Irish Pensions and Finance Reviews 

550
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 141 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the knowledgeable staff members for being extremely patient, courteous, and exceptionally thorough when explaining complex pension details and financial options. People deeply appreciate the clear communication, honest guidance, and the smooth, well-organized process designed for setting up personal financial plans. Reviewers also note the outstanding ongoing support and prompt follow-up services provided consistently by the dedicated team of advisors. Clients consistently mention feeling fully supported, confident, and reassured throughout their long-term financial journey thanks to this highly professional assistance. Many consumers state that they never feel rushed or pressured into making decisions, making the overall experience entirely stress-free.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their deep knowledge, patience, and ability... See more

Service

People report positive experiences with service, frequently highlighting informative consultations and very... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently noting that advisors provide clear,... See more

User experience

Users describe widespread satisfaction with the user experience, highlighting how advisors make complicated... See more

Response time

Customers expressed great satisfaction with the response time, noting that agents were consistently... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Sam from Irish Pensions and Finance was recommended to me through a colleague and I was delighted to meet with him earlier this year. Sam worked around my busy work schedule to arrange an initial a... See more

Company replied

Rated 5 out of 5 stars

John Kennedy gave a presentation on retirement & AVCs in my workplace. Following on from this I dealt with Killian Dineen. He was extremely helpful with setting up my AVC. He answered all my questions... See more

Rated 5 out of 5 stars

When I met one-on-one with Yasmin, she made my pension clear to me for the first time ever! She clearly explained how the AVC works, and the benefits, without being pushy. I then had some follow up co... See more

Rated 5 out of 5 stars

I always had difficulty understanding all the jargon around pensions.a couple of years ago through a recommendation from a work colleague i got in touch with Ian Garvey from IPF pensions.all i can say... See more


Company details

  1. Financial Planner
  2. Finance Broker
  3. Financial Consultant
  4. Pension Office

Written by the company

Irish Pensions & Finance was established in 1993 and specialises in the provision of financial advice to Public Sector employees. Over the past 30 years, we have built up a wealth of experience in dealing with employees working in the Public Sector and currently administer over 152 AVC schemes with a combined membership of over 35,000 members. Current schemes include Civil Service, HSE, Voluntary Hospitals, AGSI and Local Authorities. We have a team of over 90 Financial Advisors who work with clients from initial consultation through ongoing servicing and monitoring. Our goal is to guide our clients towards making the right decisions regarding their own financial priorities and concerns. As part of our service, we provide online and in-person information sessions for Public Sector staff. These sessions give staff a breakdown of their superannuation entitlements and the options available to enhance these benefits. Staff are also offered the opportunity to meet a Financial Advisor on a one-to-one basis for an individual financial consultation, free of charge. We specialise in the provision of retirement/ financial planning advice.


Contact info

4.8

Excellent

TrustScore 5 out of 5

550 reviews

5-star
4-star
3-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 66% of negative reviews

Typically replies within 24 hours

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4.8

All reviews

(550)

141 reviews in the last 12 months

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Rated 5 out of 5 stars

Aaron was very helpful

Aaron was very helpful. His presentation and explanations were clear and I would recommend him for a consultation if you are interested in learning about and getting an AVC.

24 October 2025
Unprompted review
Rated 5 out of 5 stars

Additional Voluntary Contributions

Took the AVC from Irish Pensions and finance.Cian Moody explained each and
everything clearly.He helped me throughout the process.Overall the dealings was excellent. Thanks

23 October 2025
Unprompted review
Rated 1 out of 5 stars

Avoid

Avoid. In all honestly I think this company are taking advantage of healthcare workers who may not be as clued in about finances. IPF take a massive cut of your pension contribution, I was quoted an allocation rate of 69% in the first year, other companies quoted me 100% or 99%. Shop elsewhere and you will save significant amounts of money. Other brokers I have dealt with were really shocked at the IPF charges and said they had not seen anything like that in 20 years and thought those days are gone.

8 November 2025
Unprompted review
Irish Pensions and Finance logo

Reply from Irish Pensions and Finance

Thank you for taking the time to share your feedback. We’re sorry to hear that you came away with this impression of our service.

We’d like to clarify that Irish Pensions & Finance does not charge any consultation fees, and we pride ourselves on being completely transparent with our clients. In fact, we offer the lowest fund management charge available on the market, and our allocation structures are designed to reflect this over the full lifetime of the pension, not just the first year.

We work closely with healthcare professionals across Ireland and always aim to ensure that our clients receive fair, unbiased advice tailored to their needs. We’d be very happy to review your specific quotation and explain how our structure compares over time. Please feel free to contact us directly at info@ipf.ie or on 01 829 8500 so we can discuss this in more detail.

Thank you again for your feedback.

The Irish Pensions & Finance Team

Rated 5 out of 5 stars

I am really appreciative of the service…

I am really appreciative of the service I am receiving from this company. I consult with Jack annually and he has been extremely helpful and responsive to my enquiries and is continually willing to update and discuss my financial enquiries.

24 September 2025
Unprompted review
Rated 5 out of 5 stars

Great guidance

Every time I speak with Jeff from Irish Pensions and Finance, I come away feeling great about my pension. I feel I can ask anything and I never feel rushed when making a decision. I'm really happy they are guiding me through my pensions journey.

2 September 2025
Unprompted review
Rated 5 out of 5 stars

AVC planning

John Kennedy gave a presentation on retirement & AVCs in my workplace. Following on from this I dealt with Killian Dineen. He was extremely helpful with setting up my AVC. He answered all my questions & guided me through the process. I would highly recommend Irish Life.

25 August 2025
Unprompted review
Rated 5 out of 5 stars

Lynette was great

Lynette was so helpful and made my experience seemless. She explained everything to me so clearly that I understood what I had to do and what would happen with my investment.
I feel lucky that she answered my call when I was inquiring about previous advisor

18 September 2025
Unprompted review
Rated 5 out of 5 stars

Thank you for the time.

My experience felt very personal from beginning to end, my advisor brought me through the steps at my own pace.
With sound advice that was tailored to my personal needs and my own stage of life, I cannot recommend the level of professionalism and personal commitment to my life and family commitments, Thank you so much for your ongoing support.

Kind Regards Tj Coughlan

17 October 2025
Unprompted review
Rated 5 out of 5 stars

Saving Plan

Yasmin took the time to clearly explain everything to me, and was patient in answering any questions I had. Excellent Service and Advice.

29 September 2025
Unprompted review
Rated 5 out of 5 stars

Killian was fantastic to deal with - highly recommended

Killian was fantastic to explain everything to me in a way that I actually understood. He listened to and answered any and all questions I asked and took the time to clarify and explain as needed. He followed up with a comprehensive breakdown of our discussion which was so helpful to allow me to return to. I couldn't recommend him highly enough.

10 October 2025
Unprompted review
Rated 5 out of 5 stars

Excellent service

I have received excellent service and advice from both Shannon and Angel. They made everything so clear and simple and were brilliant to deal with. I highly recommend.

6 October 2025
Unprompted review
Rated 5 out of 5 stars

Had consultation with Jack Stevens

Had consultation with Jack Stevens
Very professional and guided me through Pension Options. Have dealt with Jack on numerous occasions and felt he has my best interests in mind. Exceptional Service.

22 August 2025
Unprompted review

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