We had a minor scare when they switched the bank account for deposits to one in London, but they quickly resolved the issue for Spanish investors, ensuring we don't incur any fees at our Spanish banks... See more
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Review summary
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What people talk about most
Reviews shaping this summary
I asked for help because I had made a mistake. The support team is very responsive, friendly, and available (Thank you, Thomas!). This is truly important, reassuring, and professional. The platform... See more
Company replied
Maclear's P2P platform has the advantage of being secure and clear about how it works. It is a platform based in Switzerland that is very active, constantly improving the services it offers. You can... See more
Company replied
This was one of my first crowdlending investing platform I play with. One year and a half later, I got back my investment amounts and interests with any problem. I contacted support three times by m... See more
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Company details
About Maclear AG
Written by the company
Maclear
Swiss-Regulated P2P Crowdlending Platform
About Maclear Platform
Maclear is a Swiss-regulated peer-to-peer crowdlending platform that allows investors to access diverse international opportunities with a low entry threshold of just €50.
Our crowdlending platform connects investors with creditworthy European businesses seeking additional financing. We prioritize investor protection, featuring a comprehensive provision fund and adhering to Swiss anti-money laundering and data protection regulations.
Investment Benefits
Investing with Maclear offers numerous benefits, including passive income generation and the potential for high annual returns of up to 16%. Our P2P lending platform focuses on real sector businesses with sustainable performance and reliable revenues, undergoing rigorous risk assessments and project scoring before being presented to investors.
All investments receive guaranteed monthly payouts, with your first interest payment arriving in just 30 days.
Key Statistics
|
€50 Minimum Investment |
16% Annual Returns |
|
0% Platform Fees |
30 Days to First Payment |
Zero-Fee Structure
What sets our crowdlending site apart is our zero-fee structure - we charge 0% on deposits, 0% on investments, and 0% on withdrawals. This transparent approach ensures that what you invest is exactly what works for you, with no hidden charges on your P2P investments.
Regulation and Security
Maclear's operations under Swiss jurisdiction and regulation by PolyReg Services GmbH SRO enhance investor confidence, demonstrating our commitment to compliance with legal and ethical standards.
Our peer-to-peer crowdlending opportunities undergo multi-stage due diligence by financial experts, ensuring only quality projects advance to our investing platform.
Quality and Reliability
Perfect Track Record
Since our launch in May 2023, we have maintained a perfect track record with zero reported defaults, thanks to our rigorous project selection process and comprehensive risk management.
Investment Security
Each investment is secured by equipment as collateral, providing an additional layer of security for your passive investments.
Additional Features
For experienced investors, we offer attractive loyalty bonus levels, with additional returns of up to 5% annually for larger investment portfolios. Our platform also features a secondary market where investors can access their funds quicker by selling their loans when needed.
Start Investing Today
Our mission is to create a multi-level service where investors can access transparent, trustworthy, and sophisticated site crowdlending opportunities.
Choose Maclear AG as your trusted P2P investing platform for secure, rewarding passive income from European businesses.
Start your investment journey today and join thousands of satisfied investors who have discovered the benefits of our regulated crowdlending platform.
Boost your passive income with the Maclear P2P platform today!
Written by the company
- ✔️ Collateral-backed loans by real sector businesses
- ✔️ Up to 16.5% returns
- ✔️ Fixed and scheduled monthly repayments
- ✔️ 0% deposit, withdrawal and investment fee
Contact info
Richtistrasse 7, 8304, Wallisellen, Switzerland
- info@maclear.ch
- maclear.ch
Special Invitation
4.6
Excellent
724 reviews
Replied to 100% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Positive experience
I registered some months ago and I have been investing since then.
Positive aspects:
-The registration is straightforward and fast: no issues;
- User-friendly platform; it's clean and easy to access and use; the information is quite complete and exhaustive;
- Access to site and personal account is securized by 2 FA;
- High interest rates on a monthly basis;
-Possibility of diversifying investments in different companies and fields from construction to production, wholesale, manufacture, transportation, logistics, services and more.
-Secondary market for a quickier exit if necessary.
Aspects to improve:
- No app for mobiles;
- A greater geographical diversification would be more useful; now only companies from the Baltics and from Bulgaria are available;
- Days may pass from the time you put your money in a project and the time the financing is actually completed and the project is funded.
In summary I can say I am overall happy and satisfied with my investments with Maclear.
12 October 2024
Unprompted review
Reply from Maclear AG
Thanks so much for this incredibly thorough and balanced review, Golfredo! 🙏
Your detailed breakdown of both positive aspects and areas for improvement is exactly the kind of feedback we value.
It's fantastic that you found registration straightforward, appreciate our user-friendly platform with complete information, and value the 2FA security.
Your recognition of our high monthly interest rates and diversification opportunities across construction, production, logistics, and services shows you really understand the breadth of our peer to peer investing offerings.
Your constructive suggestions are spot-on - a mobile app, greater geographical diversification beyond the Baltics and Bulgaria, and faster project funding completion are all areas we're actively considering.
The secondary market appreciation shows you value the liquidity options in crowdlending for flexible passive income management.
Most importantly, that you're "overall happy and satisfied" with your investments after thoroughly evaluating all aspects means everything to us.
If you want to discuss geographical expansion plans or have other suggestions:
👉 https://faq.maclear.ch/
Always appreciate detailed feedback from analytical investors like yourself:
📩 info@maclear.ch
💬 Telegram: https://t.me/John_maclear
Our investor community values comprehensive perspectives like yours:
💬 https://t.me/maclear_ch
Stay updated on our development roadmap and new features:
LinkedIn: https://linkedin.com/company/maclear-ag
Facebook: https://www.facebook.com/profile.php?id=61566510487203
X (Twitter): https://x.com/Maclear_ch
WhatsApp: https://whatsapp.com/channel/0029Vb0u5azA89MkzjRSsI0c
Best,
John, Head of Customer Support
Very promising platform
So far, my experience with Maclear has been great. Their platforms are user-friendly, projects are always open for funding, and the interest rates are really interesting. One thing that could be improved would be to enable receiving instant SEPA wire transfers; as for now, it takes 1-2 days for the money to be credited.
11 October 2024
Unprompted review
Reply from Maclear AG
Thanks for calling us a very promising platform, Marco! 🙏
It's great to hear your experience has been so positive.
Your appreciation for our user-friendly platform, always having projects open for funding, and really interesting interest rates shows we're hitting the key points for peer to peer investing.
Having projects consistently available is something we work hard on so investors can deploy funds efficiently in crowdlending opportunities.
Your suggestion about instant SEPA wire transfers is really valuable feedback - I understand that waiting 1-2 days for money to be credited can be frustrating when you want to jump on good investment opportunities quickly.
We're always looking at ways to speed up these processes for better passive income management, so this input is noted.
Thanks for the constructive suggestion while recognizing all the positives!
If you have other ideas for platform improvements or questions about funding:
👉 https://faq.maclear.ch/
Feel free to share more feedback about transfer processes:
📩 info@maclear.ch
💬 Telegram: https://t.me/John_maclear
Our investor community often discusses platform efficiency improvements:
💬 https://t.me/maclear_ch
Stay updated on our platform enhancements:
LinkedIn: https://linkedin.com/company/maclear-ag
Facebook: https://www.facebook.com/profile.php?id=61566510487203
X (Twitter): https://x.com/Maclear_ch
WhatsApp: https://whatsapp.com/channel/0029Vb0u5azA89MkzjRSsI0c
Best,
John, Head of Customer Support
High interest rates
Maclear is a young platform yielding high interests; risks might be higher compared to other platform but so far the experience has been great.
Monthly interests and no dealys at all, I invested in 6 projects and I'm very happy with it
9 October 2024
Unprompted review
Reply from Maclear AG
Thanks for your honest assessment, Emanuel! 🙏
You're absolutely right that as a young platform with high interest rates, there might be higher risks compared to more established ones.
Your transparency about the risk-reward balance shows you're a thoughtful investor in peer to peer investing. It's fantastic that despite being aware of potential risks, your experience has been great with monthly interests and no delays at all.
Having invested in 6 projects and being very happy with the results really validates our crowdlending approach.
Your balanced perspective - acknowledging both the higher potential risks and the excellent actual performance - gives real credibility to your positive experience with passive income generation on our platform.
If you want to discuss risk management strategies or explore additional projects:
👉 https://faq.maclear.ch/
Feel free to reach out about project diversification or any concerns:
📩 info@maclear.ch
💬 Telegram: https://t.me/John_maclear
Our investor community has many people discussing risk-reward strategies:
💬 https://t.me/maclear_ch
Stay updated on our platform maturation and new opportunities:
LinkedIn: https://linkedin.com/company/maclear-ag
Facebook: https://www.facebook.com/profile.php?id=61566510487203
X (Twitter): https://x.com/Maclear_ch
WhatsApp: https://whatsapp.com/channel/0029Vb0u5azA89MkzjRSsI0c
Best,
John, Head of Customer Support
High returns and user-friendly experience
I have been using Maclear.ch for almost a year, and I have seen annual yields for an average of 13.5%. The platform shows a commitment to safety with their provision fund, and conducts thorough due diligence on projects. Since its launch in May 2023, there have been no reported defaults, which is a significant plus.
The user interface of the platform is intuitive, making it easy to find and assess various investment opportunities. I appreciate how straightforward it is to track my investments and returns.
While the platform offers some interesting projects, I found the diversity somewhat limited. Additionally, the absence of an auto-invest feature means I have to be more hands-on than I would prefer.
Overall, my experience with Maclear.ch has been positive. It’s a promising option for anyone looking to diversify their investment portfolio with a focus on business loans. If you’re considering P2P lending, I recommend giving Maclear a try.
9 October 2024
Unprompted review
Reply from Maclear AG
Thanks so much for that comprehensive review after almost a year, Daniele! 🙏
It's fantastic that you've seen annual yields averaging 13.5% - that's exactly the kind of performance we aim for.
Your recognition of our commitment to safety through the provision fund and thorough due diligence really validates our approach to peer to peer investing. That you mention our zero defaults since May 2023 launch is a statistic we're incredibly proud of in crowdlending.
I'm glad you find our user interface intuitive for finding and assessing opportunities, and that tracking investments and returns is straightforward.
Your constructive points about limited diversity and the absence of auto-invest are valuable feedback - these are definitely areas we're working on to improve the passive income experience.
Most importantly, your recommendation to "give Maclear a try" for anyone considering P2P lending with business loans is exactly the kind of endorsement that helps other investors discover our platform.
If you want to discuss diversification plans or have suggestions for auto-invest features:
👉 https://faq.maclear.ch/
Always appreciate detailed feedback from experienced investors like yourself:
📩 info@maclear.ch
💬 Telegram: https://t.me/John_maclear
Our investor community values comprehensive reviews like yours:
💬 https://t.me/maclear_ch
Stay updated on our diversification efforts and new features:
LinkedIn: https://linkedin.com/company/maclear-ag
Facebook: https://www.facebook.com/profile.php?id=61566510487203
X (Twitter): https://x.com/Maclear_ch
WhatsApp: https://whatsapp.com/channel/0029Vb0u5azA89MkzjRSsI0c
Best,
John, Head of Customer Support
So far so (very) good
I started investing with Mc Lear a few weeks ago and so far everything has been going just fine! The signing up and adding funds process was super easy, customer service is really quick to answer and projects are very well described (for once on p2p platforms you know exactly who you are lending funds to) and today I received my first interest spot on time. I certainly will keep investing with McLear in the future.
6 May 2024
Unprompted review
Reply from Maclear AG
Thanks so much for that positive review after just a few weeks, Frederique! 🙏
It's wonderful that everything has been going so well from the start.
Your appreciation for our easy signup and funding process, plus quick customer service, shows we're hitting the mark on user experience.
I'm especially glad you value how well our projects are described - you're absolutely right that knowing exactly who you're lending to is often missing on other peer to peer investing platforms, and that transparency is crucial for confident crowdlending decisions.
Receiving your first interest payment spot on time is a great milestone! That reliability in payments is fundamental for building trust in passive income generation, and I'm delighted it's starting off perfectly for you.
Your certainty about continuing to invest with us in the future after such a short time is really encouraging.
If you have questions about new projects or want to explore more opportunities:
👉 https://faq.maclear.ch/
Always here to maintain that quick customer service you appreciate:
📩 info@maclear.ch
💬 Telegram: https://t.me/John_maclear
Our investor community would welcome someone with your positive early experience:
💬 https://t.me/maclear_ch
Stay updated on new well-described projects:
LinkedIn: https://linkedin.com/company/maclear-ag
Facebook: https://www.facebook.com/profile.php?id=61566510487203
X (Twitter): https://x.com/Maclear_ch
WhatsApp: https://whatsapp.com/channel/0029Vb0u5azA89MkzjRSsI0c
Best,
John, Head of Customer Support
Reply from Maclear AG
Thanks Ruben! Happy investing!
Maclear is a new Swiss cofunding…
Maclear is a new Swiss cofunding platform that offers a high valuation of financial resources. I am new to the platform and only time will tell about the long-term sustainability and development of the company.
27 February 2024
Unprompted review
Reply from Maclear AG
Thank you for taking the time to review Maclear, Zelina. We're thrilled to have you on board and appreciate your insights on our crowdfunding platform. It's great to hear that you recognize the high valuation we strive to offer for financial resources. We understand the importance of trust and longevity in our sector, and we're committed to proving the long-term sustainability and development of our platform. We look forward to your continued journey with us and are here to support you every step of the way. Please feel free to reach out if you have any questions, concerns, or feedback as you explore more of what Maclear has to offer.
Don't trust these reviews
Don't trust these reviews , because they've been bought for ten euros each !
Untill the end of January , they were offering twenty euros for reviews on Trustpilot and Google , ten euros for each .
I can not find it anymore on their website , but it can still be found on Google . The oldest example I was able to find was from November last year .
I'm very sorry , but honest people don't do things like this and therefore they don't deserve our trust .
Also , people submitting their reviews here are not being honest , when confirming they have not received an incentive to write it .
24 January 2024
Unprompted review
Reply from Maclear AG
Dear Zoran,
Thank you for bringing your concerns. We understand how crucial transparency and integrity are to you and all our customers. It's important for us to clarify our position regarding customer reviews and the incentives associated with them.
Our bonus program, which includes incentivising reviews, is designed with the intention of acknowledging the time and effort our customers invest in sharing their experiences with us. This program is entirely voluntary, and participants are encouraged to provide honest and constructive feedback, whether positive or negative. The incentive is not for positive reviews, but for any feedback that contributes to our understanding of customer experiences and areas for improvement.
Many of our customers, as you may have noticed in various reviews, have been candid in sharing their concerns and suggestions for improvement. This honest feedback is valuable to us, as it guides our efforts in making the necessary adjustments to better serve our customers.
Zoran, about your personal situation, although you haven't begun your investment journey with us yet, we're committed to addressing the issues you've mentioned and making continuous improvements. We believe in the potential of our platform and are eager to demonstrate its value to you.
We are actively working on expanding our project offerings to provide more opportunities for diversification and we will take into account the bonuses changes you've mentioned. Our team is dedicated to enhancing the platform's robustness and ensuring it aligns with the needs and expectations of our investors.
Moreover, I want to personally assure you that we are here to support you every step of the way. If you've encountered any specific issues or have concerns that need addressing, I encourage you to reach out directly to me denis.ustjev@maclear.ch. I'm here to listen and guide you through resolving any problems, ensuring a smoother and more satisfying experience with our services.
Let's work together to find the best solutions and make your journey with us successful.
Denis Ustjev,
CEO
Good platform
Good platform , very professionals in the P2B field, interesting market offers with high profit reports. Very satisfied with its development and execution. It is good option to invest
7 February 2024
Unprompted review
Reply from Maclear AG
Hey, Belen!
Thank you for your positive review. We're glad to know you find our platform efficient and professional, especially in the P2B sector. It's rewarding to hear that our market offerings and profit reports meet your expectations. We're committed to maintaining the quality of our services and appreciate your recognition of our efforts. If you have any further insights or need assistance, we're here to help.
Promising site to be the best
Started investing in this platform and so far so good, interest rates are amazing and everything is smooth
6 February 2024
Unprompted review
Reply from Maclear AG
Hey, Victor! It's encouraging to hear that your investment experience with our platform has been positive so far, and that you're pleased with the interest rates and the smoothness of the process. We're here to continue providing you with a seamless experience, so don't hesitate to reach out if you have any questions or need assistance.
Exceptional platform
Exceptional platform, very professionals in the P2B field, interesting market offers with high profit reports. Very satisfied with its development and execution. Recommended to all types of investors.
22 January 2024
Unprompted review
Reply from Maclear AG
Hey, Francisco! It's great to hear your positive feedback on the platform. We're glad the investment opportunities and returns are aligning with your expectations. Your satisfaction with how things are running and your recommendation to other investors mean a lot. Thanks for sharing your thoughts!
You can invest in real business…
You can invest in real business project. Very well detailed information about the company and the project to invest. Very interesting welcome bonus.
22 January 2024
Unprompted review
Reply from Maclear AG
Hey, Javi!
It's great to hear you appreciate the opportunity to invest in real business projects and find the information about the companies and projects detailed and helpful. The welcome bonus being a highlight for you is fantastic to know. We aim to provide all the necessary details to make informed investment decisions and are glad it's resonating with you.
Reply from Maclear AG
Hey, Carlos! That's great to hear! It's always encouraging to know that everything is running smoothly and that you're having a positive experience with the platform. If you ever have any questions or if there's anything we can do to make your experience even better, just let us know. What features of the platform have you found most useful or enjoyable?
invest in several platforms and I…
invest in several platforms and I really like this one because you invest in real business projects and that is different from personal loans. It is intuitive, it is in Spanish and it has several bonuses such as a donation of 30 e for an investment of 500 among others...
12 January 2024
Unprompted review
Reply from Maclear AG
We appreciate your positive comments about our platform, especially the focus on business projects and the intuitive Spanish interface. It's good to know the bonuses, like the €30 for a €500 investment, are valuable to you.
Thank you for your feedback and for investing with us. If you have any suggestions or need support, please reach out.
Easy P2P platform
Easy P2P platform, the registration and verification process is so quick, and this a very reliable crowdfunding platform with high returns. Happy to start a new investment with them
5 January 2024
Unprompted review
Reply from Maclear AG
Your trust in our platform for high returns and your enthusiasm for starting a new investment are greatly appreciated. If you ever have any questions or need assistance along the way, please don't hesitate to reach out. We're here to support you on your investment journey. Happy investing!
A very good P2P platform to invest
A very good P2P platform to invest, with many bonuses and interesting projects. They have recently removed the withdrawal fee, another advantage and it also is a regulated platform, that makes it safer. I would strongly recommend it!.
17 November 2023
Unprompted review
Reply from Maclear AG
Thanks for your feedback Manuel! Happy investing!
Excelent experiance
You see the great job. They informed you immediately for any New project. Also they dont charge any more fees when you withdraw your money ☺️
14 December 2023
Unprompted review
Reply from Maclear AG
We're dedicated to making your investment experience as smooth and worry-free as possible. If you have any more feedback or suggestions to share, please don't hesitate to reach out. We're here to serve you better and enhance your investment journey with us. Thank you for your trust and support!
Very promising P2P platform
14 December 2023
Unprompted review
Reply from Maclear AG
Thanks for your feedback!
Top P2P platform!
30 November 2023
Unprompted review
Reply from Maclear AG
Thanks for sharing your experience! Happy investing with us!
It's a new platform based in P2P
It's a new platform based in Switzerland which is saying something. That has also passed checks. Very easy to use even for the common citizen. For me it's a pleasure to invest there because I don't worry as much as other platforms that make it very difficult to understand it. Update is there from the very first moment you invest or any other moment that the money had arrived or came after the specific time you invested, or some bonus you get. Awesome keep it up.
2 December 2023
Unprompted review
Reply from Maclear AG
Hey, Georgios! It's great to know that you feel comfortable and worry-free when investing, as that's what we aim for – to make the investment process straightforward and accessible. We appreciate your encouragement, and we'll certainly strive to keep up the good work. If you have any more insights or experiences to share in the future, we're always here to listen. Happy investing!
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