Leap Credit Reviews 

359
TrustScore 2.5 out of 5

2.7

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Rated 1 out of 5 stars

This is a total SCAM and Internet FRAUD. They need to be reported to the FBI as internet fraud, and BBB as a company unworthy of staying in business. They need to be stopped. Customer service is 1 g... See more

Rated 3 out of 5 stars

Loan process was fine until I encountered a problem, then no help or returned calls as promised. I used the payoff Loan in full option and the next day a payment automatically came out my checking acc... See more

Company replied

Rated 5 out of 5 stars

Leap credit is the best loan company I've dealt with, they're honest, timely on pay off and just good people, ty leap credit for helping me out when I needed it, sincerely, jerry Nations

Company replied

Rated 5 out of 5 stars

This company charges phenomenal interest rates but they have treated me so fairly as I am behind in my payments due to unforeseen circumstances Thank you Leap Credit

Company replied

Company details

  1. Loan Agency
  2. Alternative Financial Service

Written by the company

Leap Credit provides a wide range of installment loan products for customers' daily financial needs. Apply today to see if you are qualified!


Contact info

2.7

Poor

TrustScore 2.5 out of 5

359 reviews

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2.7

All reviews

(359)

0 reviews in the last 12 months

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Rated 3 out of 5 stars

Company dont return phone calls

Because every time you try to call this company all you get is a machine talk about there busy and I try every day and it the same thing but let you owe them they pick up .but don't try to call back later casue that darn machine come on.

20 January 2021
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Reply from Leap Credit

Hello! We are sorry for this inconvenience. We return all calls within a few minutes of being missed. You can also reach us via email at support@leapcredit.com or text message. We will be sure one of our customer representatives reach out to you today to address your questions and concerns. Thank you for being a Leap Credit customer!

Rated 1 out of 5 stars

The customer service is horrible

The customer service is horrible. How you going starting taking money out of my account almost two years later without my consent. Everytime I try to call can’t speak to a representative.

19 January 2021
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Reply from Leap Credit

Hello! We are sorry that your recent experience has been less than satisfactory. We aim to help our customers any way we can. We don't fund or withdraw from accounts without the loan agreement being signed. Once the loan agreement is signed, we automatically draft from the customer's account according to the loan agreement's outline payment schedule. We continue to draft until the loan is paid in full. Please give us a call (888) 532-7842 or email us at support@leapcredit.com, and we will be more than happy to walk you through our payment process in further detail.

Rated 2 out of 5 stars

I have asked for my payment from day 1…

I have asked for my payment from day 1 to be on the 2nd Wednesday of the month. This Company decided to pull money out of my account twice a month and I only get paid once a month.

18 January 2021
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Reply from Leap Credit

Hello Ron! We are sorry for this mix up concerning your pay frequency. We can make that change to your pay frequency with some additional information provided by you. Please give us a call (888) 532-7842 or email us at support@leapcredit.com, and we will be more than happy to walk you through the steps to make your requested change. Thank you for being a Leap Credit customer!

Rated 2 out of 5 stars

Your interest rates are way to high!

Your interest rates are way to high, even for people with bad credit!

18 January 2021
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Reply from Leap Credit

Hello! There are different factors involved in how interest rates are applied to our loans. We are always looking for ways to lower our rates and improve our product. Please feel free to call (888) 532-7842 or email us at support@leapcredit.com, and we’ll be happy to discuss any questions you may have.

Rated 2 out of 5 stars

This company takes advantage of those…

This company takes advantage of those struggling financially. Will never use again

15 January 2021
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Reply from Leap Credit

Hello! We are sorry to hear that you are not happy with our services. At Leap Credit, we are always here to help our customers with any issues they may have. We offer payment plans that can lower your payment amount and allow you to select the payment frequency that best fits your situation. Please give us a call (888) 532-7842 or email us at support@leapcredit.com, and we’ll be happy to assist you.

Rated 1 out of 5 stars

Awful service.

Never able to reach anyone when I need customer service. Keep getting notifications about missing payments when I in fact made my payment. The app says error when you try to pay and still takes money from your account.

15 January 2021
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Reply from Leap Credit

Hello! We are sorry for any inconvenience we may have caused. Our operation hours are from 8:00 am -8:00 pm EST Mon-Fri and 9:00 am - 4:00 pm EST on Sat. Our online service will allow payments with a debit card or paypal at any time. Please feel free to call 888) 532-7842 or email us at support@leapcredit.com, and we’ll be happy to discuss any questions you may have.

Rated 4 out of 5 stars

Friendly

Friendly, fast and efficient

13 January 2021
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Reply from Leap Credit

Hello Betty, Thank you! Leap Credit aims to provide an efficient and easy to follow process with friendly and knowledgeable customer service. Please feel free to call us at (888) 532-7842 or email us at support@leapcredit.com if you ever need further assistance. (edited)

Rated 1 out of 5 stars

Horrible experience

Made multiple unauthorized drafts, even after I received notice that loan was paid off there was still a check for 50.00 presented to my bank. Was never able to speak to a person, e-mails went nowhere. Horrible company never doing business with them again.

12 January 2021
Rated 5 out of 5 stars
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Reply from Leap Credit

Thank you for your kind words. At Leap Credit, we want our process to be effortless and provide helpful support whenever we can. Please feel free to call us at (888) 532-7842 or email us at support@leapcredit.com if you ever need further assistance.

Rated 5 out of 5 stars

Excellent company to work with

Excellent company to work with. Highly recommend them.

28 December 2020
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Reply from Leap Credit

Thank you for the stellar review! Here at Leap Credit, we aim for our process to be quick, concise, and helpful. If you ever need assistance or help again, please don't hesitate to call us at (888) 532-7842 or email us at support@leapcredit.com, and we'll be happy to assist you in any way we can.

Rated 1 out of 5 stars

I called and emailed Leap credit…

I called and emailed Leap credit numerous times and have not received a return call or response to my email. I have requested a payment plan review and my account has been enabled and I can not get anyone to fix it so I can’t submit the documents needed to change my plan. Please help, I have a payment due 12/25 which I ask for an extension however, I have not got a response to my email or a return call as promised. Please help I need to know something. Thank you.

24 December 2020
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Reply from Leap Credit

Hello! We are sorry for any inconvenience this issue may be causing. If you could please call us at your earliest convenience (888) 532-7842 or email us at support@leapcredit.com, we'll be happy to assist you with this issue further.

Rated 1 out of 5 stars

System to make auto payments was…

System to make auto payments was inaccurate, I was charged multiple times in two weeks and overreacted. Absolutely insane interest rates. Online balance was confusing.

19 December 2020
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Reply from Leap Credit

Hello! We are sorry for any inconvenience we may have caused. Our ACH is based on the predetermined customer payment schedule. We are always looking for ways to lower our rates and improve our product. Please feel free to call ( 888) 532-7842 or email us at support@leapcredit.com, and we’ll be happy to discuss the balance and any other questions you may have.

Rated 5 out of 5 stars

They are very helpful

They are very helpful, and helped me out very quickly

19 December 2020
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Reply from Leap Credit

Thank you for the stellar review! Here at Leap Credit, we aim for our process to be quick, concise, and helpful. If you ever need assistance or help again, please don't hesitate to call us at (888) 532-7842 or email us at support@leapcredit.com, and we'll be happy to assist you in any way we can.

Rated 5 out of 5 stars

Did an awesome job of helping me out…

Did an awesome job of helping me out with my problem!

17 December 2020
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Reply from Leap Credit

Thank you for the stellar review! Here at Leap Credit, we aim for our process to be quick, concise, and helpful. If you ever need assistance or help again, please don't hesitate to call us at (888) 532-7842 or email us at support@leapcredit.com, and we'll be happy to assist you in any way we can.

Rated 1 out of 5 stars

Customer service is a joke

Customer service is a joke. You can never speak to anyone. I want to speak to someone in person. Terrible service

16 December 2020
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Reply from Leap Credit

Hello, Margaret ! We are sorry for any inconvenience we may have caused. Our operation hours are from 8:00 am -8:00 pm EST Mon-Fri and 9:00 am - 4:00 pm EST on Sat. Please feel free to call 888) 532-7842 or email us at support@leapcredit.com, and we’ll be happy to discuss any questions you may have.

Rated 1 out of 5 stars

The interest is too high and you can…

The interest is too high and you can never contact anyone to talk about your loan.

10 December 2020
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Reply from Leap Credit

Hello! There are different factors involved in how interest rates are applied to our loans. We are always looking for ways to lower our rates and improve our product. Our operation hours are from 8:00 am -8:00 pm EST Mon-Fri and 9:00 am - 4:00 pm EST on Sat. Please feel free to call 888) 532-7842 or email us at support@leapcredit.com, and we’ll be happy to discuss any questions you may have.

Rated 5 out of 5 stars

Excellent

Easy process and excellent customer service

7 December 2020
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Reply from Leap Credit

Thank you! We truly appreciate your kind words. At Leap Credit, we want our process to be seamless and as painless as possible. Along with providing knowledge and helpful support. Please feel free to call us at (888) 532-7842 or email us at support@leapcredit.com, and we'll be happy to assist you in any way we can.

Rated 5 out of 5 stars

Easy fast transaction.

Easy fast transaction.. great customer service

27 November 2020
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Reply from Leap Credit

Thank you for the stellar review! Here at Leap Credit, we aim for our process to be quick, concise, and helpful. If you ever need assistance or help again, please don't hesitate to call us at (888) 532-7842 or email us at support@leapcredit.com, and we'll be happy to assist you in any way we can.

Rated 1 out of 5 stars

DON’T TAKE OUT A LOAN HERE!!

This company is definitely the terminology of a predatory lender!! $7,500 in interest for a $2,500 loan?? Please! It’s ABSOLUTELY a DISGRACE that companies like this are allowed to operate in this country taking FULL advantage of less fortunate Americans! I am hoping the Biden administration cracks down on predatory lenders like Leap Credit and will be submitting complaints against companies like this to governmental agencies!!!!! Your better off falling behind on your bills or whatever it is your trying to pay or need before taking out a loan such as this!!

26 November 2020
Unprompted review
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Reply from Leap Credit

Hello, Josh! There are some factors involved in how interest rates are applied to our loans. We are always looking for ways to lower our rates and improve our product. We also encourage all our customers to thoroughly review the loan document, which has pertinent information to ensure the amount borrowed and the payback amount are manageable. Please feel free to call (888) 532-7842 or email us at support@leapcredit.com, and we’ll be happy to discuss your concerns in more detail.

Rated 1 out of 5 stars

I paid the loan off early and they are…

I paid the loan off early and they are still taking payments out of my checking account. I have called them for days and hours at a time and I get cut off. I have emailed 3 times with screenshots showing that the loan is paid off but they keep taking additional payments. They never contact you. They owe me a lot of money now. I am going to the BBB tired of being rip off!!

22 November 2020
Unprompted review
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Reply from Leap Credit

Hello Sam! We are genuinely sorry for the inconvenience this may have caused. We have this matter being reviewed by our accounting team to confirm the exact details that transpired on the account. We will reach back out as soon as we have a resolution. Thank you for your patience throughout this process.

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