Was super easy to apply and set up. Requesting money is as easy as signing in and hitting a few buttons. Money comes that day if requested before noon. Making a payment reflects immediately, no wai... See more
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Fora is proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country. Currently, we are offering a Line of Credit to residents of Alberta, British Columbia, New Brunswick, Nova Scotia, Ontario, and Saskatchewan but additional provinces will be operational soon. Applying for a Line of Credit from Fora is easy and 100% online. Credit limits range from $1,000 to $15,000. The annual interest rate for a Fora Line of Credit ranges from 19.9% to 34.9%.. Actual rates may vary and are subject to eligibility, underwriting and creditworthiness. You only pay interest on the amount of credit you use, not on your credit limit. It’s the flexibility in a credit product you have been looking for! BC Licence#: 84559; BC Licence#: 84740
Contact info
Toronto, Canada
- 1-888-899-3672
- service@foracredit.ca
- foracredit.ca
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Replied to 86% of negative reviews
Typically replies within 1 week
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Fora has been a very supportive company…
Fora has been a very supportive company . They have well knowledged staff who help you out with all your questions . My fora line of credit has helped me out when I was stuck with emergencies . I am very grateful for my fora line of credit . THANK YOU .
I really appreciated fora when I needed extra funds ,it was fast and received my funds through e-transfer,I would recommend fora for everyone!!!
I really appreciated fora when I needed little extra ,it was fast and received my funds through e-transfer.I would recommend fora for anyone!!!
Warning about Fora Credit
Update #2 – October 17, 2025:
My account with Fora Credit has now been officially confirmed as paid in full and permanently closed, following several days of communication delays, failed payment portal attempts, and regulatory filings.
While the matter is resolved, I note that it required escalation to multiple oversight bodies before consistent support and closure were achieved. The difference in tone and professionalism between early responses and the final resolution was noticeable, suggesting internal escalation and possible compliance review.
I’m satisfied to have the account settled but remain concerned about Fora’s limited payment methods, lack of transparent contact options, and portal reliability. I’ve requested that regulators consider a procedural audit to help prevent similar consumer challenges in the future.
I appreciate that the closure was ultimately handled correctly and hope Fora recognizes the value of proactive customer care and clearer financial accountability.
Update – October 17, 2025: My Fora Credit account has now been paid in full. However, it took over a week of repeated attempts, multiple escalations, and help from both banks to process what should have been a straightforward payment. My experience remains the same regarding their system failures and lack of communication.
I became a Fora Credit customer in July 2025 through Borrowell. My first line of credit was fine, but my latest experience has been awful. Since October 9 I have tried repeatedly to pay off my $2 000 balance, yet their payment portal keeps failing — even though both Tangerine and Simpli Financial confirmed the problem isn’t my bank.
When I said I did not want them to withdraw the full amount by PAD, Fora amended my account anyway without consent and then stopped replying. Their only “helpful” advice was to clear my cache and try again while interest keeps building.
I’ve reported this to Consumer Protection Ontario, the Ombudsman, the BBB, and Borrowell. Most banks don’t even list Fora as a registered payee — leaving customers trapped between a broken portal and forced PAD withdrawals. Consumers deserve better than this.

Reply from Fora Credit Inc.
Fora is always attentive to my needs…
Fora is always attentive to my needs and always works with me to solve any and all issues.
Do Not Borrow From This Company
The interest rates are outrageous and this company takes advantage of people who are stuck and have less financial options available to them. The cost of borrowing is basically robbery leaving people in even more debt. You can’t even access your funds immediately, you need to wait for them to be transferred. Would definitely not recommend this lender to anyone.

Reply from Fora Credit Inc.
Fora is simple to use and works great!
So nice to have a company with people…
So nice to have a company with people who know what they are doing to make things work.
Fora is an Excellent Loan Service
Fora staff are extremely efficient and very pleasant to deal with. Loan application was simple funds were available the next business day.
So far
So far, I cannot get ahold of anyone to help me get a PDF for my account. Plus the phone lines are down?? That’s strange

Reply from Fora Credit Inc.
Very easy application process and…
Very easy application process and withdrawals are quick and trouble free.
I have never missed a payment since I…
I have never missed a payment since I opened my account over two years ago . I have run into financial hardship the past year and Fora will not increase my line of credit . Explanation is very weak and insensitive.
When I need someone to help out I can't count on Fora.
Fora is great help me out and have…great job
Fora is great help me out and have never had an issue
This product came at the very time I…
This product came at the very time I was stranded and didn't know where to turn. To qualify for a line of credit was no hassle. Thank you FORA for your assistance.
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