I’ve used Harmoney for a range of projects and opportunities, and they’ve always been good to deal with. I see lending as a tool. If you manage your money well and know what you’re borrowing fo... See more
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See what reviewers are saying
The application process was smooth and was able to be completed all online. The automated statements & accounts was also simple and connected to the bank securely. Applied in the evening and got appro... See more
I've used Harmoney for a while now. Initially the unsecured loan percentages where too high for me. Lately, I've been getting better interest rates. The process of getting the loans is really simple a... See more
Loved how quick, efficient, simple and clean Harmoney work. The language they use is clear so that you know all parties roles, expectations, responsibilities and consequences if you don't uphold your... See more
Company details
Written by the company
Since our beginnings in 2014, Harmoney has sought to transform the way people borrow and lend money. We’ve created Australasia's largest direct online lending experience, having facilitated over $1.6 billions in loans to over 50,000 customers on both sides of the Tasman, giving people more choice and options. Along the way we’ve created over 100 jobs, and created a purpose‑driven culture focusing on helping people do better through technology, big data, and responsible lending.
Contact info
Level 3/110 Customs Street West, 1010, Auckland, New Zealand
- 0800 427 666
- harmoney.co.nz
4.7
Excellent
205 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 66% of negative reviews
Typically replies within 2 weeks
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Great communication and seamless…
Great communication and seamless approval. Very rapid and efficient.
26 September 2024
Ease of process and quick responses
I have been thinking for ages about getting a loan for my dental issues but was too embarrassed and thought it wasn't a good enough reason and thought it would be rejected. I decided to take a chance and glad I did. The process was easy and response times were amazing. Didn't have to wait weeks to find out if accepted or not, applied 1 day and answered the next day. Could not have been more comforting to have a quick decision, thank you.
3 October 2024
Unprompted review
I thought that it was too good to be…
I thought that it was too good to be true how fast I received my loan but harmoney made it possible. Thank you so much harmoney for helping me financially and giving me timely schedule to pay my debt back to you. I truly recommend harmoney! Fast process all around.
2 October 2024
Unprompted review
Very helpful staff that made everything…
Very helpful staff that made everything so straightforward and understandable when applying
24 September 2024
Smooth and quick
24 September 2024
Top up
we asked for a top up yesterday and it got approved today, quick and fast service
30 September 2024
Unprompted review
Easy
Easy to navigate the website and compare loans and amounts, etc. Then applying is quick and easy also.
28 August 2024
biggest greedy scamers
biggest greedy scamers.
if anyone thinking of getting into debt with harmoney. my advice. stay away..
13 September 2024
Unprompted review
Excellent customer service.
26 August 2024
Reply from Harmoney
Thank you for the 5 star review, Kavitha.
Great support
Great support, always available. Answered every question effectively and whole process was seamless.
26 August 2024
its very straight forward and simple
26 August 2024
Flawless Service and Great Support
I had an excellent experience with Harmoney. The application process was smooth and user-friendly, and their customer service was outstanding—responsive and helpful throughout. Everything went as promised, with no hidden fees or surprises. I highly recommend Harmoney for anyone looking for a reliable and efficient loan service.
26 August 2024
I was in abit of a jam with my vehicles…
I was in abit of a jam with my vehicles but Harmoney was super fast an easy it’s put my mind at rest that I can get the repairs done an pay it back at a reasonable rate,meny thanks,
Antony Green
22 August 2024
Unprompted review
Reply from Harmoney
Thanks Anthony. Glad o hear we were able to help super fast.
Reply from Harmoney
Thank you for the 5 star review :)
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