Home Warranty Inc. Reviews 

611
TrustScore 4 out of 5

4.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 606 reviews, reviewers had a great experience with this company. Consumers frequently mention that the customer support team and staff are exceptionally helpful, friendly, and always ready to answer any questions completely and thoroughly. Reviewers consistently emphasize the prompt assistance, smooth communication, and extremely fast claim processing that make managing home appliance repairs a breeze. Some reviewers were not happy with the financial compensation, noting that payout amounts were frequently insufficient to cover full appliance replacements or costly repairs. However, some people also mentioned frustrating experiences regarding unexpected coverage misunderstandings and difficulties with locating proper local service vendors in their area.

What people talk about most

Service

Clients share ambiguous opinions on service, noting both highly efficient claims and frustrating coverage... See more

Claim

Customers report general satisfaction and positive experiences with the claim process. Many reviewers note... See more

Staff

Reviewers mention positive feedback about staff, noting that representatives and technicians are friendly,... See more

Customer service

Reviewers highlight positive aspects of customer service, describing representatives as knowledgeable,... See more

Warranty

Consumers find warranty to be ambiguous, reflecting a wide division in experiences. While some reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Claims personnel handled submitting the claim did a good job. Claim has not yet been paid. I submitted the original invoice without including my street address. A second copy of invoice was submitted... See more

Company replied

Rated 5 out of 5 stars

I have never used a home warranty. Purchased it last year when I bought a new home & realtor suggested purchasing one. I didn't use it last year and debated about renewing it again. Well, I renewed it... See more

Company replied

Rated 5 out of 5 stars

Staff was always very friendly and helpful. When I had questions as to how the process worked they were able to give me detailed instructions to make sure everything went smoothly. The only issue I ha... See more

Company replied

Rated 5 out of 5 stars

I have had other warranties before and they have been more of a headache than anything. However we have had several unfortunate appliance breakages and Home Warranty have been great. I love that a re... See more

Company replied


Company details

  1. Repair Service
  2. Air Conditioning Repair Service
  3. Boiler and Heating Service
  4. Home Insurance Agency
  5. Insurance Company

Written by the company

Home Warranty of the Midwest, Inc. was founded in 1999 by the owner of a successful appliance repair company.​ With 36 years of repair experience, he was determined to put together a plan that would cover items in the home more comprehensively, allow the use of local contractors, and pay contractors more quickly for completed work.​​​​ Home Warranty serves as an additional product source to a wide range of businesses including real estate agencies, utility companies, property management, mortgage lending, home inspection, financial planning, residential construction, and independent insurance agencies. We are committed to utilizing trusted, local servicers who can ensure a timely response to customer needs. We pride ourselves on our LIVE call answering during core business hours with two call centers in the U.S. We also provide our customers with active, responsive District Sales Representatives who help agents and companies every step of the way.


Contact info

4.1

Great

TrustScore 4 out of 5

611 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.1

All reviews

(611)

606 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Spin Cycle Repair and Sales are the…

Spin Cycle Repair and Sales are the best apliance Repair service. Why try the rest when you can get the best, Spin Cycle Repair and Sales!!

9 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Spin Cycle is a great servicer for us - thanks for the shout out!

Rated 5 out of 5 stars

We had a problem with the repair…

We had a problem with the repair company that had come to fix our dryer. Both Shane and Ron stepped up and resolved the problem to our satisfaction. Home warranty is a first class company that puts customers first.

9 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Glad to hear this! Shane and Ron are amazing. Thanks for the review!

Rated 1 out of 5 stars

Repair was approved but after two weeks…

Repair was approved but after two weeks parts were not available and no availability was projected. I wanted to move to a replacement settlement but you refused. NOT HAPPY

3 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

We regret you were less than satisfied - we ended up paying the repair estimate out to you as that was the approved amount.

Rated 5 out of 5 stars

Love Home Warranty

Renewal simple. Claim processing - couldn't be easier. Most technicians wince when you tell them you're using a home warranty. Then they're pleasantly surprised when they find our that they only have to talk to Home Warranty rep to explain the problem and the repair. AND you don't have to use an "Approved Technician".

1 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

We aim for quick, easy, and personal service! Thanks for the review.

Rated 5 out of 5 stars

Great experience

I never do warranties but I am glad we did. Easy procedure, quick, very helpful and friendly. What more could you ask for?

5 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Love to hear this! Thanks for sharing.

Rated 1 out of 5 stars

Reimbursement and time for Claim

Had top of line LG Refrigerator ($5,000+). Had a problem and repairman come out 3 times starting May 11, 2026 till 5 June 2026. After doing without a refrigerator for over a month, he said it was not repairable. Settlement was less then $1000 and was not a French Door but lady deemed it was a like refrigerator. I was also charged for service call when I called and then paid the serviceman a service charge. I had to call and still have not received reimbursement for the service call. I would not recommend Home Warranty, Inc. to anyone. For those individuals that are not familiar with computers, they are in trouble. Everything is done over the computer. Not a good Home Warranty.

5 June 2026
Unprompted review
Home Warranty Inc. logo

Reply from Home Warranty Inc.

We cannot find you in our customer database? Please verify that you are reviewing the correct company as our name is similar to other home warranty companies. We do not charge a service call fee at the time you place a claim.

Rated 5 out of 5 stars

Excellent service from beginning to…

Excellent service from beginning to end. Very friendly staff. Explained my policy in detail. Worked well with service provider and had my reimbursement check within days! Thank you!!

28 May 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Our pleasure! Honored to serve.

Rated 5 out of 5 stars

It was great

It was great. The claim was processed quickly and approved quickly. The technician completed the repair in a timely manner.

4 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Love to hear this! Thanks for sharing.

Rated 5 out of 5 stars

Easy

Easy, fast and no hassle!

3 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Love to hear this! Thanks for sharing.

Rated 1 out of 5 stars

The plumber you sent had to have the…

The plumber you sent had to have the payment from us instead of you. They charged me the $800 that you covered, but they wanted it from me instead of from you.

2 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

We paid the plumber directly for the max limit for your item as listed in the contract. Any amount over and above that is client responsibility including the deductible.

Rated 1 out of 5 stars

Not worth it

Not worth it. Of a $700 bill they covered $40. Would not recommend.

2 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Thanks for the feedback. Part of the work completed was routine maintenance and cleaning which is not covered. We did cover up to the max per pound for the 2 lbs of refrigerant added.

Rated 5 out of 5 stars

Even though the Home Warranty company…

Even though the Home Warranty company provided a plumbing company they made it easy for me to choose a different plumber of my choice and submit the receipt for reimbursement per my agreement. Called their customer service line and the employees were kind and knowledgeable. Received my reimbursements quickly with no problems.

26 May 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Thanks for sharing! Much appreciated!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look