I have never had such a bad experience…
I have never had such a bad experience with any company before, yet alone a mortgage broker. Where do I start? I contacted him a year before applying for a mortgage to prepare in advance for the mortgage application, however, he failed to prepare me for the endless and needless questions and unnecessary requests for documentation. The owner fancied himself as Columbo, and is suspicious of everything and everyone. His attention to detail was poor, as he produced the mortgage in principle letter with the wrong year on it. If I complained about the excessive requests for information, not only about myself, but my friend and our charity, he threatened to walk out on me. I contacted the mortgage provider and they informed me that they had not asked for half of the information he had requested. In the end he threw a strop, stating he is the owner of the company and it is his reputation at stake. Even though I had paid all the fees, supplied all the necessary documentation and more, he walked out on me. His conduct was utterly unprofessional! I could not apply for another mortgage straight away, as he had lowered my credit rating with the first mortgage application. This resulted in me paying thousands of pounds in rent and left feeling traumatised by the experience. I eventually used Haysto mortgage broker services and they were wonderful. I only had to supply 3 month's of bank statements, wage slips and proof of where my deposit had come from. I was offered a mortgage within a week and completed my purchase in 2 months. Finding the right broker is key, so please do not waste your time with these amateurs. Do not be fooled by their new flashy website.
19 January 2023
Unprompted review