Infundz 

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Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service

Written by the company

We believe that every small business deserves the opportunity to thrive, regardless of their credit score. Small businesses are the lifeblood of the American economy, yet traditionally they've been underserved by conventional financial institutions. Since 2021, we've been driven by a simple truth: a business is more than just a number on a credit report. Our mission is to democratize access to business funding, because we believe that with the right financial support at the right time, every dedicated business owner can achieve their growth potential.


Contact info

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Rated 1 out of 5 stars

Fraud

4/01 update. As expected nothing has still happened. I keep getting one excuse after the other. I finally got a response back this morning where I was told that they would send me the paperwork for a refund tomorrow. We all know this will never happen. So as of right now I’m out $21,700 Complaints have been filed with the FBI, DOJ, and the California state Attorney General. For all those out there who have been degraded and robbed I hope we can find a way to come together to put a lawsuit along with criminal actions against everybody there.

3/14 - My application had been put out there for a business loan. Jack from Infundz contacted me and said they could help me. He was very nice and helpful and reviewed the whole process with me. They had me approved for a line of credit then told me the problem was my IRAS score was too high. I needed to bring it down. They had a 10 day program that could help me bring it down. I was handed off to Patrick and never heard from or was able to get ahold of Jack again. After a bunch of pressure, I decided to do it. They would fund me a small amount on a 10 day payback but I also have the option for an early payback. I took the early payback and paid them back plus $7700 in interest in fees. All these fees were supposed to be refunded to me upon second funding. All of this was also supposed to happen over a period of 24 to 48 hours three days later. They told me that they had missed another fee for $5000. Not knowing what to do I paid the fee. Five more days go by and still no funding. They tell me the last thing they’re missing is a $3000 security deposit fee. Not knowing what to do and being a fool I paid the fee. During this entire time I was handed off to one phone call with Phillip, but could never completely get a hold of anyone. It is a complete and total scam and I’m the fool who fell for it. These guys are crooks and have no intention of actually doing what they say. I’m very concerned as how they got good reviews on this platform. If for some reason, I’m proving wrong, I will be changing my review but right now I would say, run, run as far away as you can.

13 March 2025
Unprompted review
Rated 3 out of 5 stars

NOT A VERY IMPRESSIVE EXPERIENCE

NOT A VERY IMPRESSIVE EXPERIENCE. STAY
OFF
I have been assisted by this company when I need some cash which I repaid in time. I have tried to take fresh ones which haven't been approved since last year. They are becoming worse in services rendering. If I hadn't been on-Morewins, I wouldn't have been able to pay my hospital bills.

5 January 2025
Unprompted review
Rated 1 out of 5 stars

Very Misleading

Very Misleading. You receive a quick approval, however cat and mouse chase to speak with someone only to find out they really want you to sign up for their services to decrease IRAS, which of course involves you paying them fees.

28 January 2025
Unprompted review
Infundz logo

Reply from Infundz

Adrienne, Thank you for sharing your concerns. We would like to clarify a few points to address any misunderstandings regarding our process and services.

First and foremost, we want to assure you that there were no fees involved in our communication or the materials we provided. In fact, we sent you articles and resources to guide you on how to independently lower your IRAS score, should you wish to take those steps yourself. These were shared purely as a courtesy, with no obligation or expectation of payment.

Additionally, it’s important to note that we utilize a third-party IRAS provider for scoring purposes. We do not create or manipulate IRAS scores ourselves. This ensures transparency and fairness in our process. As a company committed to fair lending practices, we are obliged to acknowledge and respect the IRAS scoring system when evaluating applications.

Lastly, we understand that you expressed no further interest, and we respect that decision. Please know that our intention was never to mislead or create any unnecessary challenges for you. Should you have any additional questions or need further clarification, feel free to reach out.

We value your feedback and hope this clears up any confusion.

Best regards,
Michael B
inFundz

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