1. Simple Process 2. Easy explanation and understanding on both sides. 3. Peace of mind without pressure. 4. No pressure, everything is black and white from the time you start your application.... See more
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Based on reviews, created with AI
Written by the company
500 4th Ave SW, Suite 2500, T2P2V6, Calgary, Canada
Excellent service, funding time was as expected, very convenient and extremely helpful alternate to the big banks

Reply from goPeer
The loan application was easy. I always wanted to do a co-op or peer funding. This seems to be a perfect place to achieve that. I’m also looking to be an investor, as soon as I’m done with my debt payments!

Reply from goPeer
It took 10 days to fund and receive the money, it’s not as fast as I expected but it was easy to apply and im happy with the service.

Reply from goPeer
The process was simple and the funding came quicker than expected.

Reply from goPeer
Everything was super easy and informative. It made things simple to get started, and the agent I scheduled a phone call with was able to answer all the questions I had before I got started.

Reply from goPeer
Excellent people to deal with, fast easy process to follow.

Reply from goPeer
I like that the platform like GoPeer is available to regular Canadians for both, investors and borrowers.

Reply from goPeer
Amazing service. A special thanks to Tanya who helped me throughout the process.
Great company overall.

Reply from goPeer
- Need joint account (simplifies and expedites transfer on death of one spouse - the surviving spouse would automatically assume full ownership of the joint account with no need for probate and disclosure. That's a big deal.)
- Transferability, especially at death. Presently, there will be a 3-5 yr (+) mess for the executor until all outstanding loans are closed and recoveries completed. This is unacceptable for seniors, in particular, who wouldn't want to inflict this on their executors. A possible remedy would be for goPeer to generally agree to buy back loans of deceased lenders. That would be one class act.
- TFSA and RRSP/RRIF eligibility would be a big plus.
- TFSA eligibility would also allow for declaration of Successor/Holder instead of Beneficiary. This would be a big tax advantage for the surviving spouse, as the taxfree status would be preserved.
- Can't quickly fund goPeer account. No interac. No billpay or other more rapid means.
- No interest is paid on cash balances. Boo.
- Inability to withdraw the cash balance if less than $50. Hey, it's my money, not goPeer's. It's quite irksome to be denied my own cash.
EDIT 2025-11-27: I can confirm that the <$50 cash withdrawal now works. Also, that my experience as a lender has generally been good with goPeer, other than the above major concerns. Can understand why registered accounts aren't yet possible. Don't understand why *Joint Accounts* aren't yet available so that the surviving spouse could take immediate sole control and ownership without the goPeer account languishing in the estate indefinitely.

Reply from goPeer
I've been investing some money with Gopeer for about 2 years now and my personnal experience is globally quite good. It's interesting when you want to diversify your investments. I have not borrow any money so can't comment on that part.

Reply from goPeer
I have had a rep contact me to make sure things were going well. I think that customer service is a great part of any company and should be at the forefront of all businesses

Reply from goPeer
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