisors are very helpful, understanding, and explain everything clearly, making complex processes easy to comprehend. The overall service is frequently described as amazing, efficient, and highly recommended, with many feeling a significant reduction in stress and anxiety after engaging with the company. However, some customers also noted significant issues with contacting the company, reporting difficulties getting through on the phone, unanswered calls, and unreturned messages. A few other people also felt that the service was poor, citing missed appointments, incorrect information, and a lack of follow-through, which caused considerable distress and frustration.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, understanding,... See more

Customer service

People report positive experiences with customer service, highlighting the kindness, understanding, and... See more

Service

Reviewers mention positive feedback about service, with many expressing high satisfaction and recommending it... See more

User experience

Customers had positive experiences with user experience, finding the process simple, straightforward, and... See more

Customer communications

Consumers find contact to be ambiguous, with many reporting significant difficulties reaching the company,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Many thanks to Emma and all the team at Money wellness. I recently applied for a DRO and it got approved today. At first there was a issue with a few of my debts showing the wrong amounts as my credit... See more

Rated 5 out of 5 stars

Excellent service. Explained everything in detail. Reassured me in the kindest manner. A huge weight has been lifted of my mind. Don’t hesitate to use money wellness. Trust me you won’t regret it.

Rated 5 out of 5 stars

I needed to use these after getting into money trouble after losing my son. I was feeling emotional and embarrassed. They was very patient and gentle with me.

Rated 5 out of 5 stars

The whole experience was relaxed and non judge mental, I was so worried but they made it easy as long as you have all the info required from the start.


Company details

  1. Credit Counseling Service

Written by the company

We are on a mission to help everybody improve their finances. We are here to help solve your money worries with free, clear and impartial advice.


Contact info

4.8

Excellent

TrustScore 5 out of 5

4K reviews

5-star
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1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Replied to 97% of negative reviews

Typically replies within 1 week

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4.8

All reviews

(4,403)

1,488 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Dor!

Thought it would be stressful but very straight forward so glad I done it

20 March 2026
Unprompted review
Rated 1 out of 5 stars

Incorrect debt advice given and…

Incorrect debt advice given and questionable selling of their profitable debt services. They insisted on taking my income, assets and expenditure information for my partners sole DRO application. We have no joint agreements, we are not financially linked and the debts are theirs alone. I was then told that my parter would be found to have beneficial interest in my property because they pay rent (I pay all of the bills and upkeep of the house that I own). What my partner pays would be classed as reasonable living expenses. When asked why my information was being taken, I was told that the whole households income and expenditure was taken into account (this is not true on an individual application), I asked if this would be the case if there was an adult child was living in the property, the advisor confirmed it would be if they contributed towards the house (this is not true on any application). We were then told that my partner could not go ahead with the DRO as there was too much excess income, the excess income is solely mine but the adviser insisted that 48% of it was my partners because it’s a household income (again not true as it’s an individual application). If my details were not included, which they should not have been and the debt advisor had no right to insist on taking, there would have been no excess income. The debt advisor asked me if I wanted debt advice, again he had no right to do this, I am not his client. The adviser was pushing my partner towards a debt management plan or an IVA but this was based on my finances. Essentially implying that I have to pay my partners debts. Baring in mind that money wellness make circa 80% on payments made via an IVA it’s highly questionable that this was the product the adviser was advocating for. This ‘gentleman’ put the fear of god into me and partner, inferring that my property could be at risk and that I would be responsible for my partners debts. He left me physically shaking and extremely distraught. I have since spoken to a debt advisor from a different organisation who has confirmed that the information given by money wellness is incorrect. This should have been treated completely as an individual application. We will be seeking advice elsewhere and will be logging a formal complaint against this adviser.

UPDATE: despite their words of concern in reply to my review, no one from money wellness has contacted me nor responded to my formal complaint letter. This will now be escalated to the ombudsman

1 April 2026
Unprompted review
Money Wellness logo

Reply from Money Wellness

Hi.

Thank you for taking the time to leave a review about our service. We want all our customers to come away from us feeling supported and happy, so we're very sorry to hear this wasn’t your experience.

Feedback like yours is taken extremely seriously so, in light of your comments, we’ll carefully reviewed the advice provided.

We understand how receiving different advice from various organisations would be confusing, especially when dealing with such important financial decisions. The technical aspects around individual applications, household income assessment, and beneficial interest can be complex, and it's crucial these are explained clearly.

Your concerns about the advice provided and the approach taken during your consultation are important, and we're sorry you felt pressured or distressed during what should have been a supportive process.

We'd very much like the opportunity to review this properly and discuss your concerns in detail. This will help us understand exactly what happened and ensure you have clarity about the advice given to provide a response to your complaint.

We'll arrange for a senior advisor to review your case thoroughly and give you a call to discuss our findings.

Thank you again for bringing this to our attention.

Money Wellness

Rated 5 out of 5 stars

I was very frustrated with my situation…

I was very frustrated with my situation and about to give up on my university dream, but with you amazing and quick work, I saw a light in the end of the tunnel 🥰🥰
Great job, everyone very attentive and kind. Thank you very much, be blessed 🙌🏻🙏🏻🥰

27 March 2026
Unprompted review
Rated 5 out of 5 stars

Really helpful

Really helpful, so supportive, did not judge, and been able to breathe for the first time in a long time, thanks for all your help

31 March 2026
Unprompted review
Rated 5 out of 5 stars

Thank you so much for your support and…

Thank you so much for your support and guidance during a really difficult time in my life. When I was struggling both financially and mentally, your help made a genuine difference. Your advice gave me clarity, reassurance, and the confidence to move forward.

I truly appreciate the time and effort you put into helping me. Because of your support, I feel more stable, more hopeful, and much more at ease. It’s made a lasting impact, and I’m very grateful.

Thank you again for being there when I needed it most.

25 March 2026
Unprompted review

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