I’ve been using Ava now for a few months and my credit score has went up by 79 points. I’m honestly amazed by my results. I really love how user friendly the app is. The alerts and insights keep me on... See more
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Company details
- Non-Bank Financial Service
- Alternative Financial Service
- Credit Counseling Service
- Financial Institution
- Financial Planner
About Ava Finance
Written by the company
Ava is a fintech startup, founded by seasoned experts of the credit industry with the goal of helping people pay the lowest cost on their debt by building their credit easily with an automated credit building app.
We offer a host of credit-building products and debt management tools for as low as $6 a month.
We make a commitment in making our products accessible and affordable to our customers, along with providing all of our services with no interest, no hidden fees, and no hard credit checks.
Contact info
30211 Avenida de las Banderas #220, 92688, Rancho Santa Margarita, United States
- support@meetava.com
- meetava.com
Replied to 81% of negative reviews
Typically replies within 48 hours
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Ava finance has really help my credit…
Ava finance has really helped my credit score improve dramatically. With just a small monthly fee of $9 it is worth every dollar.

Reply from Ava Finance
Since I first joined Ava 7 months ago…
Since I first joined Ava 7 months ago my score has increased by 200 points.
Credit boost immediately
Credit score didnt take long to increase after joining.
The process was very user-friendly
The process was very user-friendly. And the service provides a great benefit to assist with credit improvement will definitely recommend.
They Won't Give You Access To Your Credit Limit
Credit limit is based on your bank account and whether and which plan you sign up for - monthly or annual - which should have nothing to do with your limit. A bit unethical to tell customers if you give us more money upfront we will increase your credit limit. Then after you get a credit limit, they immediately cap how much of the limit they gave you can actually access. About 1-2%. So, if you they give you an $800 limit, they only let you use $30. That's right, they give you the limit then tell you that you cannot spend it. Not only do they trick you, but then you've paid $10 when signing up. Basically, they make it possible to pay small bills like Netlix, Hulu or Walmart+. But if you want to pay a REAL bill, you actually can't. The Ava app actually tells you that this cap on your limit can be taken off in settings but actually can't be. That's why I'm currently going back and forth with Customer Service now. You can't ask customers to pay a fee ($10), receive that fee, give that customer a credit limit and then deny them access to that limit AVA!!
The start of something Great !
My experience with Ava Credit Builder was great because it helped me build credit without putting me in debt. The payments were affordable, reported consistently to the credit bureaus, and the process was simple and stress-free.
I have been using Ava for almost 3…
I have been using Ava for almost 3 years now and i absolutely love it. It has helped me
Build my credit tremendously. I tell everyone I know that is looking to build up their credit to sign up.
I love ava finance better than the…
I love ava finance better than the other credit builder apps because I actually seen the increase in my score just by making on time payments other apps took a long time to see results.
I have an Ava card and creditors…
I have an Ava card and creditors building account. I put in a $25 monthly into a savings account for 12 months. After the 12 months terms you should receive your savings. It’s been over 12 months and I am unable to pay my last month installment nor unable to retrieve my savings I saved into the account.

Reply from Ava Finance
The best thing about Ava is it actually…
The best thing about Ava is it actually works. My score has gone up over 100 points and has been about 4-5 months. I don’t know about any other company that could get those results. It’s simple fast and easy. All you have to do is sign up.
I’ve been using Ava for a little while…
I’ve been using Ava for a little while now and it’s honestly been so helpful. It’s very convenient and easy to use, and it really helps you stay on top of your spending and credit. I love how everything is right there in one place. Definitely recommend if you’re trying to build or manage your credit.
Has its pros and its cons
Site has been allowing me to do a lot of different things, but credit score says that it went up, but it doesn’t show me that it went up on my other apps like Credit Karma and stuff yet, but it did just recently say that it went up. So app might be worth it

Reply from Ava Finance
Not only did it boost my credit up but…
Not only did it boost my credit up but they teach me what to do and what can help or harm my credit
They have been great
They have been great. Been with them 4 months, my score is up 162!
Ava is a great way to boost your credit…
Ava is a great way to boost your credit score, it's an easy sign up and instant approval.
Ever since I used ava my credit has…
Ever since I used ava my credit has been doing so much better, this is indeed a great investment.
Credit score actually went up!
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