Iwoca always been great and helpful and it's there when I mostly needed. Last minute cash injection was required and Iwoca supported and approved within 24 hrs without a hitch. Thanks for your support... See more
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Simple easy process and they didn't just dismiss my application straight away even though it's a fairly new company looking to grow. I only needed a small loan to fund the start of a contract and they... See more
The loan funds were delivered as quickly as I wanted and the staff were so helpful as they replied to all my questions in a professional way. Also, the loan system has approved £7000, when I reduced i... See more
IWOCA are really easy to work with, their website works well, borrowing momey is very flexible, and there is always a real person on the end of the phone if you need to speak to someone.
Company details
About iwoca
Written by the company
We want small business owners to spend less time on paperwork and more time running their businesses.
When they go to their banks for finance they face long waits, endless forms and absurdly rigid criteria. That means the UK’s 5.5 million small business owners are spending more time than they need to checking boxes and filling out forms to get the funding they need.
We built a new type of lending service to make things simpler and stop small businesses getting left behind. We’re here to make finance feel like a superpower, not a headache.
Find out more at iwoca.co.uk or call us on 020 3397 3375.
About iwoca
Written by the company
- A simple application
- It only takes 5 minutes to submit an application and we can have you approved in hours. Best of all it costs nothing to apply and there is no commitment.
- Full flexibility
- Borrow as much as you need up to your credit limit and keep the funds for any period up to 24 months (no long-term commitments).
- A dedicated UK-based account manager
- You will have your own account manager to answer any questions. No call-centres, no waiting on hold.
- A better deal as you grow
- We want you to see iwoca as your business partner. As your business grows we will look at increasing your credit limit and reducing your interest rate.
Contact info
101 New Cavendish Street, W1W 6XH, London, United Kingdom
- 020 3397 3375
- support@iwoca.co.uk
- iwoca.co.uk
4.7
Excellent
13K reviews
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Extremely easy to apply and get funding…
Extremely easy to apply and get funding for my business.
18 August 2026
Efficient and simple
Efficient and simple - like no other financial product I have seen.
19 August 2026
Everything was grate start to finsh…
Everything was grate start to finsh they were very helpful in everyway no complications just brilliant 👏
19 August 2026
Great Ally in the growth of my business
Great team, honest APR and readily available cash to help with cash flow and expansion. IWOCA have been a great ally in the growth of my business.
1 August 2026
Unprompted review
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Got the impression from the Tide App I…
Got the impression from the Tide App I was 100% Guaranteed £5000, but then Iwoca offered £1000. They dont have the option to decline and so I get spammed daily now to accept the loan. I went to a proper High Street Bank and got £5k right away.
6 August 2026
Unprompted review
Reply from iwoca
Hi there,
Thank you for your feedback.
We aim to be as transparent as possible from the outset, but we can't guarantee funding until we’ve completed our own due diligence checks and verified any up-to-date information.
We make every effort to help as many customers as we can, but we also must adhere to responsible lending practises, which is why you may have received a smaller offer.
However, we are glad you got the funding you needed for your business.
Kind regards,
Joe.
Ben one of the members is always an…
Ben one of the members is always an absolute pleasure to do business with
19 August 2026
Company doing great job
Company doing great job
Honest.helpfull
Long time I know this company
Very helpfully
19 August 2026
I had a very positive experience with…
I had a very positive experience with iwoca. The whole process was straightforward, quick and easy to understand. Communication was clear, and everything was handled professionally and efficiently. I really appreciated how simple and stress-free the process was. Highly recommended!
20 August 2026
Fast and professional way the staff…
Fast and professional way the staff dealt with my issues
19 August 2026
It was easy to speak to an adviser and…
It was easy to speak to an adviser and my circumstances were understood resulting in a positive outcome to benefit my business
18 August 2026
IWOCA are really easy to work with
IWOCA are really easy to work with, their website works well, borrowing momey is very flexible, and there is always a real person on the end of the phone if you need to speak to someone.
19 August 2026
Straightforward processes easy to…
Straightforward processes easy to follow instructions and support only a phone call away
A great company very supportive
19 August 2026
Great service thank you Maria
19 August 2026
I had a really positive experience with…
I had a really positive experience with iwoca. From the beginning, they were very professional, helpful, and transparent. They explained all the terms and conditions clearly, making sure I fully understood everything before making any decisions.
What I appreciated most was that I never felt pressured. They gave me the time and space I needed to properly think about my investment and make an informed decision.
Overall, I’m very happy with the service I received from iwoca. I would strongly recommend them to anyone looking for a professional and trustworthy loan company. I would definitely consider working with them again in the future. A great experience from start to finish!
11 August 2026
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