Ebenegate Reviews 

4,101
•
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 1,852 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the wonderful staff members for being extremely helpful, polite, and deeply understanding during difficult financial situations, debt concerns, and stressful moments. People also highlight the exceptional customer service provided daily, noting that queries are answered promptly and helpful professionals quickly put all worries entirely at ease. However, some people mentioned receiving unexpected payment reminders or experiencing frustrating communication gaps regarding their ongoing case files and account records. A few reviewers felt that proper follow-up support unfortunately fell short once initial payment arrangements were successfully completed and officially set up.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, frequently describing team members as exceptionally polite,... See more

Service

People report positive experiences with service, frequently praising staff members for being extremely... See more

Response time

Users describe positive interactions with response time, noting that reviewers received quick answers and... See more

Payment

Reviewers mention ambiguous feedback about payment, noting that some consumers felt great relief as staff... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Spoke to a guy called Trevor regarding my recent enquiry 28/07. What can I say he new exactly how to assist very polite I was quite surprised to be honest......Give the guy a pay rise because if that'... See more

Company replied

Rated 5 out of 5 stars

My call was answered by Sarvesh. He was courteous at all times and fully understood what my queries were about and explained everything to me clearly and totally put my mind at ease.A very nice exper... See more

Company replied

Rated 5 out of 5 stars

Been going out of my mind with worry over debt the relief is indescribable, I can sleep at night again. All staff polite friendly helpful not one bit judgemental wich, had stopped me reaching out earl... See more

Rated 5 out of 5 stars

I have spoken to Nancy Mangongera today regarding some of my queries regarding the modifications and she was very helpful and polite and has explained to me the things that I need to do with regards t... See more


Company details

  1. Insolvency Service

Written by the company

Ebenegate is a leading managed service company that specialises in supporting clients during their insolvency journey. We’ve helped over 185,000 people manage their debt through solutions such as Individual Voluntary Arrangements, Protected Trust Deeds and the Debt Arrangement Scheme.


Contact info

4.9

Excellent

TrustScore 5 out of 5

4K reviews

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4.9

All reviews

(4,101)

1,841 reviews in the last 12 months

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Rated 5 out of 5 stars

Having find things difficult at the…

Having find things difficult at the moment due to the cost of living etc I was in arrears with my IVA and it was worrying as hard to cover everything at the moment. But I spoke to Mikeal Dhalapah and I’m so grateful in how helpful he was. He didn’t judge and was there to listen to my situation and guide me on what he could do to help get things on track. His customer service skills were second to none if only most companies have someone like him it would make things a lot easier, he is a credit to your company and very professional whilst being a good listener and resolving my issue at the same time.

6 October 2026
Unprompted review
Rated 5 out of 5 stars

Neelesh Keesoondoyal provided excellent…

Neelesh Keesoondoyal provided excellent support and helped me in every way possible. He was reassuring, professional and understanding throughout the process. He took the time to listen to my concerns and reassured me that my case would be handled urgently. His approach gave me confidence that my situation was being taken seriously. His customer service was outstanding, and I really appreciate the effort and support he provided.

9 October 2026
Unprompted review
Rated 1 out of 5 stars

I contacted Ebengate for advice on…


I contacted Ebengate for advice on dealing with debt following a divorcee. I was unknowingly mis-sold an IVA after being told that I could pay it off using the proceeds from my pending house sale. I later discovered that this was false.

Following an internal audit, the company contacted me and confirmed that I had been mis-sold the IVA. I was advised to opt out and explore alternative options. I was then promised a follow-up call to discuss my options, which never came.

I then called chasing them about the previous call I had, to which I was told there was no record of.

Since then, I have had to chase them two to three times a week just to get answers. Each time, I spend 10–15 minutes on hold, only to be told that they cannot find my case. If someone eventually manages to locate it, I am passed from one team to another, repeatedly explaining the same situation and answering the same security questions.

After weeks of chasing them due to their appalling communication, I was eventually told that my IVA had been deregistered and instructed to cancel my direct debit, which I did.

Now, weeks later, I am receiving emails regarding ongoing IVA payments. Naturally, I contacted them again, only to be told, once again, that they cannot find my case.

It is genuinely astonishing that a company dealing with people’s finances and serious debt issues appears to have such poor communication and case management. There seems to be no consistent record of previous calls, conversations or actions taken, leaving customers to repeat themselves endlessly while getting absolutely nowhere.

To this day, I still have no written confirmation that the IVA I was told had been mis-sold has actually been deregistered.

The entire experience has been incredibly stressful, frustrating and completely unacceptable, especially when dealing with debt following a divorce.

Honestly, avoid them like the Black Death.

9 October 2026
Unprompted review
Ebenegate logo

Reply from Ebenegate

We take all complaints seriously and strive to provide the best possible service to our customers.

We apologise for any inconvenience this may have caused and assure you we will address and resolve your concerns.

Your complaint is currently being investigated by our Compliance Department and a formal response will be issued to you within 8 weeks.

Thank you again for bringing this to our attention. Your feedback helps us to improve our services and ensure that all of our customers have a positive experience with us.

If you wish to discuss this matter further, please contact us at complaints@ebenegate.co.uk.

Rated 5 out of 5 stars

Found myself entering a IVA

Found myself entering a IVA. As I had over extended myself. I felt ashamed I had got my self in such a mess.

I contacted Ebenegate. They reassured me, talking through the various options open to me.

I was expecting to be shouted at. I know sounds ridiculous. But nothing could be further from the truth.

I am now in a better situation after I decided to enter into IVA.

We’re I had a question the staff were extremely helpful. They were nonjudgmental, kind and always attentive.
I really appreciate all Ebenegate have done for me

7 October 2026
Unprompted review
Rated 5 out of 5 stars

I was helped today by Harshikha…

I was helped today by Harshikha Boodhun. She was very professional and helped me resolve my query and reassured me that I don’t need to worry. Great service, keep up the fantastic work.

6 October 2026
Unprompted review

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