Genki - Insurance for Nomads Reviews 863

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Reviewers are really happy with this company. Customers frequently highlight the effortless and simple process for managing health insurance, praising the quick and efficient handling of medical needs and claims. Many people appreciate the reliability of the assistance hotline and the speed of reimbursements, often receiving money within days of filing a claim. The customer support team is consistently described as friendly, helpful, and responsive, providing clear communication and personalized service. However, some customers have expressed dissatisfaction with certain aspects of the service. A few people noted that a €50 deduction is applied to every claim, regardless of its size, and some experienced delays or difficulties with claim payouts, with some claims taking months to process. There were also mentions of issues with the website not working properly for payments or enrollment, and occasional unresponsiveness from customer service.

What people talk about most

Service

People report ambiguous experiences with service. Many customers praise the service, highlighting its... See more

Claim

Clients share ambiguous opinions on claim experiences. Many reviewers report swift and smooth claim... See more

Customer service

Reviewers highlight ambiguous aspects of customer service. While many praise the quick, kind, and helpful... See more

Payment

Customers consistently note ambiguous experiences with payment. While some reviewers report quick and smooth... See more

Response time

Consumers find response times to be ambiguous. Many customers praise the prompt and compassionate responses,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I was backpacking for a few months and needed something flexible and budget friendly. Genki offered just that. Thankfully I didn't have any serious medical situations, but when I did need to go to the... See more

Rated 4 out of 5 stars

Traveling and working remotely can be stressful, but Genki makes health insurance effortless. Their assistance hotline is incredibly reliable, and I was amazed at how quickly they handled my medical... See more

Rated 5 out of 5 stars

I don't write many reviews. I am beyond impressed with the service Genki offers. I've used other insurance companies in the past, and the claims process is long-winded; it almost puts you off cl... See more

Rated 5 out of 5 stars

Great experience so far (after 18 months and now a pregnancy). They are pretty fair with what they cover, approving or denying claims based on the rules without nitpicking. Reimbursements are quick an... See more


Company details

  1. Health Insurance Agency
  2. Travel Insurance Company

About Genki - Insurance for Nomads

Written by the company

Health Insurance for Digital Nomads

Every country. Any doctor or hospital. We've got you covered.

Your worldwide health partner

Written by the company

Made for Nomads by Nomads
We are a fully remote team working from around the world. We understand the challenges (and joys!) that come from leaving home, exploring new places, and living & working abroad.
Our Mission
We're here to make health easier and more accessible for digital nomads, expats, and world travelers. We're not an insurance company. We're your health partner, always there to support you in your journey, wherever it may lead.

24/7 Emergency Assistance

Genki members have access to a 24/7 emergency assistance hotline

Genki members have access to a 24/7 emergency assistance hotline
If you are hospitalized, call the hotline as soon as possible (or ask the hospital or a family member to call on your behalf). Our assistance team can guarantee payment to the hospital (otherwise they might refuse to start treatment until you pay cash) and have all the bills sent directly to us. They also monitor the quality of your care, and can arrange to transport you to another hospital or back home if needed.

Contact info

Promotion box for Genki - Insurance for Nomads

Genki Health Insurance for Nomads

Worldwide cover. Sign up in minutes, even if you're already traveling.

4.1

Great

TrustScore 4 out of 5

863 reviews

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Replied to 94% of negative reviews

Typically replies within 48 hours

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Rated 5 out of 5 stars

First time using this service

First time using this service , checked reviews and all seemed good. Booked insurance online , then contacted via chat using watts app and spoke with jet and ricardo. Both were awesome and responded quickly and answered all my questions . Only feedback I would give is to business into system the ability to book to a specific end date as could be easy to forget to cancel and be charged when insurance e is not required but otherwise excellent app and staff arrive was top notch

20 March 2026
Rated 5 out of 5 stars

Very easy!

Very easy and straight forward experience! Definitely better than other options I tried in the past, so highly recommended.

1 March 2026
Rated 5 out of 5 stars

Worked Well For Us

We did the traveler insurance for 3 months in Brazil and it worked great. Had a small emergency and ended up in the hospital, and the claim and payment process was pretty smooth and quick. Will definitely be using them again for future international travels.

15 December 2025
Unprompted review
Rated 5 out of 5 stars

They reimbursed my claim

I've been using Genki Explorer for more than a year but until recent times hadn't made any claims.

However, recently I got sick in Thailand and decided to visit a doctor. I just found the one with best reviews on Google Map and headed there.

Got diagnosed, prescribed antibiotics and other medication. The bill was ~220 EUR. At the same day I've filed the claim with Dr Walter and upload documents from the clinic.

Just after 8 days my claim was approved for ~170 EUR (because of 50 EUR deductible). They just approved it right away, without unnecessary questions or delays – a big plus.

But payment process took much longer. They answered sometimes once per week, first sent me a Revolut form with bank details even if I told them to transfer to my Wise. After Revolut form didn't work out, after few weeks they reached out again and asked for Wise payment link.

The entire process took almost 2 months and many back-and-forth emails but finally they paid it. So happy to recommend them, these guys are legit.

12 March 2026
Unprompted review
Rated 5 out of 5 stars

Happy customers will be returning

Our family was insured for over a year, and we had one instance where we required the insurance's assistance. The insurance was very responsive and very helpful, covered the entire hospitalization, and we will be happy to return once we start our travels again.

15 July 2025
Rated 4 out of 5 stars

Mid-range health insurance

I bought health insurance with Genki. It was mid-range coverage and was easy to sign up for and cancel. I never had to use it, thankfully; however, I am not sure how easy it is to claim.

10 November 2025
Rated 5 out of 5 stars

I don't write many reviews......

I don't write many reviews. I am beyond impressed with the service Genki offers. I've used other insurance companies in the past, and the claims process is long-winded; it almost puts you off claiming.

My experience with Genki has been the complete opposite. I uploaded my medical reports and bills, and within minutes, the claim was processed and paid.

You have restored my faith in insurance products!

11 March 2026
Rated 5 out of 5 stars

Genki has been amazing ❤️

Genki has been amazing! Always reliable, safe and sweet customer support. I’ve been unlucky in Thailand with cysts and my partner with dengue and liver issues. They were the ones saying rather stay one day extra that not. It feels like they genuinely care. ❤️ always the insurance I will go with.

3 March 2026
Rated 5 out of 5 stars

Peace of Mind x 2

I have twice used Genki for covering medical emergencies during my overseas travels. Both travels lasted at least 9 months.

I have not made any claims during those travels, so I do not have any direct personal experience dealing with what happens if there is a claim. However, all dealings with Genki at least up to the point to needing to file claims has been excellent. I appreciate the responsiveness and clarity in communicating with Genki. I also appreciate the coverage: it gives me some peace of mind while on my travels.

9 January 2026
Rated 4 out of 5 stars

Good but expensive

Overoll I had a positive experience using this insurance for my travel.
I didn't have big claims, only the small ones, but it worked well.
The only reason I decided to move on with another insurance is the price. I asked them to add US/Canada coverage to my plan, and they said it would cost 168 € for one person. Another insurance is 2 times cheaper.

27 February 2026
Unprompted review
Rated 5 out of 5 stars

Easy simple process and refund in two days!

It was so easy to file the claim, took less than 15 minutes and then in two days the money was in my account! This is how insurance should work, I never had such a seamless painless experience, bravo!! Amazing insurance company!

27 February 2026

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