My funding needs sit outside conventional loans, so I found Griffin on social media. The team was excellent, especially Liz. She coordinated every moving part and kept things on track through closing.... See more
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Griffin Funding is a national direct mortgage lender based in San Diego, California. We underwrite in house, so we make the credit decision ourselves rather than passing your file to a third party.
We specialize in borrowers whose income does not fit a standard W-2 box: self-employed business owners, real estate investors, and veterans. The online application takes about 10 minutes, and files move in days rather than weeks. Since 2013 we have funded more than $3.6 billion to over 8,000 clients.
Loan programs we offer
What sets Griffin Funding apart?
Terms and conditions apply. Equal Housing Lender. NMLS# 1120111. (844) 305-2067. Visit griffinfunding.com
Most lenders stop thinking about your loan the day it closes. We don't.
2445 5th Ave Ste 401, 92101, San Diego, United States
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Replied to 77% of negative reviews
Typically replies within 1 week
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Worst mortgage experience I have ever had (among many)! Terms were constantly eroding and with delays, it forced decisions we wouldn't have typically made. definitely didn't feel like they were looking out for my interests. Incredibly disappointing, we ended up walking away from a second deal because it no longer made financial sense.

Reply from Griffin Funding
Update , Nick my griffin loan officer , called back . He was delayed getting the answer to my question . All good , he’s gonna walk me through the auto pay set up , great recovery Nick . Appreciate your help !

Reply from Griffin Funding
My DSCR loan application went smooth and the loan agents were very professional.

Reply from Griffin Funding
Had a great experience. All questions answered promptly, communication was very good throughout the entire process. It was our first loan of this type and there was good knowledge and guidance.

Reply from Griffin Funding
Fast on Closing on the Refinancing
Thank You Everyone!

Reply from Griffin Funding
Griffin funding has several different options when it comes to what a person may need and I highly recommend them!

Reply from Griffin Funding
Very easy and straightforward process. Love the turnaround time as well.

Reply from Griffin Funding
Okay so you definitely want to give this Company a chance to earn your business. Kent & Mallorie are amazing representatives! Patient, available, above & beyond in the Customer Service department.
Thank you guys so much!

Reply from Griffin Funding
I just closed a DSCR home equity loan (HELOAN) on an investment property with Griffin Funding, and I can't say enough good things about Mallorie and Justin. My property has a mix of short-term and long-term rental units, which got me turned down by several other lenders. Griffin was one of the few that could actually work with it.
Mallorie was on top of everything from day one. She was responsive, organized, and clear about exactly what she needed from me, and she kept me updated at every step so I never had to wonder where things stood. Justin made the loan side easy and adjusted the loan amount quickly once the appraisal came in. They worked together to get me to closing on time.
If you're a real estate investor looking at a DSCR product, especially with short-term rental income, I'd recommend Griffin and this team. Thank you both!

Reply from Griffin Funding
Thank you to Joe and team you all were so great to work with.Looking forward to working again with you.

Reply from Griffin Funding
Wow ! I had stopped using banks for investmrnts many years ago. I hated all the paperwork and all the back and forth . But I will tell you, this was a whole different experience. I'm so glad I gave them a chance because everything went flawless and quickly. And in the end (22 days) they gave me lower rate than was promised. Thankyou PJ and Nina . I will exclusively, use you from now on for all my business Investment loans.

Reply from Griffin Funding
I had the pleasure of working with Griffin to close out one of my rental properties in West Palm. Gabe and Liz were the duo that really pushed hard for my loan to get across the finish line.
I had my share of challenges that didn't make it easy for either of them, but they always communicated with me every step and never tried to hide something I wouldn't like to hear.
They were very honest and trustworthy and for that I'm going to bring new loans their way. It's nice when you have a team fighting for you. I really appreciate them both.

Reply from Griffin Funding
It was a smooth, easy experience working with Liz, Singer, and Meagan Scheiwe to help get my DSCR loan on my rental property to continue expanding my business.
Thanks again

Reply from Griffin Funding
Outstanding Business!
I have been working with Guy and his team for a few years now & every step has been a lovely experience.
Team work makes the dream work & I see my dreams coming true!
Thanks for all the team work 💪🏾💯🎉

Reply from Griffin Funding
Both Matt M. (Loan Officer) and Summer C. (Mortgage Loan Partner) made this an unusually smooth and stress free experience. They told me the process would take 25-30 days from application to closing and they nailed it.

Reply from Griffin Funding
It has been a pleasure doing business with Griffin Funding. The company is extremely professional, the employees very knowledgeable, respectful. I dealt with Justin Ferrara, my loan officer who has been extremely helpful working with me up to the approval. He has been very honest, diligent, knowledgeable and professional.
Next person I want to admire is Mallorie Faust. Extremely helpful and diligent. I could not have gone through the process without her help and direction and she is extremely efficient at what she does.
I recommend Griffin Funding to anyone who wants a transparent business financing their residence, businesses or any other loan requirements. In the end I give credit to Mr. Lyons for having such a group of wonderful people in his company.

Reply from Griffin Funding
My loan processor’s Noah & Sabrina has been very communicative & dedicated throughout the process.

Reply from Griffin Funding
What made our funding experience with Griffin was the whole entire crew that operated with experience, compassion and knowledge that lead to accurate and consistency, no surprises. The Griffin team followed through within an expedited timeline, like no other.

Reply from Griffin Funding
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