So easy to apply. Wasn’t sure how long it would take, applied on Friday night, approved on Monday, money in bank Tuesday morning. Will definitely use them if I ever need another loan. Fantastic exp... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
This is my 3rd loan that I’ve gotten from Lending Club and it might have been the easiest. It is a difference maker when you work with a company that you’ve established a long track record with. I had... See more
I just opened my 2nd loan with LendingClub. Approval was done the same day! I have had a great experience with both loans. Payments to creditors and into my bank account in record time. I would r... See more
My experience was great because it was easy and I will be able to pay some credit cards off. I will also have money in my savings account for emergencies. The recent increase in the prices of food,... See more
Company details
Written by the company
Happen Bank is built for people in motion. We make it easy to keep more of what you earn and earn more on what you save—so you can focus on what you want to make happen next. 5+ million members and counting.
About Happen Bank
Written by the company
- Happen Bank is a digital bank built around a simple belief: banking should work better for you. We started as LendingClub in 2006 and have helped over 5 million people make their money work harder. Now as Happen Bank, we bring borrowing, checking, and savings together in a digital experience that makes it quick and easy to make smart financial decisions. That means decisions in moments, not weeks. Fixed rates with no traps or gotchas. And trusted products and tools that help you earn more, save more, and make progress towards what you want to make happen next. You’re making it happen. We’re here to clear the way. We are Happen Bank.
Need more information?
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For more information about Happen Bank, visit https://www.Happen.com || Happen Bank, National Association, Member FDIC
Contact info
88 Kearny Street, Suite 600, 94108, San Francisco, United States
- (888) 596-3157
- happen.com
4.7
Excellent
14K reviews
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This was a very easy process
This was a very easy process. They released the funds within a day and paid a couple cards off for me in the same time. Nobody has bothered me with endless phone calls which I truly appreciate.
16 June 2026
Great customer service satisfied customer great rates…
Great customer service and great rates on the loans
17 June 2026
The process was easy and simple and I…
The process was easy and simple and I had my funds the very next day!
11 June 2026
Everything was simple and fast
Everything was simple and fast. From the application to the pending review and then the deposting of the funds. Thank you for making it a stress free experience.
17 June 2026
The loan process was very easy
The loan process was very easy. Good rates. I’m very happy with Lending Club.
17 June 2026
Thank you so much for your fast service…
Thank you so much for your fast service I would recommend LendingClub
16 June 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
My experience with LendingClub has been…
My experience with LendingClub has been good so far. The application process was simple, the website was easy to navigate, and the service worked as expected. I liked the clear communication and the overall experience.
3 June 2026
Unprompted review
Reply from Happen Bank
Thanks for your review. We’re always improving our products and services to make sure you have the best experience possible. We’ll be sure to pass this feedback on to the appropriate team(s).
I will encourage a friend or a family…
I will encourage a friend or a family member to become a LendingClub customer because you did your things differently thank you very much keep up the good work
17 June 2026
Amazing changes
After becoming a client in 2020, I have throughly enjoyed working with Lending Club as a partner in my financial growth. I have gone through and increased my credit score from the mid 500’s to well into the mid-high 700’s. Thanks to them my financial progress was been exceptional!!
17 June 2026
What a wonderfully easy process
What A wonderfully easy process. So much stress has been lifted from my life. Lending Club paid my credit card companies directly and now I have one very manageable payment.
16 June 2026
Quick and easy
Quick and easy , I only write these things when they really come thru for me !!! I’m on the road again 🎉🎉
17 June 2026
Thank you LandinClub.
Thank you LandinClub, you are doing great. You have helped me a lot all these years. Is a kind of big relieve to rid of all my credit cards. It did not take too long to wait for the approval thank you again.
16 June 2026
where do I find my statement
where do I find my statement, want to know what cards were given money
18 June 2026
Reply from Happen Bank
Thanks for bringing this to our attention. We’ll attempt to contact you directly. If you need something in the interim, please contact us at 1-888-596-3157, Mon-Fri 5am-5pm PST or Saturdays 8-5pm PST.
Online application makes it so easy I’m…
Online application makes it so easy I’m ready to get my credit card debt under control
17 June 2026
Both the questions and answers were…
Both the questions and answers were concise and easy to follow. Everything was very professional but user friendly. I was funded promptly and very smoothly. This was the best lender that I’ve ever worked with.
16 June 2026
This was a great experience it was easy…
This was a great experience it was easy and you helped me right away and it was not a long time quit a easy and I thank you for giving me the loan and I will let anyone about my experience again Thank very much Margaret Brooks 🙏🙏
16 June 2026
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