Liquid Expat Mortgages Reviews 

278
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Evaluating 99 reviews, reviewers overwhelmingly had a great experience with this company, highlighting consistently reliable and professional support. Customers frequently praise the dedicated staff for their deep market knowledge, friendliness, and unwavering willingness to help throughout the entire mortgage journey. Customer service is regularly described as exceptional, with many people deeply appreciating the patient, understanding approach when dealing with lenders. Reviewers highlight that the overall user experience is smooth, noting that rapid response times and clear communication make navigating complex financial situations completely stress-free. However, some customers also noted that handling intricate international property purchases occasionally took extra time, yet the team ensured everything was successfully completed.

What people talk about most

Service

Consumers find service to be exceptionally positive, praising the structured, end-to-end support and... See more

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, patience,... See more

Customer service

People report positive experiences with customer service, highlighting that reviewers consistently received... See more

Response time

Reviewers mention positive feedback about response time, highlighting that support agents and brokers are... See more

User experience

Customers expressed absolute satisfaction regarding their user experience, highlighting a stress-free and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I had such a great experience with Liquid Expat Mortgages. Vanessa and Julie were both amazing to work with — friendly, knowledgeable, and always quick to respond. They clearly have deep market knowle... See more

Rated 5 out of 5 stars

John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgag... See more

Rated 5 out of 5 stars

The expat mortgage team walked me through each step, they were patient and understanding. Communication from them was outstanding and prompt, ensuring I knew exactly what I needed to satisfy the lende... See more

Rated 5 out of 5 stars

The service provided by Expat Mortgages was excellent, our agent Anastacia Pienaar was always available to answer any questions we had. Nothing was ever a problem even when it was not part of their... See more


Company details

  1. Mortgage Broker

Written by the company

Since 2007, Liquid Expat Mortgages has been finding the best UK mortgage products and rates for every type of expat buyer. Whether you’re investing in property or looking to buy your first home, our experienced team of expat mortgage specialist advisers can help. For almost 15 years Liquid Expat Mortgages has provided all forms of finance for anyone looking to purchase or remortgage in the UK. Anyone who has tried to obtain a UK mortgage or UK remortgage whilst working or living outside the UK will appreciate the complexities of organising any type of mortgage. With time zone differences, identity requirements, no UK credit footprint, foreign currency salaries and other legal requirements from lenders, it’s easy to give up on finding your ideal mortgage. Our end-to-end service has helped customers worldwide secure their specific mortgage whether they remain in their host country or if they are coming back to live in the UK. We are a totally independent specialist expat broker with qualified mortgage consultants and are registered with the Financial Conduct Authority (FCA) for total peace of mind. We have developed solid and long-standing relationships with over 50 UK lenders including specialist boutique and niche lenders you won’t find on the high street.


Contact info

4.9

Excellent

TrustScore 5 out of 5

278 reviews

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4.9

All reviews

(278)

99 reviews in the last 12 months

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Rated 5 out of 5 stars

Highly recommend Liquid Expat…

Highly recommend Liquid Expat Mortgages! They provide a structured, end-to-end service and are incredibly proactive throughout the application process. My case was complicated, involving dual jurisdictions in the UK and Ireland, but Liquid and the team were completely solution-driven. They managed the entire journey—from the initial paperwork to coordinating between the lender and legal teams—ensuring everything moved forward to completion. Special thanks to Simon and Liam, who were always available and gave me huge confidence from start to finish.

4 September 2026
Unprompted review
Rated 5 out of 5 stars

A Stress-Free Experience Thanks to Julie and Ana

It has been an excellent journey from the very first time I spoke with Julie. She has been incredibly helpful, professional, and supportive throughout the entire process, and I truly appreciate all the guidance she provided along the way.

Julie also introduced me to Ana, who joined the process and provided equally valuable support. Their attention to detail, proactive follow-up, and constant availability through WhatsApp, email, and phone calls made a significant difference, especially as I was frequently travelling in and out of the country during the process.

I have already recommended Liquid Expat Mortgages to my friends and family, highlighting Julie's tireless dedication, responsiveness, and commitment to ensuring a smooth experience for her clients.

I am truly grateful that I came across Liquid Expat Mortgages while searching for a broker who could understand and work with my unique circumstances as an expatriate. What initially seemed like a challenging situation became a smooth and manageable process thanks to the expertise, patience, and support of Julie and Ana. I highly recommend their services to anyone seeking professional and personalized mortgage assistance.

15 May 2026
Unprompted review
Rated 5 out of 5 stars

Superb Service

This is the 2nd time I have used Liquid Expat and perfect from start to finish. Liam my contact was detailed in all the work needed and delivered each time. Highly recommended.

28 August 2026
Rated 5 out of 5 stars

Service is really great as faizan was…

Service is really great as faizan was so helpful, really friendly, guided us on every single step, helping us find the options, he was really polite and professional. Thank you very much would definitely recommend it. Vanissa was also a great help.

12 June 2026
Unprompted review
Rated 5 out of 5 stars

Top Quality

Efficient, prompt, no nonsense, highly professional and courteous service. Held our hands throughout the intricate process and ensured we completed swiftly and smoothly with a mortgage lender matched to our needs.

17 August 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service for an expat mortgage

Really excellent service from Liquid Expat Mortgages. John and Vanessa were both extremely helpful throughout the whole process of arranging the mortgage for my investment property in Cambridge.

As an expat living overseas, getting a UK mortgage can be more complicated, but they made the process straightforward, kept me updated and were always quick to respond whenever I had a question. Everything ultimately went through smoothly and we have now completed on the property.

Would definitely recommend Liquid Expat Mortgages to other UK expats looking for a mortgage.

26 March 2026
Rated 5 out of 5 stars

Great experience working with…

Great experience working with Nathaniel, Joe and Ian to secure my first UK buy to let mortgage. Will definitely be working with them again in the near future. Thank you to the Team at Liquid Expat for your support.

14 August 2026
Unprompted review
Rated 5 out of 5 stars

I am a British doctor currently based…

I am a British doctor currently based in Qatar and contacted Raja Majeed at Liquid Expat Mortgages to arrange a mortgage for a holiday home property in the UK.

Raja was extremely responsive from the outset. He understood my requirements quickly, obtained all the necessary documentation from me, and provided a competitive mortgage quote within the same week. He also negotiated a very good rate on my behalf.

Throughout the process, Raja and Vanessa Govender were my single points of contact, coordinating everything and keeping me updated by WhatsApp and email. The mortgage was completed smoothly over the following few weeks with very little hassle from my side.

What particularly impressed me was the transparency and professionalism. When mortgage rates subsequently fell, Raja proactively passed the benefit of the lower rate on to me rather than simply proceeding with the original offer. I really appreciated this.

Overall, it was a remarkably straightforward and stress-free experience, particularly when arranging UK finance while living overseas. I would definitely use Raja and Liquid Expat again and would highly recommend him to fellow British expatriates looking for UK property finance.

Thank you, Raja and Vanessa, for making the whole process so easy.

2 July 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service from Liquid Expat

Excellent service from Liquid Expat. Their communication was clear, prompt and professional throughout the process, and they arranged a very convenient bridging loan that enabled me to complete the purchase of my latest property project. I would happily recommend them to anyone looking for expat property finance.

11 May 2026
Unprompted review
Rated 5 out of 5 stars

Very Impressed! Liquid Expat were knowledgeable & very responsive to a first time buyer!

I am a first time buyer, living overseas and buying a house close to my parents in the UK as an investment property and eventually to live in when I return. From start to finish every person I interacted with at Liquid Expat were knowledgeable, responsive, patient with my many questions(!!) and understood all elements of my situation which was not standard or straightforward. John found me a great mortgage offer quickly which I was happy with and passed me to Liam who looked after me throughout the process.

The seller wanted a quick sale so the team worked hard to make sure everything was done efficiently, even when Liam was on leave - his other colleagues responded to my emails and picked up/dealt with so make sure the process was on time.

Thank you to all the team at Liquid Expat - couldnt recommend more!

31 July 2026
Unprompted review
Rated 5 out of 5 stars

Great experience with Simon Davis

I had my time completely wasted by another mortgage broker for a couple of months, so I was very relieved when I finally spoke to Simon Davis at Liquid Expat Mortgages. Right from the start, he was confident I would be eligible for a mortgage. Within about 48 hours, I had approval in principle. Simon was professional, reassuring and extremely helpful throughout the whole process. He was supported by Liam Saul, who handled all the administration, forms and background checks with great care and attention to detail. I'm very grateful to both of them for finally getting my mortgage offer over the line. I would highly recommend you speak to Simon.

1 July 2026
Unprompted review
Rated 5 out of 5 stars

Exceptional Service

I’ve worked with Liquid Expat Mortgages for over ten years, and they’ve consistently delivered outstanding service. Their expertise and professionalism is second to none. The team is knowledgeable, reliable, and always goes the extra mile to make the process smooth. Their guidance has been invaluable, and I trust them completely with my mortgage needs.

17 July 2026
Rated 5 out of 5 stars

I would have no hesitation in…

I would have no hesitation in recommending Liquid for expat Mortgages for your money raising plans – this is the 3rd time over some 10 years that I’ve called on Liam, Joe and co to assist and again sorted easily and quickly always with regular progress updates.
It’s a stressful time raising funds, but I had no concerns this my 3rd time!

23 July 2026
Unprompted review
Rated 5 out of 5 stars

Working with Raja Majeed & Nathan Gabriel was an…

Working with Raja Majeed & Nathan Gabriel was an outstanding experience from beginning to end. Their expertise, professionalism, and commitment made the entire mortgage process much less overwhelming than we expected.

Raja and Nathan were always available to answer our questions, kept us informed every step of the way, and worked tirelessly to ensure everything went as smoothly as possible. We truly appreciate their attention to detail, and genuine care in helping us achieve our goal of becoming homeowners.

We couldn’t have asked for better support throughout this journey. I highly recommend Raja Majeed, Nathan Gabriel, and Liquid Expat to anyone looking for a knowledgeable, dependable, and dedicated mortgage consultants.

Thank you again Raja and Nathan for all your support!

20 July 2026
Unprompted review
Rated 5 out of 5 stars

Great service

Highly recommend Liquid Expat Mortgages - Raja has been incredibly professional, helpful and always responds to queries in a timely manner. The whole process has been stress-free and I felt supported every step of the way.

16 July 2026
Unprompted review

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