I joined stepladder to save and build credit. In my current circle 2 members have 3 hands and 1 of these people has drawn consecutively over 3 months which is really disappointing and not random in my... See more
Company replied
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I joined stepladder to save and build credit. In my current circle 2 members have 3 hands and 1 of these people has drawn consecutively over 3 months which is really disappointing and not random in my... See more
Company replied
I Joined stepladder to get enough funds for a deposit to purchase my first home. I wasn’t sure if it was going to help me in any way. I went ahead anyway as I believe in doing things that are outside... See more
Company replied
3rd year with SL. I too had the experience of receiving savings on the last day, however I recently joined a new circle and I was selected for a draw. Step ladder is great for various reasons, sa... See more
Company replied
I joined StepLadder last year in December, got drawn 2 months after, what can I say, best concept ever! I am pleased to see that many people already bought their house using Stepladder and I look forw... See more
We don’t need another finance app - we need each other... Circles 360 is the simplest way to organise group saving without chasing, creating spreadsheets, or awkward messages. Instead of relying on credit or saving in isolation, Circles 360 gives friends, families and communities a simple digital tool to organise structured savings groups. Participants agree on an amount and schedule, track progress transparently, and pay each other directly using their own bank accounts. The platform provides the structure, visibility and accountability that make saving together easier. Saving in groups has existed globally for generations. Circles 360 simply brings this trusted behaviour online.
Honestly, I don't know why I felt it was a waste of time. I started Stepladder with the hope of getting some extra for my deposit to get into the property ladder. Just when I was in need, I was able to raise that extra through Stepladder, I don't see myself stopping. Thank you Stepladder for the correspondence, replying to every email and making sure we achieve our goals.
Stepladder was surely one of the best decisions I made..
For myself, I've always struggled with putting specific amounts into savings - or yet still, I've saved & then taken money right back out - like a revolving cycle. Stepladder allowed me to specifically control my savings & I don't think I would have had the same discipline over the 12 month period (if doing it alone)..
I joined a £750 circle which raised £9k which was a GREAT step onto the ladder :) Growing up I had heard some family members speak about money circle but never really caught interest..
However, I would definitely recommend joining a circle to anyone (even if you are a disciplined saver or not) - the commitment in of itself would support/assist you to your goals, like it did for me.
Absolutely fantastic way to save money in a pot especially for students. who are just starting
Very helpful, encouraging and dedicated team of people. Lucy and Peter have truly looked after me.
Thank you stepLadder it's is really good platform to help you to save money.Staff is very helpfull,kind and always there to sort our problems
Amazing service very helpful for the first time buyer great service with great peoples thanks a lot to help me out.
Very good customer service and willing to work with you to achieve your goals
Excellent community and support from all team members, joining Stepladder allowed me to take the first steps towards acquiring my first property.
This is exactly the help needed by first-time buyers like myself.
That was my first attempt to save some money for buying a property.Stepladder showed the way. Thanks to Stepladder.
Helpful way to save! Brilliant staff and you get your money really quickly.
Great customer service, would definitely recommend. They have been amazing in supporting me to reach my savings goal and owning a home - in London - is no longer just a dream thanks to them.
Very informative and friendly customer service

Reply from Circles 360 - Powered by StepLadder
I joined StepLadder about 6 months ago and was drawn this month, 7 days before completion on my property purchase. This couldn’t have been a better time.
I had a few hiccups with my solicitor, but the team at StepLadder stepped in and helped to get me out of a pickle.
I have just completed the purchase.
Thank you to all the team at StepLadder and especially Lucy, who was in contact with me upto completion.
I just hope all companies had such good customer support. Well done team StepLadder.

Reply from Circles 360 - Powered by StepLadder
Excellent company ! I didn’t expect I will be awarding the money so quickly!

Reply from Circles 360 - Powered by StepLadder
Good customer service who are knowledgeable and helpful.

Reply from Circles 360 - Powered by StepLadder

Reply from Circles 360 - Powered by StepLadder
This is my first time using stepladder and what can I say, it is super easy to use, great customer service and it does what it says on the tin. I joined the £10,000 circle and it's a great way of obtaining money for a house deposit quicker than saving up.

Reply from Circles 360 - Powered by StepLadder
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