I had such a great experience with Liquid Expat Mortgages. Vanessa and Julie were both amazing to work with — friendly, knowledgeable, and always quick to respond. They clearly have deep market knowle... See more
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Since 2007, Liquid Expat Mortgages has been finding the best UK mortgage products and rates for every type of expat buyer. Whether you’re investing in property or looking to buy your first home, our experienced team of expat mortgage specialist advisers can help. For almost 15 years Liquid Expat Mortgages has provided all forms of finance for anyone looking to purchase or remortgage in the UK. Anyone who has tried to obtain a UK mortgage or UK remortgage whilst working or living outside the UK will appreciate the complexities of organising any type of mortgage. With time zone differences, identity requirements, no UK credit footprint, foreign currency salaries and other legal requirements from lenders, it’s easy to give up on finding your ideal mortgage. Our end-to-end service has helped customers worldwide secure their specific mortgage whether they remain in their host country or if they are coming back to live in the UK. We are a totally independent specialist expat broker with qualified mortgage consultants and are registered with the Financial Conduct Authority (FCA) for total peace of mind. We have developed solid and long-standing relationships with over 50 UK lenders including specialist boutique and niche lenders you won’t find on the high street.
Contact info
Suite 4b, Link 665 Business Centre, Todd Hall Road , BB4 5HU , Rossendale, United Kingdom
- +441618711216
- info@liquidexpatmortgages.com
- liquidexpatmortgages.com
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Carol and Vanessa were really helpful…
Carol and Vanessa were really helpful and proactive. The remortgage was quite a slow process but they did everything they could to help things along. Highly recommend.
Highly recommend Liquid Expat…
Highly recommend Liquid Expat Mortgages! They provide a structured, end-to-end service and are incredibly proactive throughout the application process. My case was complicated, involving dual jurisdictions in the UK and Ireland, but Liquid and the team were completely solution-driven. They managed the entire journey—from the initial paperwork to coordinating between the lender and legal teams—ensuring everything moved forward to completion. Special thanks to Simon and Liam, who were always available and gave me huge confidence from start to finish.
A Stress-Free Experience Thanks to Julie and Ana
It has been an excellent journey from the very first time I spoke with Julie. She has been incredibly helpful, professional, and supportive throughout the entire process, and I truly appreciate all the guidance she provided along the way.
Julie also introduced me to Ana, who joined the process and provided equally valuable support. Their attention to detail, proactive follow-up, and constant availability through WhatsApp, email, and phone calls made a significant difference, especially as I was frequently travelling in and out of the country during the process.
I have already recommended Liquid Expat Mortgages to my friends and family, highlighting Julie's tireless dedication, responsiveness, and commitment to ensuring a smooth experience for her clients.
I am truly grateful that I came across Liquid Expat Mortgages while searching for a broker who could understand and work with my unique circumstances as an expatriate. What initially seemed like a challenging situation became a smooth and manageable process thanks to the expertise, patience, and support of Julie and Ana. I highly recommend their services to anyone seeking professional and personalized mortgage assistance.
⭐️⭐️⭐️⭐️⭐️👍
Rob, Liam & everyone did a wonderful job, and I thank them all for helping so much. Thank you all 👍.
Superb Service
This is the 2nd time I have used Liquid Expat and perfect from start to finish. Liam my contact was detailed in all the work needed and delivered each time. Highly recommended.
Service is really great as faizan was…
Service is really great as faizan was so helpful, really friendly, guided us on every single step, helping us find the options, he was really polite and professional. Thank you very much would definitely recommend it. Vanissa was also a great help.
Top Quality
Efficient, prompt, no nonsense, highly professional and courteous service. Held our hands throughout the intricate process and ensured we completed swiftly and smoothly with a mortgage lender matched to our needs.
Excellent service for an expat mortgage
Really excellent service from Liquid Expat Mortgages. John and Vanessa were both extremely helpful throughout the whole process of arranging the mortgage for my investment property in Cambridge.
As an expat living overseas, getting a UK mortgage can be more complicated, but they made the process straightforward, kept me updated and were always quick to respond whenever I had a question. Everything ultimately went through smoothly and we have now completed on the property.
Would definitely recommend Liquid Expat Mortgages to other UK expats looking for a mortgage.
Great experience working with…
Great experience working with Nathaniel, Joe and Ian to secure my first UK buy to let mortgage. Will definitely be working with them again in the near future. Thank you to the Team at Liquid Expat for your support.
Fantastic service from Raja & Vanessa
Fantastic service from Raja & Vanessa. Thank you both so much. The communication and updates have been invaluable. Definitely a service I would recommend to others. Thank you.
I am a British doctor currently based…
I am a British doctor currently based in Qatar and contacted Raja Majeed at Liquid Expat Mortgages to arrange a mortgage for a holiday home property in the UK.
Raja was extremely responsive from the outset. He understood my requirements quickly, obtained all the necessary documentation from me, and provided a competitive mortgage quote within the same week. He also negotiated a very good rate on my behalf.
Throughout the process, Raja and Vanessa Govender were my single points of contact, coordinating everything and keeping me updated by WhatsApp and email. The mortgage was completed smoothly over the following few weeks with very little hassle from my side.
What particularly impressed me was the transparency and professionalism. When mortgage rates subsequently fell, Raja proactively passed the benefit of the lower rate on to me rather than simply proceeding with the original offer. I really appreciated this.
Overall, it was a remarkably straightforward and stress-free experience, particularly when arranging UK finance while living overseas. I would definitely use Raja and Liquid Expat again and would highly recommend him to fellow British expatriates looking for UK property finance.
Thank you, Raja and Vanessa, for making the whole process so easy.
Excellent service from Liquid Expat
Excellent service from Liquid Expat. Their communication was clear, prompt and professional throughout the process, and they arranged a very convenient bridging loan that enabled me to complete the purchase of my latest property project. I would happily recommend them to anyone looking for expat property finance.
Very Impressed! Liquid Expat were knowledgeable & very responsive to a first time buyer!
I am a first time buyer, living overseas and buying a house close to my parents in the UK as an investment property and eventually to live in when I return. From start to finish every person I interacted with at Liquid Expat were knowledgeable, responsive, patient with my many questions(!!) and understood all elements of my situation which was not standard or straightforward. John found me a great mortgage offer quickly which I was happy with and passed me to Liam who looked after me throughout the process.
The seller wanted a quick sale so the team worked hard to make sure everything was done efficiently, even when Liam was on leave - his other colleagues responded to my emails and picked up/dealt with so make sure the process was on time.
Thank you to all the team at Liquid Expat - couldnt recommend more!
Great experience with Simon Davis
I had my time completely wasted by another mortgage broker for a couple of months, so I was very relieved when I finally spoke to Simon Davis at Liquid Expat Mortgages. Right from the start, he was confident I would be eligible for a mortgage. Within about 48 hours, I had approval in principle. Simon was professional, reassuring and extremely helpful throughout the whole process. He was supported by Liam Saul, who handled all the administration, forms and background checks with great care and attention to detail. I'm very grateful to both of them for finally getting my mortgage offer over the line. I would highly recommend you speak to Simon.
Exceptional Service
I’ve worked with Liquid Expat Mortgages for over ten years, and they’ve consistently delivered outstanding service. Their expertise and professionalism is second to none. The team is knowledgeable, reliable, and always goes the extra mile to make the process smooth. Their guidance has been invaluable, and I trust them completely with my mortgage needs.
The customer service was excellent
The customer service was excellent. Raja Majeed is outstanding.
I would have no hesitation in…
I would have no hesitation in recommending Liquid for expat Mortgages for your money raising plans – this is the 3rd time over some 10 years that I’ve called on Liam, Joe and co to assist and again sorted easily and quickly always with regular progress updates.
It’s a stressful time raising funds, but I had no concerns this my 3rd time!
Working with Raja Majeed & Nathan Gabriel was an…
Working with Raja Majeed & Nathan Gabriel was an outstanding experience from beginning to end. Their expertise, professionalism, and commitment made the entire mortgage process much less overwhelming than we expected.
Raja and Nathan were always available to answer our questions, kept us informed every step of the way, and worked tirelessly to ensure everything went as smoothly as possible. We truly appreciate their attention to detail, and genuine care in helping us achieve our goal of becoming homeowners.
We couldn’t have asked for better support throughout this journey. I highly recommend Raja Majeed, Nathan Gabriel, and Liquid Expat to anyone looking for a knowledgeable, dependable, and dedicated mortgage consultants.
Thank you again Raja and Nathan for all your support!
Great service
Highly recommend Liquid Expat Mortgages - Raja has been incredibly professional, helpful and always responds to queries in a timely manner. The whole process has been stress-free and I felt supported every step of the way.
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