Root Insurance Reviews 

3,134
•
TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Considering 227 reviews, most reviewers were somewhat happy with their experience overall. Consumers frequently mention that obtaining auto coverage is quick, simple, and entirely straightforward, featuring very reasonable prices compared to competing providers. Many people deeply appreciate the user-friendly digital application and the smooth, hassle-free setup process for managing their policies efficiently. Some reviewers were not happy with unexpected extra fees and sudden rate increases shortly after starting their new plans. Others also mentioned frustrating experiences communicating with customer service representatives, alongside noticeable communication delays during the claims handling process. People occasionally noted difficulties when attempting to resolve billing problems or getting timely assistance when needed.

What people talk about most

Price

Clients share ambiguous opinions on price, with many reviewers praising the affordable rates, cheaper... See more

Service

Reviewers mention ambiguous feedback about service, with many consumers expressing appreciation for prompt,... See more

Customer service

People report negative experiences with customer service, highlighting rude representatives, unhelpful... See more

Payment

Customers consistently note negative experiences with payment, highlighting unexpected charges after... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I enjoy the cheaper saving on insurance but.. I pay $16 on fees alone for installment fees and renewal policy fee. They seem to want you to want you not to pay monthly. Never had a problem but it... See more

Company replied

Rated 4 out of 5 stars

It was easy to get insurance through root insurance and the rate was perfect for me! My experience getting the insurance was good, no problems. So I only gave it a four because I haven't had to use it... See more

Company replied

Rated 4 out of 5 stars

after shopping around for auto insurance, I came across Root. It was by far, for me, cheaper than any I previously searched. Thanks

Company replied

Rated 4 out of 5 stars

The app was easy, the price of my insurance very reasonable compared to other companies I called and I’ve definitely started referring family members and friends.

Company replied


Company details

  1. Money & Insurance

Written by the company

We use artificial intelligence to help good drivers save an average of $1187 a year on car insurance. Download our free app, take the test drive and get a quote!


Contact info

3.7

Average

TrustScore 3.5 out of 5

3K reviews

5-star
4-star
3-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 93% of negative reviews

Typically replies within 1 week

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3.7

All reviews

(3,134)

211 reviews in the last 12 months

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Rated 1 out of 5 stars

Awful insurance, coverage, and customer service

I had root insurance and was in a total loss wreck in December of 2025. I was assigned Daniza Giles as my agent. For two weeks I could not get ahold of Daniza, had no rental car even though I had paid for coverage, and had no updates on what was going on with my car. When I asked for a new agent that would respond, root refused to assign me a new agent. I had to call everyday for two weeks to finally be able to speak to a supervisor that finally helped me and got me into a rental and got the loss moving on my car.

Now here we are in April, i have a new vehicle and new car insurance so I would no longer have issues with Root. As it turns out, I was pulled over after an officer ran my plates only to tell me my license was suspended in March due to Root’s negligence in submitting the certificate of coverage to Indiana’s BMV, so now it looks as if I had no coverage at all during my accident! Wouldn’t you know, Daniza Giles was responsible for submitting it and never did. Wouldnt you also know, Daniza is conveniently not in the office again for another week and no one wants to help me get the form submitted to get my license unsuspended. As well as pay $250 in fines for a suspended license that I should have never had. Two kids and a full time job that I cannot take to school or show up to work now, and root wants to play with people’s lives and wellbeing. I will have a lawyer involved if it has not been submitted to the BMV by April 15th.

Would never recommend this company to anyone, for any insurance at all. A joke of a company is all it is.

29 December 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Kays. We're sorry to hear about your experience. Please know that we've shared your feedback with our claims department for review. —Root Insurance Social Media Team

Rated 1 out of 5 stars

Not a car insurance company if you need…

Not a car insurance company if you need help claiming through the other person's insurance I have had a few different car insurance companies this one is the worst full coverage doesn't mean anything but being expensive won't be using them much longer prefer people that speak English and I won't have to keep asking them to repeat what they say!!!

6 April 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, William. We're sorry to hear about your experience and have shared your feedback with our claims department for review. —Root Insurance Social Media Team

Rated 1 out of 5 stars

Second time attempting to write a…

Second time attempting to write a review, root insurance is deleting bad reviews as many times they can when possible, trustpilot needs to investigate. I got hit by someone who couldnt use a turn signal properly , after two weeks of them looking into it they said it was a 50/50 fault. No compensation. Other driver hired a expensive lawyer and scared root insurance into taking a bow and throw me under the bus at 100% fault. This cheap insurance will never help you if the other person sues you. They also have a high turnover rate with agents. Warning do not buy.

29 July 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Ramon. We're sorry to hear about the accident and we hope everyone is safe. If you need help with a claim, please send your policy and claim numbers to socialmedia@joinroot.com so that we can get this to the right place. Please also attach this review for context. Thanks in advance. —Root Insurance Social Media Team

Rated 1 out of 5 stars

Ok so my initial quote was 258 then I…

Ok so my initial quote was 258 then I found I out that was only liability after I paid it and then when I tried to upgrade my policy they told me I had to pay another 358$ just to upgrade to full coverage

4 April 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Samuel. We aim to make all aspects of your experience clear and convenient, starting when you sign up. We're sorry to hear this wasn't the case and we appreciate you giving Root a try. —Root Insurance Social Media Team

Rated 5 out of 5 stars

So far so good

4 April 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

We love hearing that and we'll be here if you need anything. —Root Insurance Social Media Team

Rated 5 out of 5 stars

I just started insurance with root but…

I just started insurance with root but I enjoy the app it’s very self explanatory and easy to use and access.

2 April 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

We're happy to hear we could make insurance easy for you. We'll be here if you need anything along the way. —Root Insurance Social Media Team

Rated 4 out of 5 stars

It’s a little hard for the older people…

It’s a little hard for the older people to understand we’re not computer savvy

2 April 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Tonya. We aim to make the Root app easy and convenient. If you ever need help or have questions, you can reach our customer support team at contact@joinroot.com. —Root Insurance Social Media Team

Rated 1 out of 5 stars

Root Insurance is one of the worst…

Root Insurance is one of the worst insurance experiences I’ve had. They cancelled my policy without warning and STILL charged me after taking my money. That’s beyond frustrating it feels like straight-up bad business.

Save yourself the headache and don’t use them. They can cancel your policy whenever they want and still take your money.

2 April 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Jordan. We aim to make all aspects of your experience clear and convenient, and we're sorry this was not the case. We appreciate your time with us and we'll be here to help if you need anything. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Very easy and quick to sign up

Very easy and quick to sign up. It’s affordable and exactly what I needed during these tough economic times. Highly recommend!

31 March 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

We're happy to help you save and make insurance easy. Thanks for the 5-star review. —Root Insurance Social Media Team

Rated 5 out of 5 stars

The best.

Ariel is the best of the best. She put the customer first.

27 March 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Thanks for the 5-star review, Lewis. We're happy to help and we'll continue to be here if you need anything. —Root Insurance Social Media Team

Rated 3 out of 5 stars

Scam Service

You gave me a quote of 1,400 for six months. When I entered my credit card, you charged me 1,558.00. When I called an hour later to cancel, you said you were charging me 50.00 processing. contract was sent while I was on hold with your agent. I had recommended your company to a very close friend, but when I found out your true value, I let him know you were a fraud.

26 March 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Nehemiah. We aim to make all aspects of your experience clear and convenient, and we're sorry this was not the case. Please know that we've shared your review with our customer support team. —Root Insurance Social Media Team

Rated 5 out of 5 stars

The agent she was spot on with…

The agent she was spot on with everything

19 March 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

We're happy to help, Mike. Thanks for the 5-star review. —Root Insurance Social Media Team

Rated 1 out of 5 stars

I still cannot get into Root after I…

I still cannot get into Root after I paid for car insurance so, I have no idea if this is legitimate

19 March 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Lori. We want to help, but we'll need a little more information from you. If you are still unable to view your policy in the Root app, you can reach our customer support team at contact@joinroot.com so that they can look into this. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Process was very easy!!

Process was very easy and allowed me to get just what I needed for my insurance purposes.

17 March 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Thanks for sharing, Jennifer. We're glad to hear we could make insurance easy for you. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Vehicle Insurance

Once established information regarding my vehicle registration, the process didn't take long. It gave choice's that can be altered later and was hassle free.
The competition prices was acceptable and affordable.
Roots was recommended to me, so that I can do the same.

17 March 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Thanks for the 5-star review, Lauria. We're glad you found us. —Root Insurance Social Media Team

Rated 1 out of 5 stars

Shit company they have to get sued

Shit company they have to get sued

15 January 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Andrew. We're sorry to hear this and hope to improve your experience. If you need help with a Root policy, please feel welcome to reach our customer support team at contact@joinroot.com. —Root Insurance Social Media Team

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