Holyheld Reviews 10

If you're from Europe and need to connect your non-custodial wallet to offramp to EUR, this card has one of the most generous fee structures for Crypto to EUR.

But if you plan to spend with it in another currency than EUR, beware of high foreign exchange fee, 2.5% + €1 (which is ~7.5% on €20 spend).

The GOOD:
Non-custodial, integrates with many wallets
Only ~0.5% Crypto to EUR spread, no other fees. (Other cards have at least 2% on the same)
Up to 1% cashback
Apple Pay Enabled
Awesome tech-savvy community & founders are cool (check it out on X)
You get IBAN Account in your name

The BAD:
High fx fee. 2.5% + 1 EUR
Supports only European countries for KYC
Daily Spend limit is capped at 10k EUR

This is scam, my account was blocked and can’t reach out to their customer service.

I had a balance of €10,638 on my Holyheld account.
Suddenly, my account was blocked without any warning, and my balance was set to zero, without any email or explanation.

Since then, no response from Holyheld despite multiple attempts to contact them.
This is completely unacceptable, especially for a company based in Cyprus and subject to European regulations.

I am currently filing a complaint with CySEC (the Cypriot financial regulator) and other European authorities to recover my money.

I strongly advise against using Holyheld if you care about the safety of your funds.

Well built working better than expectations. Swap, top up, pay everywhere financial tool connected with your crypto wealth. Kudos to the team for accomplishing it!

Great product, has been getting better and better since launch. Great flexibility with wallets and networks. Card and IBAN, good limits, low fees.
When Metal!

Very happy so far. For people complaining about fees i would suggest to use a layer2. I had some connection problem with binance wallet and chat support answered in some minutes.

Amazing. Very cheap gas fees on the layer 2 networks, spend straight from your metamask. Simple. Also has Google and Apple pay!

This is a scam. When topping up through Ethereum, approximately 100 euros are deducted for a transaction (worth 700 euros). They claim it's a gas fee, but on the official Ethereum site that day, the gas fee was 4.5 euros. Meanwhile, the website proudly states that the service does not charge for transactions from the wallet. The law enforcement agencies of Cyprus should pay attention to this service.