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Mercury Insurance Reviews 

391
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 340 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, patient, and knowledgeable when explaining policy options and answering questions. People note that agents go the extra mile to provide smooth interactions and clear guidance without any pressure. Consumers also highlight that the insurance rates are very affordable and the online setup process is quick and efficient. Some reviewers were not happy with customer service, noting long hold times, ignored inquiries, or frustrating communication issues. A few people also mentioned unexpected rate increases upon renewal or complicated underwriting requirements during application processes.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting their professionalism, efficiency, and... See more

Customer service

Reviewers highlight positive aspects of customer service, describing agents as helpful, informative, and... See more

Service

Reviewers mention positive feedback about service, highlighting prompt responses and efficient interactions... See more

Price

Clients share positive opinions on price, consistently noting that rates are among the most competitive... See more

User experience

Users describe positive interactions with user experience, finding the online process exceptionally simple... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Shane was incredibly kind and informative! He made me feel comfortable and I felt great after the call, like a sense of relief knowing I made this decision to keep myself and my family safe by choosin... See more

Company replied

Rated 5 out of 5 stars

Mercury prompt action in providing quote, No hold up for any information and promptly issuing the papers after payment. All interaction was done via phone and e-mail in very short time.

Rated 5 out of 5 stars

It was great to have a real human to follow up with. I’m only 50 but I get so tired of the automated systems. There was some miss recorded information on my Carfax and the agent was able to contact un... See more

Company replied

Rated 5 out of 5 stars

I wanted to find the same coverage I had for an auto policy at a lower cost. When talking to insurance agents I had my insurance policy in front of me, my odometer miles, driver license, and VIN. That... See more

Company replied


Company details

  1. Money & Insurance

About Mercury Insurance

Written by the company

Since 1962, Mercury Insurance has helped customers protect what matters most with affordable auto insurance and home insurance coverage. We offer car, homeowners, renters, and condo insurance with flexible options and competitive rates, making it easy to bundle policies and save.

Guided by our purpose to help people reduce risk and overcome unexpected events, we focus on delivering reliable protection and responsive support when it matters most. Our teams aim to provide a smooth and efficient claims experience, helping customers recover and move forward with confidence.

Mercury is known for offering affordable rates, customizable policies, and a wide range of discounts, helping customers maximize value without sacrificing coverage. Our financial strength is backed by an A rating from A.M. Best, along with industry recognition for insurance excellence.

Headquartered in Brea, California, Mercury Insurance serves customers across Arizona, California, Florida, Georgia, Illinois, New Jersey, New York, Nevada, Oklahoma, Texas, and Virginia through a network of independent agents, offering personalized guidance and coverage tailored to your needs.

Whether you’re looking for dependable auto insurance or coverage for your home, Mercury Insurance is committed to helping you protect what matters while getting more value for your insurance dollar. Not all products are available in every state.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

391 reviews

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4.4

All reviews

(391)

349 reviews in the last 12 months

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Rated 5 out of 5 stars

Best price around!

Best price around!! I’ve had a hard time getting a good rate as I live in So Cal, they beat State Farm!! Yeah! Thanks guys

22 June 2026
Rated 5 out of 5 stars

I did my quote fully online

I did my quote fully online, what i really like was the custom coverage and the dollar amount changing as a add or remove. I had other quotes with a real person over the phone and I felt like they added things I didn't need.

21 June 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're glad our online quoting tool allowed you to customize your coverage to your exact needs. Thank you for sharing your positive experience!

Rated 1 out of 5 stars

Terrible experience

I have been treated terribly by Raegan, an employee working at mercury. I have had roof damage, ceiling damage in my bathroom from a leak, and my ceiling have fallen in, in the garage. I have had two different roofing companies tell me that I need a new roof. Mercury sent an inspection agent out who voiced that I need a new roof. When talking to Reagan, he started off rude. I You his supervisor involved and he began to be more nice. He denied my roof stating that It does not need the repairs that the professionals have told me that I need done. I asked for a recommendation of where to go to get a company to fix my roof and ceilings at the cost he quoted me. I did not receive an email back to be helpful, instead an email outlining what was said, I assume to cover him.

11 June 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

Thank you for sharing your experience. We are concerned to hear about the difficulties you've faced with your roof and ceilings, and the issues you encountered with our employee. We are reviewing your feedback internally to address these points.

Rated 5 out of 5 stars

Sharon was amazing upfront and…

Sharon was amazing upfront and explained every detail. also explored every discount that may benefit my family. First time mercury customer after being with farmers for almost 30 years time for a change

20 June 2026
Mercury Insurance logo

Reply from Mercury Insurance

We are so pleased to hear about your positive experience and that we could assist you so thoroughly. We truly appreciate you choosing us!

Rated 5 out of 5 stars

Talisman Rulez so helpful

Talisha, the agent was amazing. Do helpful to get me the right watchman gave me information I needed that I was not Aware of. What a blessing to call , feeling unsure , and have a knowledgeable person answer. Thank you

16 June 2026
Mercury Insurance logo

Reply from Mercury Insurance

We are so glad to hear our team provided such helpful and knowledgeable assistance. Thank you for sharing your wonderful experience; we truly appreciate your kind words.

Rated 1 out of 5 stars

I am a retired CA Teacher

I am a retired CA Teacher. The agent in the phone looked up my Credential and then gave me a 14 percent discount. Great! But then when the application person came in the phone's he said that they do not honor retired teacher.
That sets the tone for what this company will do in the future: lie.

17 June 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate you sharing your experience. We sent you a message so we can look into this further.

Rated 5 out of 5 stars

Very happy with Mercury Insurance.

This is my second year with Mercury and have been very satisfied with their customer service -- they have been very responsive to any inquires. I did have to use their claim services this year and the responsiveness of my claim adjuster has been outstanding for all details of the claim. My car did need repair and I had no problem using my preferred collision center for repairs. All was handled in a timely manner. Very happy with Mercury Insurance.

17 April 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We are so pleased to hear about your continued satisfaction with our customer service and claims process. It is wonderful to know that your recent claim was handled efficiently and that you could use your preferred collision center. Thank you for your positive feedback!

Rated 1 out of 5 stars

We could not be more disappointed with…

We could not be more disappointed with the service we received. An insured Mercury driver hit my parked vehicle, resulting in a total loss. Despite this, Mercury refused to provide comparable vehicle listings to accurately determine the fair market value of my car.

The process was unnecessarily delayed, and communication throughout the entire claim was extremely poor. After taking an excessive amount of time to provide a settlement offer, we were informed that the rental vehicle was due to be returned the very next day—leaving us feeling pressured to accept an offer that did not fairly reflect the value of our vehicle.

The timing and handling of the situation gave the impression that delays were used to pressure us into accepting an unfair settlement while creating additional hardship by removing access to a rental vehicle. Overall, this has been an extremely frustrating experience, and the lack of transparency, communication, and customer support has been unacceptable.

15 June 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate you sharing your experience and feedback. We are truly sorry to hear about the significant frustration and disappointment you encountered during your claim process, especially regarding the valuation of your totaled vehicle and the communication surrounding your rental car. We are reviewing your concerns to improve our service and ensure a more transparent and fair process for all our customers.

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