I really need emergency funds to sort out my outstanding bills and credit card payments. I really appreciate Lending Stream to coming to my rescue. It only took like 60 seconds for my account to be cr... See more
Company replied
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Review summary
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What people talk about most
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Very good naturally intuitive website interface. I have used this company several times when I had unexpected bills and they have been very good. Of course interest rates are high, but I pay off the l... See more
Company replied
Fast, No Fuss, Transparent Service. Application Took A Few Minutes. Have Been A Customer On/Off For Several Years And LS Are First Class. Would Recommend Always!!
Company replied
Quick,sufficient and simple. Highly recommend it to everyone and anyone who is looking for a loan. Many thanks to the customer service and teams behind the scene for making this transaction a breez... See more
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Company details
About Lending Stream
Written by the company
Lending Stream is a UK-based direct lender. We provide six-month short-term loans to help people manage unexpected expenses.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Short term loans from Lending Stream
Written by the company
- New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.
- With Lending Stream you get 6 months repay, no early repayment fees and we look at more than just your credit history on your application.
- Trusted
- Over 50,000 reviews with 4.8/5 average rating, we are rated Excellent on Trustpilot.
- Convenient
- 24/7 simple & online application. Instant decision. Direct lender since 2008.
- Affordable
- Repay over 6 months. Pay off early with no extra fees and save on interest.
- Fast
- Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes.
- Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total. Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Contact info
PO Box 10756, LE3 4GX, Leicester, United Kingdom
- 0203 808 4440
- info@lendingstream.co.uk
- lendingstream.co.uk
4.8
Excellent
35K reviews
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Very easy to navigate the website
25 September 2026
Sensible explanation
Sensible explanation, instant results, easy to apply and understand
Thank you
25 September 2026
Nothing special
11 July 2026
The most easiest and efficient way of…
The most easiest and efficient way of applying for a loan. Quick service, easy and straightforward application, my No.1 and go to for a quick loan for those bad months.
Thank you!
25 September 2026
This is a fantastic service and company…
This is a fantastic service and company to deal with. Very easy applications and outcomes would extremely highly recommend to whoever needs a short term loan. A+ and 5 star rating from me everytime
24 September 2026
Very easy quick and helpful to get the…
Very easy quick and helpful to get the loan...thanks
Highly recommended
24 September 2026
Fast and efficient service
24 September 2026
Easy to fillout the form and quick…
Easy to fillout the form and quick deposit into the account.
24 September 2026
Contact with customer is really bad…
Contact with customer is really bad when I wish to email unable to get response.
21 September 2026
Very easy and straight forward
23 September 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Came through just on time
Real review guys, this is not AI generated or a bot.
Was in extreme need of money and thankfully this company came through, I really appreciate it, saved my life tbh.
21 September 2026
Reply from Lending Stream
Hi Raz,
Thank you for taking the time to share your experience with us. We're so glad to hear that we were able to help you when you needed it most. Your feedback means a lot to us, and we're pleased we could make a difference.
Thanks again,
Lending Stream
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