CreditFresh Reviews 6,130

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the service for its ease, speed, and helpfulness, especially during financial emergencies. Many appreciate the quick access to funds and the straightforward application process. The customer service and staff are frequently highlighted for being professional, patient, and very supportive, making interactions pleasant and efficient. However, some customers expressed dissatisfaction with the payment structure, noting that a significant portion of their payments often goes towards fees and interest rather than the principal. This can make it challenging to pay off the loan quickly, with some feeling that the balance does not decrease as expected.

What people talk about most

Payment

Reviewers mention ambiguous feedback about payment. While some customers appreciate the easy process to get... See more

Service

Customers had positive experiences with service. Many reviewers found the process fast, easy, and efficient,... See more

User experience

Clients share positive opinions on user experience. Many customers found the process easy, simple, and fast,... See more

Customer service

Customers consistently note positive experiences with customer service. Many reviewers highlight the... See more

Staff

People report positive experiences with staff. Customers consistently praise the representatives for being... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The experience was helpful. While the usury charges are - let's be candid - outrageous, the Credit Fresh activity was helpful to me. I lost my wallet and have no access to funds, yet since I have be... See more

Rated 4 out of 5 stars

Super fast and easy todo and customer service so easy to talk to and they answer super fast great service! The only thing is i interest rate is a lil high so try and pay it off fast

Rated 5 out of 5 stars

I spoke to one of your Representatives, and was very helpful, patient, and professional in assisting me in my application. Your company is highly rewarding i. Helping me to pay bills that fell ri... See more

Rated 5 out of 5 stars

CreditFresh has honestly been a lifesaver for me! I didn’t plan on having it this long, but it’s nice when I’m in a pinch and can see what money I have accumulated then I can transfer to my bank acco... See more


Company details

  1. Non-Bank Financial Service
  2. Financial Consultant
  3. Loan Agency

About CreditFresh

Written by the company

About CreditFresh

A personal Line of Credit between $500 - $15,0001

With a Line of Credit through CreditFresh, you have a flexible way to access credit when you need it.

The process is simple and convenient. Submit your request through CreditFresh’s secure online platform. If you’re approved, you may access the money you need from your available credit as soon as the same business day2. Requests for credit submitted through CreditFresh may be originated by one of our Bank Lending Partners, including: CBW Bank, Member FDIC, Column N.A., or First Electronic Bank. Key features:

● A personal Line of Credit between $500 - $15,0001

● Request a draw from your available credit and the funds may be in your bank account as soon as the same business day2

● Only pay for what you borrow, not your entire credit limit

1Not all requests are approved. Credit limits may range between $500 to $15,000 and are subject to change. The exact credit limit available may vary depending on the Bank Lending Partner, your state of residence, individual circumstances and verification of your information. Applications for a Line of Credit are subject to final eligibility and approval.

2If approved and you request a draw , funds may be deposited into your bank account the same business day, depending on the time of request; timing of funding may vary. The date and time requested funds are made available to you are subject to your financial institution’s policies. For specific funding cut-off times, visit the FAQs on the CreditFresh website.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
4-star
3-star
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1-star

Replied to 89% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Speedy response

I had 48 hours to come up with $5000 in order for a friend to stay in rehabilitation… credit fresh came through and relieved my stress within a few hours….$4500, thank you

2 April 2026
Rated 1 out of 5 stars

these people are the worst loan…

these people are the worst loan people's in the world not only did they text me every single day email me every single day and they took two payments at one day which made my account balance and negative $230 when I asked him about it they said well it's in the contract oh yeah it is but it's very very small who actually reads that small small print

2 April 2026
Unprompted review
CreditFresh logo

Reply from CreditFresh

Hello Verna,
We would like to take the opportunity to look into your concerns as soon as possible. Please email us at feedback@creditfresh.com, so we can assist you. Thank you.

Rated 1 out of 5 stars

These are the worse lenders on earth…

These are the worse lenders on earth they are worse than paying a loan shark on the streets.
Out of $190 payment $30 dollars went towards principal. I called and told those people they are insane and asked them how long will it take to pay the loan off 4 to 5 years. And this is every pay period not every month wtf

27 March 2026
Unprompted review
CreditFresh logo

Reply from CreditFresh

Hello Ron,
We appreciate you sharing your concerns and we take them seriously.
Please note that although each minimum payment includes a contribution to the principal balance, additional payments can also be made without prepayment penalties.
We always encourage customers to make additional payments to help pay down their balance faster as doing so will help reduce the overall cost of borrowing. Payments can be made online or over the phone.
If you have any further concerns that we can help with, please email us at feedback@creditfresh.com. Thank you.

Rated 5 out of 5 stars

Credit Fresh has been a very reliable…

Credit Fresh has been a very reliable resource for my financial budget because of emergencies arising and not totally prepared for them. I appreciate the services totally. Every single call I have made was handled professionally and expediently. Yes, we may the interest, but you can pay off quickly.

31 March 2026
Rated 5 out of 5 stars

It was a very great experience working…

It was a very great experience working with you guys keep up the good work with helping those who are in need of your help thank you thank you thank you for allowing me the opportunity to work with you guys. Thank you again.

25 March 2026

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