Easy to make a account. And people there are very friendly and kind. Unfortunately I ran into some problems wich was not Lunar's fault, at all. But reopening my account took its time. Don't call on Fr... See more
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Hack Kampmanns Plads 10, 8000, Aarhus C, Denmark
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It took ages (about 3 weeks) to set up the account and no one could tell me how long it would take to receive access to my bank account, which was urgent and necessary due to needing a Danish IBAN for my job. I almost had to go for a traditional bank. Luckily it was set up just in time and now I am super happy. the AI bot is able to answer almost all questions and if not, the team responds quite fast (within 24 hours). One time someone tried to hack me while I was on holiday and Lunar automatically blocked my card, which was great. It went fast to receive a new card (a few minutes). The cost is low and Lunar teamed up with SAS to create the SAS credit card. Within a month, I have already collected 600 SAS Bonus points, so this really pays off. I cannot give 5 stars, since the set up took incredibly long. It said 10 days, but it took 3 weeks. But ever since it has run smoothly. I would recommend Lunar.

Reply from Lunar Denmark
Naomi was excellent with my case, she really cared and did her best to solve my problem very quickly.

Reply from Lunar Denmark
I know absolutely nothing about how to operate a business account. Carl's expertise and especially his patience with me made me feel well taken care of and he answered all of my questions. Thank you, Carl!

Reply from Lunar Denmark
I liked his way of speaking and he explained things to me very well and solved my problem very easily. I am truly grateful to him.
Again thank you

Reply from Lunar Denmark
The service is easy to use and staff are helpful, only the process was a bit slow

Reply from Lunar Denmark
I honestly regret trusting Lunar with an important transfer.
What I discovered too late is that Lunar apparently does not even handle large international transfers properly themselves and instead relies heavily on external correspondent banks like Citi. The result is that when something goes wrong, nobody seems to have real control or visibility over the payment anymore.
My SEPA transfer was first blocked internally by Lunar for review. After days of waiting, they claimed it had finally been released, only for the transfer to then disappear into a Citi compliance / OFAC review for weeks.
The receiving bank cannot locate the payment at all.
And the most shocking part is this: Lunar’s response is basically that once the money enters the correspondent banking chain, they themselves have very limited visibility and control.
So as a customer, you are left in a completely absurd situation:
your money is gone from your account,
the receiving bank cannot see it,
the intermediary bank does not speak to you directly,
and Lunar mostly sends polite disclaimers saying they are “following up”.
This does not feel like a serious modern bank infrastructure. It feels like a fintech pretending to be a bank while outsourcing critical payment operations to third parties they cannot properly control.
The support agents themselves have been polite, but the operational handling has been completely unacceptable. Customers should not spend weeks wondering where their money is while different institutions point fingers at each other.
Very disappointing and honestly stressful experience. Ah! and my money is gone for close to a month now without any explanation.

Reply from Lunar Denmark
The worst banking experience I’ve ever had. I faced serious issues withdrawing my own money. The bank claims the transfer was sent but cannot provide an MT103 or any official proof. I had to escalate the case to the authorities. Extremely disappointing.

Reply from Lunar Denmark
Made it possible for me to get my money back from travellink

Reply from Lunar Denmark
Horrible customer service constantly giving false promises. Under Danish law they should open your account within 10 working days. I sent in the application and nothing happened. 0 contact. Had to call and they claimed I had to resubmit some needed information which I did.
After that, still nothing. Just left the application hanging even though I have my CPR number and gave all necessary information which they confirmed was enough via phone.
I’m about to miss my payment from my company because of this because I was counting with my account being opened in time. Extremely disappointed. They just keep saying “we will process it”

Reply from Lunar Denmark

Reply from Lunar Denmark
Fair prices. Working customer service. What's not to like

Reply from Lunar Denmark
The service i received from Carl was excellent, relevant and friendly.

Reply from Lunar Denmark

Reply from Lunar Denmark
Lunar made the process of getting my bank account very easy. As a newcommer to Denmark I was worried about the bank application being complicated and long. I'm happy to be proven wrong as this was a breeze. I have previously applied to a different bank and after filling out countless forms I gave up and switched to Lunar and I wish I did this from the very beginning. Than you to the whole team!

Reply from Lunar Denmark
It is great that you are allways helpfull, and it is easy to reach out to you by mail or phone.
Thanks to Liv for excellent assistance during the last weeks.

Reply from Lunar Denmark
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