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Lloyds Business Accounts Reviews 

1,657
•
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 798 reviews, reviewers had a great experience with this company. Customers consistently mention that the digital account setup process is remarkably straightforward, allowing new users to open corporate accounts quickly and efficiently. People deeply appreciate the helpful and professional staff who provide clear guidance and friendly support throughout the entire banking journey. Some reviewers were not happy with customer support, mentioning that getting through to the right team or speaking with a manager can be extremely difficult. A few other people also felt that the online platforms and mobile banking apps feel outdated, making digital navigation frustrating and cumbersome at times.

What people talk about most

User experience

Clients share positive opinions on user experience, highlighting that opening a business account is a... See more

Service

Customers had positive experiences with service, frequently highlighting the smooth, speedy, and efficient... See more

Customer service

Customers consistently note ambiguous experiences with customer service, as feedback varies sharply regarding... See more

Staff

Reviewers mention positive feedback about staff, consistently highlighting their professional, helpful, and... See more

Website

Users describe ambiguous interactions with website, as opinions on digital platforms are sharply divided.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It was easy and straight forward to set up however i could have done with speaking to someone first to explain by Business requirements. Plus it said on my normal bank account that i would be entitle... See more

Company replied

Rated 5 out of 5 stars

Quickest non internet business bank account ever opened, great comms and all cards, passwords and login received within 4 days of opening - 7 days in total. Much better than 12 years ago when a Lloyds... See more

Company replied

Rated 5 out of 5 stars

Great customer service from Adam when I called late on Friday afternoon, at my wits end with BT and the fact they had taken money from our business bank account erroneously. I have wasted 3 weeks tr... See more

Company replied

Rated 5 out of 5 stars

I really appreciated Mel's patience and care in helping me set up my business account at Halifax Brighton. He explained everything and supported me well and I've come back to him each time to complete... See more

Company replied


Company details

  1. Bank
  2. also in
  3. Financial Institution

About Lloyds Business Accounts

Written by the company


Over one million businesses already bank with us. It’s time to join them.

We give you everything you need to start, run and grow your business, like secure online and app-based banking, support from real people and tools for everyday money management. Plus in-house loans, cashflow solutions, merchant services, FX provision, and more options to fit your business needs.

With over 250 years’ experience, we’re your partner for the long term. And we’ll help you take your next financial step with confidence.

Start-up small business >
Switch your account >

Contact info

Business Bank Account

Apply for a business bank account online in minutes

4.2

Great

TrustScore 4 out of 5

2K reviews

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4.2

All reviews

(1,657)

740 reviews in the last 12 months

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Rated 1 out of 5 stars

Don’t use Business Banking

Thankfully, I haven’t needed to call a banking manager or Lloyds for that matter for probably 10 years. Good job I haven’t as it’s impossible to get to speak to one. Once you finally get through! You go through with the handler the reason for the call (you know you need a Manager but can’t get through directly). You are then transferred and an auto message tells you no one is available and the call ends. So I tried online help (told to do this in the message) after waiting 3 minutes for every question to be responded to, I’m told to ring the Call Centre. Explained that I had tried this and what I should do now … no response received. Appalling Customer Service

30 September 2026
Unprompted review
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Helen,

Thank you for taking the time to share this detailed feedback about your experience. Experiencing endless automated transfers, sudden call disconnections, and unhelpful digital chat sessions when attempting to reach leadership is deeply frustrating.

Our goal is to streamline these communication channels so that guidance is always available when required.

Regards,
Lloyds

Rated 1 out of 5 stars

It would be zero stars if possible!

It would be zero stars if possible!! 5.5 months I have been back and forth with Lloyds about opening a simple business account (was told would take roughly 30 days) I own 3 businesses and 3 business accounts with 3 different banks god knows why I chose to apply for Lloyds but I warn you not to waste your time. The lies and incompetence by staff is absolutely staggering! Refuse to respond to emails refuse to answer questions. Send the same emails 3 weeks after the questions required have been answered. Constantly lied to and passed from department to department! Iv “supposedly” been in the outboarding stage for 6 weeks now ! Was told this would take 3-5 days !!! Loss of id documents, wrong names provided on emails, wrong details requested, asking the same spurious questions no matter how many times you will answer them correctly. This little exercise has currently cost me 30 thousands pounds in lost investment due to my investors loosing faith in the company’s ability to be able to obtain even a simple bank account! I have just told them to cancel my application as I simply cannot explain once again what a precious metal refinery business will be doing, baring in mind iv explained the whole process six times already but now they want to know what a precious metal refinery will be producing (the clue is in the name!!!!!) I could go on and on about their incompetence but I feel iv already wasted more than enough time, money and energy dealing with this absolute incompetence!!!!!

25 September 2026
Unprompted review
Rated 5 out of 5 stars

Great Bank!!!

Amazing service totally recommend

25 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Meteor,

We're glad you enjoyed our service. We appreciate your recommendation!

Regards,
Lloyds

Rated 5 out of 5 stars

Systems are user friendly and easy to…

Systems are user friendly and easy to understand as I have little to no knowledge in the computer world

6 August 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks Tajerab Khan,

We're happy to hear that our systems are user-friendly and easy to understand, especially for those new to the computer world. We truly appreciate your positive feedback!

Regards,
Lloyds

Rated 4 out of 5 stars

Good bank

Good bank, great customer service

21 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Ebenezer,

We're glad to hear you appreciate our customer service. Your positive feedback is appreciated.

Regards,
Lloyds

Rated 5 out of 5 stars

Lloyds Business Account ✅

Simple process using their business app to open my business account with no issues.

The process was simple using their business app to submit my documents for verification and Face ID verification to open my business account.

All done on the LLOYDS Business App.

Thank You

24 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks VMG Auto Group,

We're pleased to hear that you found the process of opening your business account through our app to be simple and straightforward. Your positive feedback about our business app is greatly appreciated, and we thank you for sharing your experience!

Regards,
Lloyds

Rated 5 out of 5 stars

Smooth sailing with Llyods Bank

I was happy with the way the account opening process went with Llyods bank.

24 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks BB International Investments,

We're happy to hear that our account opening process met your expectations. We appreciate you sharing your positive experience with us!

Regards,
Lloyds

Rated 5 out of 5 stars

I really appreciated Mel's patience and…

I really appreciated Mel's patience and care in helping me set up my business account at Halifax Brighton. He explained everything and supported me well and I've come back to him each time to complete and understand the process.

24 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks Pakistanian Limited,

We are pleased to hear about your positive experience setting up your business account. We are glad our team was able to provide clear explanations and consistent support throughout the process.

Regards,
Lloyds

Rated 5 out of 5 stars

Easy and speedy process.

17 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks Stowey Arms,

We're happy to hear that you experienced such an easy and speedy process with us. Thank you for sharing your positive feedback!

Regards,
Lloyds

Rated 5 out of 5 stars

good app to follow

good app to follow, kept me updated with progress.

All set up and able to use within a week.

11 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Nicky,

We're glad to hear that our application helped you stay informed about your progress.

Regards,
Lloyds

Rated 5 out of 5 stars

Fab Service as always

Easy & Straightforward

24 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks Samantha,

Thank you for taking the time to leave a review. It's great to hear that you found everything easy and straightforward. We appreciate your feedback and glad we could help.

Regards,
Lloyds

Rated 5 out of 5 stars

Excellent instructions to open account…

Excellent instructions to open account on line, very easy to do

15 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Daniel,

We're so glad to hear that our online account opening process was easy for you. We appreciate your positive feedback!

Regards,
Lloyds

Rated 1 out of 5 stars

Poor Poor Customer Service cannot action a basic request

Been with this bank over 10 years but they cannot seem to be able to the simple task of adding a trading as name to my business account. This has been going on for over two months now speaking to people in my branch and via the online business number, of which I can only assume is based overseas and yet they still cannot do it. I've reached the point now where i'm opening an account with a different bank and will transfer all my business over within the next couple of months and close this account. Reduculous situation. Poor Poor customer service.

24 September 2026
Unprompted review
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks Paul Bowers,

We are sorry to hear about the frustrating experience you've had with adding a trading name to your business account. We understand how important this is for your business and we regret that we have not been able to resolve this for you in a timely manner, especially after such a long relationship with us. We have reviewed this and have sent an email to you to explain this next steps!

Regards,
Lloyds

Rated 5 out of 5 stars

Brilliant Bank

21 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Stonewhite Care Limited,

Thank you for taking the time to leave us a review. We're happy to hear you think we're a brilliant bank and that you've had a positive experience with us.

Regards,
Lloyds

Rated 5 out of 5 stars

Satisfied

It's well explained more than other major banks

20 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks Ten Jeremy,

We are glad to hear that our explanations are clear and helpful for you! Thank you for your feedback.

Regards,
Lloyds

Rated 1 out of 5 stars

I had a very frustrating experience…

I had a very frustrating experience with Lloyds Business Banking telephone customer service.

I spoke to three advisers. The first two appeared to be based overseas — one sounded African and the other Indian — and I found their accents extremely difficult to understand. I repeatedly struggled to follow what they were saying, which made dealing with an already complicated banking issue much more stressful.

There was also extremely loud and strange background noise on the calls. Whenever the advisers stopped speaking, I could hear a constant noise that sounded almost like water running in the background. This happened during all three calls and made the call quality even worse.

The third and final adviser I spoke to was British. I could understand her clearly and the difference in communication was immediately noticeable. I was finally able to have a conversation where I could properly understand what was being explained to me.

My issue isn't where somebody comes from. Lloyds is providing a telephone banking service, so customers need to be able to clearly understand the person dealing with their account. If a customer says they are struggling to understand an adviser's accent, there should be an easy way to be transferred to somebody they can understand.

The overall telephone experience needs significant improvement, particularly the call quality, background noise and clarity of communication.

19 September 2026
Unprompted review
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Shaz,

We are very sorry to hear about the frustrating experience you had with our telephone customer service. We understand how important call quality is, especially when dealing with complex banking matters.

Regards,
Lloyds

Rated 5 out of 5 stars

Very supportive

Very supportive! Thank you

3 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Daksha,

We are glad to hear that we were able to provide you with support. We appreciate your kind words.

Regards,
Lloyds

Rated 5 out of 5 stars

I particularly value feeling safe and…

I particularly value feeling safe and secure when using my Lloyds business account.This gives me confidence and peace of mind when managing my business banking

18 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks Nasir,

We're glad to hear that you feel secure and confident managing your business banking with us. Your peace of mind is important to our team. Thank you for sharing your positive feedback!

Regards,
Lloyds

Rated 5 out of 5 stars

Brilliant service

Very straightforward to apply ,and kept well informed throughout

17 September 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Mr Barnes,

We're glad to hear that our application process was straightforward and that we kept you well-informed. Thank you for your kind words!

Regards,
Lloyds

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