LendingUSA Reviews 

816
•
TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

The representative who worked with me was very patient with me. During the process, I had tons of questions, and he was patient over a three day span and explained everything.And i'm actually happy w... See more

Rated 5 out of 5 stars

Very professional, kept me well informed of processes and was very strict with document signage via digital means. The (live) person/s were friendly, answered all questions and kept me informed via e... See more

Rated 5 out of 5 stars

The process was quick and easy. Everything was explained throughly and simplified to your understanding. There are no hidden fees and nothing is forced upon you if you're not in agreement with terms.... See more

Company replied

Rated 5 out of 5 stars

As a business owner, partnering with LendingUSA has been a game‑changer for my dog training company. I’m now able to offer my clients simple, stress‑free financing options that make professional train... See more

Company details

  1. Non-Bank Financial Service
  2. also in
  3. Financial Consultant

Information provided by various external sources

LendingUSA exists to provide smart financing solutions at the important moments in life. The money people need when and where they need it.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

816 reviews

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No recent history of asking for reviews

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4.5

All reviews

(816)

41 reviews in the last 12 months

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Rated 3 out of 5 stars

Still in the process

Still in the process, so will see.
Think some that I’ve talked to already are lacking a little knowledge & professionalism. More like you are speaking to a debt collector & have not completely received the loan. Also get a text to set up my portal, doesn’t work, so I called them. Have to wait a week. Why send text if it’s not up & running.

19 March 2026
Unprompted review
Rated 5 out of 5 stars

Great Customer Service

The entire process was efficient and well-explained. The customer service representative was friendly and knowledgeable when answering my questions.

3 March 2026
Unprompted review
Rated 5 out of 5 stars

Smooth, Fast, and Professional Experience

I had a very positive experience with LendingUSA. Their team handled my request promptly, thoughtfully, and professionally. The process was clear, efficient, and well-organized from start to finish. I truly appreciated the responsiveness and attention to detail. I would certainly recommend LendingUSA to anyone seeking a reliable, professional lending experience.

3 February 2026
Unprompted review
Rated 5 out of 5 stars

Great experience with LendingUSA

I have had a wonderful experience with LendingUSA. Julio Garcia has assisted me tremendously as coordinator for my account and helped me as I worked through paperwork and explaining the process.

I would definitely recommend LendingUSA to anyone who is looking for reasonable solutions to financial issues.

6 February 2026
Unprompted review
Rated 5 out of 5 stars

The representative was very nice…

The representative was very nice patient, she guided me through the whole process, she keeps me up date almost everyday till finally I got approved for the loan, thank you Viviana Hernandez

19 January 2026
Unprompted review
Rated 5 out of 5 stars

Very efficient and thorough...

Jonathan was very efficient and thorough in explaining the loan options and details relating to each one. He answered my questions along the way and also made sure I did not have any further questions at the end of the conversation. A very pleasant customer service experience.

30 December 2025
Unprompted review
Rated 1 out of 5 stars

Just spoke to a couple guys from this…

Just spoke to a couple guys from this company on the phone regarding a loan that i was told i'm "guaranteed approval" for! I told the first guy i talked to that under no circumstances an i going to pay anything to get this loan, after which he assured me that i definitely wouldn't have to pay any money to get the loan. Yet when i talked to the second guy he wasted like 15 minutes of time before informing me that i would need to purchase insurance, from Them before funds would be disbursed! I made it clear to him also that I don't trust them to not just take my "loan insurance payment" & run with it yet he still blabs on & on about the insurance and how they have to protect themselves in case I don't end up paying the loan back! I'm pretty sure they're already insured themselves & therefore covered whether or not i pay back the loan (which i Was gona pay back!) On top of that, the loan wasn't actually even coming from Them, it was through a third party which makes No Sense to Me cause why would i pay Them insurance to get a loan fom someone else?? The whole thing seemed super shady to me & obviously i chose Not to do any business with them & definitely won't be in the future! Far as i can tell its a sham business out to rip people off under the guise of providing loans & i strongly suspect that all these good reviews are fake & from people paid by them!! I Definitely don't recommend doing any business with this company!!
Just look through these reviews and for example, count how many times the word "knowledgeable" is used in them and that should let you know how (il)legit these ass-clowns are! I highly doubt That Many reviewers just happened to call them knowledgeable! Especially considering how unknowledgeable the guys I talked to were!!

7 December 2025
Unprompted review
Rated 5 out of 5 stars

Johnathon

Johnathon, my loan coordinator was knowledgeable, and so nice. The Debt Consolidation was just the tool we needed. It helps to have such guidance when you are in need of answers.

19 October 2025
Unprompted review

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