Loansmypayroll Reviews 

707
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 235 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the extremely fast and efficient loan approval process, noting that borrowed funds are transferred promptly to their personal bank accounts without any unnecessary hassle. Consumers also highlight that the digital application platform is very simple to navigate, and the support staff remains consistently professional, courteous, and genuinely helpful during urgent financial emergencies. However, some reviewers were not happy with occasional communication delays, unusual public replies, or negative customer service experiences encountered during their borrowing journey. A few people also mentioned experiencing technical difficulties with digital signatures, navigating online IT requirements, or facing application denials based on their payment history.

What people talk about most

Service

Users describe positive interactions with service, highlighting fast and efficient loan approval processes... See more

User experience

Consumers find user experience to be positive, highlighting a smooth, simple, and straightforward application... See more

Response time

Reviewers highlight positive aspects of response time, noting very fast and prompt answers to their initial... See more

Customer service

Clients share positive opinions on customer service, highlighting that representatives are friendly,... See more

Payment

Customers consistently note positive experiences with payment, expressing great satisfaction with the fast... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very fast response and very simplified application process. No paper required or facing ect . Quick approval process and clear contract explained . Funds also deposited quickly , and low borrowing rat... See more

Company replied

Rated 5 out of 5 stars

Loansmypayroll is the epitome of excellence. Within just a few hours in the evening, they processed my loan application and promptly e-transferred the funds to my account. The entire process was se... See more

Company replied

Rated 5 out of 5 stars

Loansmypayroll are an epitome of excellence; within a couple of hours, in the evening, they processed my loan application and e- transferred my funds to my account. It was all seamless and they gav... See more

Company replied

Rated 5 out of 5 stars

The service was easy to move along, they were prompt getting back once the hour was right. Saved me from getting stranded 2 hours from home. I panic applied to get home and they were first, so... See more

Company replied



Contact info

4.8

Excellent

TrustScore 5 out of 5

707 reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

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4.8

All reviews

(707)

215 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

borrowing was quick and fast and didn’t…

borrowing was quick and fast and didn’t need to do so much work just to get a short term loan. If you need help they are always there to help with your loan application.i would recommend to friends if needed

14 July 2026
Unprompted review
Loansmypayroll logo

Reply from Loansmypayroll

Hi Gwendolyn,

Making the borrowing process simple and efficient while providing support along the way is our goal. We appreciate your recommendation and look forward to assisting you again whenever you need us.

Thank you,

LMP Team

Rated 5 out of 5 stars

Response time was quick

Response time was quick, app was easy, and the provided information was easy to understand

9 July 2026
Unprompted review
Loansmypayroll logo

Reply from Loansmypayroll

Hi Calah,

We're pleased to hear that you found the application process quick and straightforward, with clear information every step of the way. Our goal is to make the experience as simple and efficient as possible, and we're glad we could deliver that for you.

We look forward to assisting you again whenever you need us.

Thank you,

LMP Team

Rated 5 out of 5 stars

Easy and fast approval...

Easy and fast approval...
No hassle and I definitely recommend it if you're looking for a emergency loan

6 July 2026
Unprompted review
Loansmypayroll logo

Reply from Loansmypayroll

Hi Patricia,

We appreciate your feedback. Making the approval process simple, fast, and hassle free is exactly what we strive for. We're glad we could provide the support you needed during an emergency, and thank you for recommending us to others.

We're always here if you need assistance again in the future.

Thank you,

LMP Team

Rated 5 out of 5 stars

As a person that can struggle with IT…

As a person that can struggle with IT the customer service were very helpful in making my application easy

30 June 2026
Unprompted review
Loansmypayroll logo

Reply from Loansmypayroll

Hi Tom,

We're pleased to hear our team was able to make the application process simple and easy to follow. Providing friendly, patient support is important to us, and we're glad we could help every step of the way.

We look forward to assisting you again whenever you need us.

Thank you,

LMP Team

Rated 5 out of 5 stars

After all of people declined my file

After all of people declined my file, they are the only one who approved without any hassle.

24 June 2026
Unprompted review
Loansmypayroll logo

Reply from Loansmypayroll

Hi Alvin,

We appreciate your feedback. We're pleased we could assist when other options weren't available and make the approval process as simple and hassle free as possible. Our team works hard to review every application individually, and we're glad we were able to help when you needed it most.

We look forward to assisting you again in the future whenever you need us.

Thank you,

LMP Team

Rated 5 out of 5 stars

I received my loan instantly the same…

I received my loan instantly the same day I applied, extremely fast. Rates are decent as well.

22 June 2026
Unprompted review
Loansmypayroll logo

Reply from Loansmypayroll

Hi Clarence,

We’re pleased to hear you received your funds the same day you applied. Providing a fast and straightforward process while offering fair and transparent terms is exactly what we strive for.

We’re here to help whenever you need assistance in the future.

Thank you,

LMP Team

Rated 1 out of 5 stars

Please Please beware of this company

***Updated Aug19/2026 Dont believe their lies!*** Please Please beware of this company. They send you promotion offer to get you into their site with no promotion then lie about their services and very long delays between messages. Save yourself the headaches and go elsewhere. BBB will be sent all my documentation from them contradicting their lies and stories. I wish you could put pics here to show proof but I plan to post those elsewhere. **response june 22/2026 as mentioned you can't show pics here but on my other reviews of company watch for pics and the lies by this company. False promotions and payday lending lies** will be reviewing tonight with pics on google to easily call them out!!!!

19 June 2026
Unprompted review
Loansmypayroll logo

Reply from Loansmypayroll

Hi Barry,

We reviewed your file after seeing this review and would like to provide some clarification.

You were initially pre approved and a loan contract was sent to you based on the repayment schedule that was presented at the time of approval. After receiving the contract, you advised that you wanted a different payment arrangement. Our team then took the time to review your request, make the requested changes, and issue a new contract with an adjusted payment plan for your consideration.

Throughout the process, copies of the agreements, repayment details, and account statement were provided to you, clearly showing the loan amount, repayment amounts, and payment schedule. The information was documented and sent in writing so you could review everything before making a decision.

We respect your right to share your experience, however we do not agree that information was hidden or misrepresented. Our records show that the terms were disclosed and updated based on your requests before any agreement was finalized.

If you would like to discuss your concerns further, our team remains available to review the file with you and provide any additional clarification you may need.

Thank you,

LMP Team

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