I have a love hate kind of relationship with companies like Credova. First, the good: Very fast and easy and makes possible larger purchases that I might otherwise not be able to make for a very long... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
As a modest Outdoors and Firearms enthusiast. Credova made it easy and streamlined my process for my recent purchase. At first I was concerned with the terms but Credova has many options based... See more
Company replied
It was a easy application to see what you pre-qualified for before applying. Payment plan & service is a huge satisfaction for me so I don't have to pay out all at once & enjoy what I purchased.Once... See more
When you're able to purchase multiple items that you've wanted for awhile makes life more rewarding! I have 5 children at the house and I don't have a few hundred dollars to out right buy something, h... See more
Company replied
Company details
Written by the company
Financing Redefined! With Credova's easy to use buy now, pay later payment option, you know your terms up front and can shop for what you want, when you want and then pay over time.
Credova
Written by the company
- We invite you to think adventure!
- Credova is the BNPL leader in outdoor adventure as well as farm and ranch supply. Get the gear you need today, and pay for it over time. Visit Credova.com to get prequalified today!
Contact info
PO Box 60746, 77205, Houston, United States
- (833) 273-3682
- info@credova.com
- credova.com
4.2
Great
2K reviews
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
Replied to 86% of negative reviews
Typically replies within 1 week
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See how their reviews and ratings are sourced, scored, and moderated.
It was fast and simple
It was fast and simple - no complaints about the process. Only down side is that interest rates seem pretty high.
12 March 2026
Unprompted review
Everytime I try to make a payment it…
Everytime I try to make a payment it says my account can’t be found. Not super impressed so far. Makes me think I’m gonna have late payments cause it won’t let me make payments.
12 March 2026
Unprompted review
Reply from Credova
Hello Zack,
Reviewing your account, it may have been before your account was fully set up. If you are still encountering issues making payments please let our support staff know, so we can best assist in getting you into your account. Our support staff is ready to assist. You can reach our support staff at info@credova.com or by phone at 833-273-3682
Best regards,
Team Credova
Reply from Credova
Hello Dimitri,
We are glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will keep us in mind for your next purchase!
-Team Credova
Protection...not at a cost
The steps, qualifications, and checkout process were all phenomenal and super simple. My husband and I were looking to purchase two firearms, but also get the ammunition, safety boxes, and other accoutrements. Credova made that possible
10 March 2026
Unprompted review
Reply from Credova
Hello Lisa,
We are glad to hear the process was so simple! Thank you for the 5 star review, and we glad to hear we were able to help facilitate a purchase for your husband.
-Team Credova
Super easy to get financing/ lease… can…
Super easy to get financing/ lease… can pay off early huge advantage. Used them to get a no tax promotion on an item then pay item off in a month is great
Thanks
Jason
10 March 2026
Unprompted review
Reply from Credova
Hello Jason,
We are glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will keep us in mind for your next purchase!
-Team Credova
As Advertised.
The transaction was just as advertised. It was smooth and simple. Good job.
10 March 2026
Unprompted review
Reply from Credova
Hello John,
We are glad to hear the process was so smooth! Thank you for the 5 star review, and we hope you will keep us in mind for your next purchase!
-Team Credova
Simple borrowing made easy
Excellent job this isn't my first time using Credova borrowing made easy
9 March 2026
Unprompted review
Reply from Credova
Hello Lex,
We are so glad to hear the process was so excellent! Thank you for the 5 star review, and really appreciate the repeat business.
-Team Credova
Super easy very fast response very easy…
Super easy very fast response very easy approval
9 March 2026
Unprompted review
Reply from Credova
Hello Theo,
We are so glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will think of us for future purchases.
-Team Credova
Easy to manage purchases that are…
Easy to manage purchases that are seamless and to the point. Great way to stack guns
9 March 2026
Unprompted review
Reply from Credova
Hello Matthew,
We are so glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will think of us for future purchases.
-Team Credova
I would recommend using Credova if you need to make payments.
Fast. Easy. Convenient. 👍
7 March 2026
Unprompted review
Reply from Credova
Hello Stacey,
We are so glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will think of us for future purchases.
-Team Credova
The multiple offers
The multiple offers, and making it my selection, made it an ideal way to make a decision with finance a plan.
7 March 2026
Unprompted review
Reply from Credova
Hello Matthew,
We are so glad to hear the multiple offers gave you the option to choose what was best for your budget! Thank you for the 5 star review, and we hope you will think of us for future purchases.
-Team Credova
USER FRIENDLY
Fast, efficient, painless entire process proceeded like a well oiled and timed mechanism!!
5 March 2026
Unprompted review
Reply from Credova
Hello Fred,
We are so glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will think of us for future purchases.
-Team Credova
Your service is excellent
Your service is excellent! Allows many of the paycheck to paycheck crowd get items they thought unobtainable till now.
6 March 2026
Unprompted review
Reply from Credova
Hello John,
We are so glad to hear the service was so excellent! Thank you for the 5 star review, and we hope you will think of us for future purchases.
-Team Credova
I wanted a fair finance option not a…
I wanted a fair finance option not a lease to own scam option. Will never use again
6 March 2026
Unprompted review
Reply from Credova
Hello JustAnswer,
We are sorry to hear we did not meet your expectations. Our offers do vary by state and credit profile. If you have questions regarding what offers you had, our support staff would be happy to assist.
Best regards,
Team Credova
This was the easiest loan / credit…
This was the easiest loan / credit process I've ever done. And it came in at the exact time I needed it done. The parts kits I've been waiting for keep getting released and sold out on my non pay days so I just decided to use these guys and grab them!! And the interest/ cost really isn't that bad to pay them back
5 March 2026
Unprompted review
Reply from Credova
Hello Josh,
We are so glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will think of us for future purchases.
-Team Credova
Process was extremely easy
Process was extremely easy instant approval there's no better way to go for a large purchase. Five stars all around.
5 March 2026
Unprompted review
Reply from Credova
Hello Kellin,
We are so glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will think of us for future purchases.
-Team Credova
Got approved for way more than i…
Got approved for way more than i thought and it was fast and easy
2 March 2026
Unprompted review
Reply from Credova
Hello Fredrick,
We are so glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will think of us for future purchases.
-Team Credova
Wanted to give a zero star
Wanted to give a zero star. They do not deserve anyone's business. They will charge you double the amount you would pay even if you pay it off early. They are not worth dealing with. If you need it right away you may want to find anyone else that you can get loans from. I took one earlier last month for just under $450 and paid it in full by the end of the month and realized it is still gonna cost me in total to be done over $900.
3 February 2026
Unprompted review
Reply from Credova
Hello Michael,
We are sorry to hear we did not meet your expectations. If you have questions regarding your account, our support staff would be happy to assist.
Best regards,
Team Credova
I just made a purchase on 3/2/26 and I…
I just made a purchase on 3/2/26 and I get a phone call today from the company they work with Monterey Financial saying I'm late and I'm at risk of being assessed a late fee! I just made the initial payment 2 days ago and haven't even received the product yet! I look up my account and don't even see the initial required payment credited!? Beware!
4 March 2026
Unprompted review
Reply from Credova
Hello Michael,
We are sorry to hear we did not meet your expectations. We believe this may have happened due to a miscommunication with our billing servicer that should now be resolved. If you are still encountering this issue, please notify our support staff ASAP, so we can help get this fixed.
Best regards,
Team Credova
Impressive
The application was very easy and fast, private and safe with my personal information. Thanks for the partnership with "grab a gun" together i can see that business combination going very far with customers like me. Thanks guy's.
2 March 2026
Unprompted review
Reply from Credova
Hello Tony,
We are so glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will think of us for future purchases.
-Team Credova
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