It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I worked with two great individuals. Alvin was my rep during the application process and Tammy Krauss to sign the contracts. Both were incredible, answered all my question, super friendly, knowledgeab... See more
Company replied
Borrowing money for business is typically a difficult process but the entire process with IOU Financial was easy and straightforward. Tammy Krause was extremely friendly, helpful and made what’s ty... See more
Company replied
Andrew was really awesome, worked with us extensively. Always answered his phone and text, explained everything, and is just a really nice guy too. We got the money we needed and couldn't be happi... See more
Company replied
Company details
About IOU Financial
Written by the company
IOU Financial is a leading technology-enabled small business lender providing fast, transparent access to growth capital through a nationwide network of preferred broker partners.
Powered by its proprietary lending platform, IOU seamlessly connects brokers, borrowers, and underwriters in real time—delivering an efficient, relationship-driven alternative to traditional banks.
Since 2009, IOU has originated more than $1.9 billion in financing to help thousands of small businesses across the United States invest in inventory, hire employees, purchase equipment, expand operations, and manage working capital.
We understand that every business is unique, which is why we combine innovative technology with experienced lending professionals who provide personalized guidance throughout the financing process. Our streamlined application and underwriting process helps qualified businesses receive decisions quickly, with funding available in as little as 24–48 hours for many borrowers.
At IOU Financial, we are committed to delivering a straightforward lending experience built on transparency, responsiveness, and long-term relationships. Whether businesses are pursuing growth opportunities or navigating seasonal cash flow needs, our goal is to provide financing solutions that help entrepreneurs move their businesses forward with confidence.
Contact info
600 Townpark Lane, 30144, Kennesaw, United States
- 866.217.8564
- sbloans@ioufinancial.com
- ioufinancial.com
4.9
Excellent
996 reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 50% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Top notch
This was such an easy experience. The help and support was top notch and I will definitely come back as a customer. Very professional.
4 February 2025
Unprompted review
Reply from IOU Financial
We're so glad to hear you had a great experience! Thank you for your feedback.
Reply from IOU Financial
Thank you for your feedback!
Reply from IOU Financial
We appreciate your comments!
Reply from IOU Financial
Thank you for leaving your feedback!
My experience with IOU WAS GREAT all…
My experience with IOU WAS GREAT all because they have a great person in dealing with great customer services skills!! Her name is Tammy!! Super courteous and kind!
14 January 2025
Unprompted review
Reply from IOU Financial
We're so glad you had a positive experience with IOU and Tammy!
Tammy rocks!
Tammy was great, super professional, very knowledgeable. Her approach made me feel like your company is in business to help small businesses grow and not just to make money.
14 January 2025
Unprompted review
Reply from IOU Financial
Thank you for your feedback!
Tammy was so helpful
Tammy was so helpful! She was very patient with the all my questions and does a great job!
8 January 2025
Unprompted review
Reply from IOU Financial
Shawn, we appreciate your business and your comments.
Mike is an all star
Mike is an all star. He has made this a relationship not just a transaction. Exceptional experience
8 January 2025
Reply from IOU Financial
Thank you!
Smooth and seamless
Smooth and seamless. Tammy was professional and answered all of my questions.
8 January 2025
Reply from IOU Financial
We appreciate your comments.
very quick response and very Friendly
very quick response and very Friendly
2 January 2025
Unprompted review
Reply from IOU Financial
Thank you!
Tammy was great to deal with
Tammy was great to deal with! Thoroughly explained everything and was very friendly
31 December 2024
Unprompted review
Reply from IOU Financial
Thank you for your comments!
Tammy was very professional
Tammy was very professional, pleasant and easy to work with. She made sure I understood all the terms and made me feel very comfortable with the process.
12 December 2024
Unprompted review
Reply from IOU Financial
Thank you for your feedback.
This was a seamless process
This was a seamless process. Tammy was great.
11 December 2024
Unprompted review
Reply from IOU Financial
We're so glad to hear it!
Great customer experience
Great customer experience! Fast, efficient, and got the job done:)
11 December 2024
Reply from IOU Financial
Thank you for your comments.
Tammy at IOU Financial was amazing!
Tammy at IOU Financial was amazing!! Highly recommended.
Thanks,
Jason
27 November 2024
Unprompted review
Reply from IOU Financial
We appreciate your feedback!
Reply from IOU Financial
Thank you for your comments!
Tammy was very positive and informative…
Tammy was very positive and informative and talked about all options while putting no pressure on me .
It was a pleasant way to do business
Thank you
19 November 2024
Unprompted review
Reply from IOU Financial
We're so pleased to hear about your positive experience. Thank you for your comments.
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