While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Company details


Contact info

3.1

Average

TrustScore 3 out of 5

12 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Disappointed with CRF’s Lack of Results and Transparency

CRF claimed they would help me get approved for major things like a car loan or even a home loan, but none of that happened. My score barely moved, and whenever I asked for explanations, the answers were vague or delayed. I honestly expected transparency and support, but I ended up feeling ignored and disappointed.

11 November 2025
Unprompted review
Haris Mughal logo

Reply from Haris Mughal

This isn't a true customer experience and they do not work with CRF Consultants.

Random number texting our company line demanding money to remove the review.

This is the third day of trying to get me to pay, i still wont!

-Christopher Ford CEO

Here is an updated conversation with the extortionist:
https://drive.google.com/file/d/1gktX1ljyDqbTp3JPriD2WyL3x0aq1fJw/view?usp=sharing

Chatgpt review that has been left:
https://drive.google.com/file/d/1wCNIG1DUZoGOTPVr80neAxFtZeHR7v9S/view?usp=sharing

Rated 1 out of 5 stars

Did a consult and the owner is pretty…

Did a consult and the owner is pretty rude. I was trying to see if he was able to assist with a late payment and was very rude poor customer service.

10 October 2025
Unprompted review
Haris Mughal logo

Reply from Haris Mughal

Hello Ashanti,

We appreciate you taking the time to share your feedback. However, we would like to provide some clarification regarding your consultation experience. At CRF Consultants, our goal is always to assess each client’s credit situation carefully so that we can determine the best way to assist.

During your consultation, the conversation began with a bit of tension, and while our specialist attempted to gather the necessary information to help, the tone of the call became challenging. We understand that credit situations can be stressful, and we strive to maintain professionalism even in difficult interactions.

Our intention was never to be disrespectful — only to match the level of engagement and energy we received while still aiming to assist you effectively. I'm always happy to help but not when I'm disrespected on a call you booked to have with my team and I for help.

Just to clarify this is not one of our active clients, and will not be a client in the future.

— CRF Consultants

Rated 1 out of 5 stars

Signed up in September NO RESULTS

Signed up in September. Nothing! I requested a refund in November. They said I must wait 6 months to request a refund. I paid through Afterpay and I just learned it’s harder to request your money back through Afterpay after 120 days. Go figure. The company has yielded no results. They tried to take credit for a removal I did myself. I am inclined to believe that most of these reviews are fake..

24 September 2024
Unprompted review
Haris Mughal logo

Reply from Haris Mughal

Hi Quincy,

Thank you for taking the time to share your experience. We sincerely apologize for any frustration you've encountered. We understand how important it is to see tangible results and feel fully supported throughout this process.

Please know we take your concerns seriously. We would appreciate the opportunity to review your account in detail and clarify any misunderstandings. Our mission is to provide transparency, accurate results, and honest communication. If any deletions were completed independently, we do not—and will never—claim credit for those actions. It's crucial that your file accurately reflects the efforts made.

Regarding your refund request:
When you initially contacted us in December, you were still within your second month of service. As outlined in the contract you signed, our 120-day money-back guarantee applies only after four full months of service without results. At the time of your request, this condition had not yet been met.

Upon reviewing your file, we have confirmed the following verified results:
Verified Deletions:
Truist – 41472410969

Inquiries Removed:
Dover FCU/ML
USALLIANCE Federal Credit Union

We acknowledge your efforts and want to highlight that your credit scores moved due to both natural aging and the dispute rounds we submitted.

The drop in your Experian score is due to two new negative accounts added during this time:

Truist – 414724200397*** (now reporting past due)
FNB Omaha – 55335107071

These new negatives impacted your scores despite the progress made on older accounts.

Important Reminder About Dispute Overlap:
While disputes are active, it's critical not to submit your own disputes simultaneously. Under FCRA Section 611(a)(3), duplicate disputes—even with slight differences—can be flagged as frivolous or irrelevant by the credit bureaus. This significantly weakens the success rate of all active disputes. Coordination is key to your success.

It’s also important to note: standard credit repair timelines typically take an average of six (6) months to yield strong, consistent results without confliction of other investigations being done without our knowledge.

We'd be happy to share the entire investigations that have been done simply reach out and we will provide it!

Rated 1 out of 5 stars

Terrible

Terrible. Just terrible.
How does a 18 year old understand that if there’s nothing reporting then it doesn’t show a score or it gives a code 4 error message. But a credit repair company or “consulting” 😭 company doesn’t know how to read or understand the problem. They act completely clueless or they really just are. They never give a confirmation for when the services have been rendered. They use clients from years ago to still post on their social media making you waste $30-40/month for months to years on identity iq. Their social media doesn’t even get views or activity. They’ve been spinning people around and won’t even give you updates. When you do ask for updates, they turn into the friend that borrowed your money and decides not to pay you back.

22 March 2025
Unprompted review
Haris Mughal logo

Reply from Haris Mughal

Hey Vlad,

The beginning of working with us you failed to follow specific instructions to complete your onboarding for our team to do our work. Which resulted in a 30 day delay due to you submitting complaints when that would be our job...

Moving forward past the 30 days we were finally ready to begin our work on your profile! Then come the time to re-import it with the software you mentioned IdentityIQ it was unpaid, which means we cant access your file. For consecutive months we reached out to you to reenable it which you failed to do so... in the event of 7 day timeframe of not reinstated the monitoring service for us to do our work your file will be canceled... no questions asked. (within all of our credit repair guidelines every client signs... which is provided in this response.)

Out of courtesy we continued to reach out to you for months to reenable but still failed to do so. We cannot do any work if there is no cooperation on your part.

All the best,

Chris Ford

Here is the proof of everything outlined above. Anyone that reads this will understand...

https://drive.google.com/drive/folders/1c7V08Jvhgrg-QFv1OGQ1Z-ePNOIH0u0i?usp=sharing

Rated 5 out of 5 stars

The BEST Credit repair company

I been with CRF consultants for only 1 month now and I already see a drastic change in my Credit report & Score. They are very responsive and always answer my questions quicker than I'd expect :) I am so happy with the results so far and excited to see how it will be looking in the next few months from now. Last year I set a goal for 2025, and it was to build and clean up my credit. I couldn't be more happy that I chose the RIGHT company to work with. I Highly recommend CRF Consultants!!!

12 February 2025
Unprompted review
Rated 5 out of 5 stars

The folks at CRF Consultants have…

The folks at CRF Consultants have helped me with my credit repair. We are at round 5 of the process; they have been fair. I got things removed from my report, and my score is up almost 100 points. I'm sure before the end of the process, I'll be at or above a 700 credit score, hopefully across the board.

14 January 2025
Unprompted review
Rated 5 out of 5 stars

Thank you to Chris and his whole team

Thank you to Chris and his whole team. From the start Chris has been a true professional. My credit started at 490 and 1 month in already 661. All I can say is trust the process. Thank you again to CRF consultants for going into the new year. And a new me.

7 January 2025
Unprompted review
Rated 5 out of 5 stars

Credit score up 70 points in one months time...

Chris and his team walked me through the process to help me understand what to expect and make sure they were able to help me before any payment was taken. I was given step by step instructions on how to handle my part knowing that we were working together to get everything resolved. After only one month my credit scores are already up 70 points, and Chris and his team are still working to make them even better. I am already extremely satisfied with their progress and execution, and they are not even done yet.

6 January 2025
Unprompted review
Rated 5 out of 5 stars

CRF consultants has a very good…

CRF consultants has a very good customer service team that informs you throughout the process. I am very pleased with them on this journey in building my credit even though it’s not complete as of yet I’m very confident in their work and look forward to improved credit.

6 January 2025
Unprompted review
Rated 5 out of 5 stars

Amazing Service! Honest! Great Communication!

I want to shout out Chris Ford and his team! This is THE FIRST credit repair company that I have worked with to actually stand by what was said on our intake call! I actually get updates, real communication and I feel incredibly supported! It’s only been a little over a month and my scores have started to improve significantly 2/3 ain’t bad and I know it’s a process! I can’t recommend enough! Thanks for being honest and transparent and following through!

3 January 2025
Unprompted review
Rated 5 out of 5 stars

I appreciate Chris and his team

I appreciate Chris and his team, they took the time to speak to me and walk me thru everything, they helped me tremendously. Keeping in contact with me constantly, I felt very informed at every step of the way, their professionalism has surpassed any other company I've worked with and I've already recommended them to People in need.

21 November 2024
Unprompted review
Rated 5 out of 5 stars

100 Point Boost and Exceptional Service!

I came across Chris of CRF Consultants through an Instagram ad offering credit solutions at an impressive deal. Initially, I was hesitant, but Chris quickly put me at ease. He thoroughly explained everything he does, without ever pressuring me to commit. His professionalism and transparency made me confident in his abilities—and he delivered beyond expectations. In just three months, my credit score improved by over 100 points! Chris not only kept his word but far exceeded the value of his service. If you’re on the fence, I highly recommend putting your trust in Chris. His expertise and commitment are truly remarkable!

1 August 2024
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look