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Company details

  1. Credit Counseling Service
  2. Financial Consultant

Written by the company

We here at JM Capital , empower individuals and entrepreneurs to unlock their financial potential through expert credit repair and tailored business funding solutions. We specialize in helping clients improve their credit scores, remove inaccurate items, and build strong credit profiles so they can access the capital they need to grow. Whether you’re looking to qualify for your first home, secure business lines of credit, or scale your company with funding, we provide personalized strategies, transparent guidance, and ongoing education to help you take control of your financial future. Our mission is simple: build credit, secure funding, and create freedom.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

19 reviews

5-star
4-star
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1-star

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Rated 5 out of 5 stars

JM Capital honestly went above and…

JM Capital honestly went above and beyond with my credit repair. Not only are they fair priced but also honest and do what they say they will do. Have already recommended them to 3 people who have also started the process and they love them too!! If I could rank higher I would!

4 April 2026
Unprompted review
Rated 5 out of 5 stars

So grateful for JM Capital

I have been so pleased working with this company. They removed 26 negative remarks on my credit score moving me up 100 points! We are now working with them to get in the high 700s to get the best interest rate possible on a new home that is $800K!!

25 January 2026
Unprompted review
Rated 5 out of 5 stars

Outstanding Results with Exceptional Service

Working with JM Capital has been an outstanding experience. From the first interaction, their professionalism and clarity stood out. They explained their two core services—credit repair and business funding—with complete transparency, and every step of the process was easy to follow.

What impressed me most was the speed and impact of the results. My credit profile improved noticeably in a short time, and I gained real access to funding opportunities I hadn’t been able to secure before. The process felt not only efficient but also empowering, with clear updates and consistent communication throughout.

JM Capital truly delivers on its promise of helping clients unlock their financial potential. Their blend of expertise, honesty, and tangible results makes them a rare standout in this industry. I’m genuinely grateful for their support and highly recommend them to anyone seeking reliable credit repair and funding solutions.

29 August 2025
Rated 5 out of 5 stars

Tenacious, transparent and trustworthy

JM Capital worked magic on my credit! My credit was boosted from a 570 to a 660. They made an anxiety ridden experience an easy walk through the credit park. John was great with communication and was working tirelessly on making sure I got the best results. Thank you JM Capital for the results, communication and expertise!

9 July 2025
Unprompted review
Rated 5 out of 5 stars

BEST TEAM EVER

The credit repair team is amazing, they're attentive and answer questions quickly. They did more for my credit than a previous team I used. I always felt like nothing happened with them and I was paying for nothing. With JM Capital, they cleaned up so much in such a short time. I highly recommend their services, they offer more than just credit cleaning.

6 August 2025
Unprompted review
Rated 5 out of 5 stars

Great Company

JM capital not only made my score jump 100+ points they were with me the entire process as well. When it comes to communication and getting things done they are #1.

31 July 2024
Unprompted review
Rated 5 out of 5 stars

Highly Recommend! Great Credit Repair Service

I can’t say enough good things about this credit repair company. When I first reached out, my credit score was in rough shape due to a mix of late payments, high balances, and a few items in collections. I was skeptical at first, but they were professional, transparent, and incredibly knowledgeable from day one.

Within just a few months, I saw significant improvements—negative items were removed, my score jumped over 100 points, and I finally qualified for the car loan I needed. What stood out most was their clear communication. They kept me informed every step of the way and even gave me actionable tips to maintain my credit long-term.

If you're serious about fixing your credit and want a company that genuinely cares about your financial future, look no further. This team delivers results!

14 January 2025
Unprompted review
Rated 5 out of 5 stars

Great help!

I can’t say enough great things about JM Capital! Moe, is not only professional but genuinely cares about helping people succeed. His entire team is amazing—knowledgeable, efficient, and always ready to guide you every step of the way. They helped me with credit repair and business funding, and the results have been life-changing. If you’re looking to build your credit or grow your business, this is the team you want by your side. Highly recommend!

18 July 2025
Unprompted review
Rated 5 out of 5 stars

I had a great experience working with…

I had a great experience working with JDM Capital on my credit repair and funding process. From start to finish, everything was handled with professionalism, transparency, and care. Jonathan in particular was amazing; he walked me through every step, explained everything clearly, and made sure I understood the process from start to finish. It’s rare to find a company that actually delivers on what they promise, but JDM Capital did exactly that. Highly recommend to anyone looking to get their credit in order or secure real funding support.

1 July 2025
Unprompted review
Rated 5 out of 5 stars

Results And Professionalism

I’m happy with the results I’ve seen and appreciate the professionalism I got by working with the team. Going to get the fam on board next.

14 January 2025
Unprompted review
Rated 5 out of 5 stars

JM capital took really good care of me

JM capital took really good care of me! They got me funding fast and easy for my business. Without JM capital, I wouldn’t be able to afford new inventory and allow my business to expand the way it has. Highly recommend! Please use JM capital for your funding needs, they’ll take amazing care of you!!!

1 July 2025
Unprompted review
Rated 5 out of 5 stars

Great Credit Repair team

Heard about JM capital from a friend who got her credit repaired and so glad I took her referral. Got my credit fixed and the team has great communication. 👍

17 July 2025
Unprompted review
Rated 5 out of 5 stars

Quick and affordable !

They made it so easy to work with them , and they communicated with me the entire process. The price was in my budget and they did what they said they would do , well worth it for my 740 credit score.

29 May 2025
Unprompted review
Rated 5 out of 5 stars

Qualify for a new apartment. Boost my score by 130 points. Remove negative accounts

I honestly can’t believe how much my credit has improved in such a short time! When I first reached out to JM Captial, I was completely overwhelmed…collections, charge-offs, late payments... it felt like a mess I’d never be able to clean up. But these guys really came through for me!

In less than 90 days, they were able to remove several negative accounts, boost my score by 130 points, and I’m now in a position to qualify for a new apartment and a credit card that actually gives me rewards. I’m still kind of shocked by how quickly things turned around.
What I really appreciate is that they didn’t just "fix" my credit—they took the time to EDUCATE me about it. Now I understand how credit works, how to build it properly, and how to maintain it moving forward. Rapid communication and they were one step ahead. Highly Recommend!

14 July 2025
Unprompted review
Rated 5 out of 5 stars

I’m honestly so thankful for JM Capital

I’m honestly so thankful for JM Capital! I was super overwhelmed with where to even start when it came to fixing my credit, but they made the whole process so easy and stress-free. From day one, they were supportive, explained everything clearly, and actually followed through with what they said they were going to do, and in the exact timeframe they promised.

They helped me remove negative items I didn’t even realize were hurting my score, and I saw real improvement way faster than I expected. What I loved most was how personal the experience felt, they kept me in the loop the entire time and always made me feel like they genuinely cared.

I feel way more confident about my finances now and even got approved for a credit card I had been denied for before. If you’re thinking about working on your credit, I seriously recommend JM Capital. They’re the real deal and they truly have your back!

23 July 2025
Unprompted review
JM Capital logo

Reply from JM Capital

Thank you for your feedback! we do our best to streamline the process to be as smooth and efficient as possible

Rated 5 out of 5 stars

1000/10 SERVICE

Moe and Jonathan were the two experts I spoke with, and they made everything super easy and clear. They answered all my questions and helped me get started on my credit repair. I’m excited to see my progress!

9 July 2025
Unprompted review
JM Capital logo

Reply from JM Capital

Thank you for your business and feedback on our company!

Rated 5 out of 5 stars

I can’t say enough good things about JM…

I can’t say enough good things about JM Capital Credit Repair. From the very first consultation, they were honest, transparent, and incredibly knowledgeable. My credit was in bad shape due to a mix of old debts, late payments, and some errors I didn’t even know were on my report. Within just a few months, JM Capital helped remove multiple negative accounts and boosted my score by over 100 points!

What really stood out was how personal the experience felt — they kept me updated every step of the way, explained what was happening, and truly cared about helping me build a better financial future. Because of them, I’ve been approved for a new car loan with a great rate and I’m finally in a position to start working toward homeownership.

If you’re serious about fixing your credit, don’t waste your time with shady companies — JM Capital is the real deal. 100% recommend!

15 May 2025
Unprompted review
JM Capital logo

Reply from JM Capital

Thank you for your kind words! looking forward to working with you and getting your credit right

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