Kikoff Reviews 2,270

It’s seems like it works for your credit but not sure if you get the money back . If I would have known about this probably wouldn’t have tried . Because of not sure if this is like a savings account or expense account

Kickoff is a very good app. I applied for the smallest amount in a loan just to see if the app was guaranteed a good app. Surprisingly Kickoff not only boost my credit score as promised a live agent assist me with disputes. At the end of paying my final payment I received the money from my loan payments back in my account within 2-3 days as promised.

Very easy process. Definitely worth it

KikOFF (RIP-OFF)
I wish I had read the Horrible reviews prior to having anything to do with this Horrible Company KikOff.
I was in a difficult time in between jobs and having health issues. So I was behind in my bills, and I completely take responsibility for my credit score dropping really fast. from 700 to 500.
That's on me 100%.
But, when i joined KikOff, I was misled by thinking that they would help / assist me in rebuilding my credit.
Instead, they have not only made my credit WORSE, they have charged me over 350.00 over a very short time for doing Absolutely NOTHING to help me with my credit score.
They have reported to the credit agencies that I have a balance over 350.00, for doing NOTHING at all. No communications from them whatsoever.
Why do I owe them anything? They didn't do anything at all, except "ADD NEGATIVE REPORTS" to my already bad credit.
Now I have to find a REAL reputable company and PAY them to remove this KIKOFF (RIPOFF) Report.
What a scam, taking advantage of people when they are looking for help, when there having tough times.
Be aware, Be smart, before you give them any money.

Kikoff is Amazing its an experience to boost your credit score fast ...Love kikoff

This company is a rip off to say the least. The fees are ridiculous for what you actually get, which is no different than the other credit building apps,,....except the others are much much cheaper. $20 a month is insane for other xo with better outcome for free or $5 a month. Not worth it al at all!!!! BEWARE!!! YOU Have BEEN WARNED.

Never was lose about anything, also easy steps to better your credit

My credit score has improved by over 20 points in approximately 6 weeks. I chose just the basic plan for $5 a month and it has worked just as promised.

I signed up to do a cash advance and they told me they won't do any for me personally so I canceled same day and every day since there messing up my credit they signed me up for there credit builder which is an account you have to pay in to you can't use it it just sits there I have complained about this cause I cancelled them same day cause they were not going to do what they advertised as doing cash advances and when they said I did qualify for there cash advances I canceled and it's been 9 months they have drop my credit score 65 points cause I refuse to pay in to there worthless credit account and I've disputed and the credit companies let them continue on sound like the credit bureaus or either owners in it or getting kickbacks it's a very crap system they think they got you by the balls but I give it it up I ain't I will not quit fighting and I refuse to pay him for something that I did not order and it has absolutely no use for me so definitely do not use these company if you just looking for somebody to do your credit that's fine but be very cautious what you sign up for they drop mine 65 points just because I refuse to play with them they are very corrupt greedy manipulative credit company predatory lending so just be cautious out there people keep your money keep your score do not use them I have contacted you multiple times and told you that I'd never signed up for that but you always tell me up nope I even tried on the disputed on the credit report and you got past credit report and put it on there so you and you got 50 emails from me telling you I'd never told you to sign me up for that but yet you continue on with it so it's it's been addressed multiple times and y'all refused to drop it so no

Don't create an account where you have no actual credit itself in general. When you want to cancel the trial these jagoffs take months to get back to you due to emailing is their customer support.

Therefore, you assholes violate consumer law constantly while using predatory tactics to stay on people's credit reports.

SCAMMERS STAY AWAY!!!! I hired them and paid them with no issies for two years. However when I canceled with them they said I didnt pay there fee last month and put it on my credit causing it to drop 86 points. I explained that I never received notification and they disnt care. 2 years it was on autopsy now they know im canceling and make my credit worse thwn it was when I started. Technically speaking the accoutsnr was officially canceled with them however I kept paying them. Quick to take your money but will ruin your credit when you cancel. Such a shame to have wasted all that time and money for nothing.
In regards to Kikoffs reply I did call and again no help. All they want to do is help while taking your money but when money stops they screw up your credit. Asked for help and basically got laughed at.

Scam did not help me at all I just found out they charged my account after I had already closed it and said that I can't get a refund because any account older that's 45 days is not entitled to a refund of any manner so if you close account close it again make sure and I was not aware until recently that the products you can buy with the kickoff card are just merchandises that they offer it's not where you can spend it anywhere which is what I was under the impression of when I first initiated this account and it's just a scam it's very sneaky because they advertise it like you're going to get a loan or a credit card that you can use anywhere and that is not the case!

Having them actually decreased my score they took my money for a whole year and didn’t refund me anything. This is the biggest scam. Be smart don’t start. You’re better off just simply paying off debt, making monthly payments on an actual credit card. This isn’t what they say they are.

I\nUsed kik off for6 months.. Last year , my score went up89points. I got an increase today of28points.so i went from624to561 i said when I called them, how did I go down? When it said was an increase, they're telling me something that's at a collection agency for years. Now, all of a sudden days ago ran it through again when it's a charge-off. It says I owe zero. My\nMan's right.How can these people get our credit any better?When we can do that ourself, they just want your money.If everybody gave them five dollars , they're making millions .. The only thing on my record that's in collections from five or six years ago , they decided to put it through , and my credit score went down and not up there a big rip off. That's the only thing they can tell me. I\nHave a couple of friends that they did the same thing too done with them?Goodbye

Absolutely love this app it has increased my credit 100 points in 2 months. But you have to get the $35 package it gives the best results! It helps with id theft and taking things off your credit that shouldn’t have been on there still! It is worth EVERY penny! Highly recommend anyone struggling with bad credit to get this app!

The assistance with my pastdue balances and the putting all the info in one place so I can focus on the objectives and forming a plan for me was the absolute Best!! i gained 100 points in a little over a month 😍🥳 Get kikoff what are you waiting for???

They used to be trustworthy. Don't trust them when they say there is a 45 day money-back guarantee. They are no longer to be trusted. My credit score keeps dropping because of this company. They used to be honest and reputible.

Rebuilding the credit score and saving money without even being knowledgeable, thanks again for helping me get on track with financial assistance

My monthly payment is scheduled for the ending of the month, but I see on my card that yall are trying to get it earlier than expected.