Instafunds Reviews 

2
•
TrustScore 4 out of 5

3.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Company details

  1. Alternative Financial Service

Written by the company

InstaFunds helps established small businesses across the United States get the working capital they need without the long wait of a traditional bank. We work with business owners who have been operating for at least 6 months and bring in $15,000 or more in monthly revenue. Our clients include contractors and trades, trucking and transport companies, restaurants and cafes, auto and repair shops, agencies and service businesses, and online and retail sellers. Most owners come to us with a timing problem, not a spending problem. Payroll is due before a client invoice clears. Inventory has to be ordered before the busy season pays off. A truck or a piece of equipment goes down in the middle of a job. We offer working capital from $30,000 to $2 million to help bridge those gaps. The process is simple. You answer a few quick questions online to see if you qualify, which takes about a minute. A funding specialist then calls you, reviews your last 4 months of business bank statements, and walks you through the options your business qualifies for. There is no obligation to accept an offer, and if funding does not make sense for your business, we will tell you. InstaFunds arranges business-purpose financing only. We are not a bank. All financing is subject to review and approval, and not all applicants qualify. Based in Springfield, New Jersey. Call (908) 913-6625 or visit instafunds.co.


Contact info

3.8

Great

TrustScore 4 out of 5

2 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.8

All reviews

(2)

2 reviews in the last 12 months

Write a review

We perform checks on reviews

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent Customer Service

Johnathan was great to work with! Got me approved same day for funding on 2 seperate occasions giving my business the capital it needed right away! Would highly recommend!

9 October 2026
Unprompted review
Rated 5 out of 5 stars

Estelle and Nathaly are the best

Estelle and Nathaly are the best, they worked so hard to get me the best deal and beat every broker calling me, I don’t have the best credit and they still got me a low weekly payment and long term, I have taken working capital for years and nobody has done what they did, Instafunds is the best

14 September 2026
Unprompted review
Instafunds logo

Reply from Instafunds

Thank you so much for the kind words! Estelle and Nathaly will be thrilled to hear this. Finding the right fit for your business and getting terms that actually work for you is exactly what we aim for, and it means a lot that you noticed the difference after years in working capital. We’re grateful for your trust and look forward to supporting your business for a long time to come.

- The Instafunds Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look