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CreditFresh Reviews 6,132

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TrustScore 4.5 out of 5

4.4

Non-Bank Financial Service
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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the service for its ease, speed, and helpfulness, especially during financial emergencies. Many appreciate the quick access to funds and the straightforward application process. The customer service and staff are frequently highlighted for being professional, patient, and very supportive, making interactions pleasant and efficient. However, some customers expressed dissatisfaction with the payment structure, noting that a significant portion of their payments often goes towards fees and interest rather than the principal. This can make it challenging to pay off the loan quickly, with some feeling that the balance does not decrease as expected.

What people talk about most

Payment

Reviewers mention ambiguous feedback about payment. While some customers appreciate the easy process to get... See more

Service

Customers had positive experiences with service. Many reviewers found the process fast, easy, and efficient,... See more

User experience

Clients share positive opinions on user experience. Many customers found the process easy, simple, and fast,... See more

Customer service

Customers consistently note positive experiences with customer service. Many reviewers highlight the... See more

Staff

People report positive experiences with staff. Customers consistently praise the representatives for being... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The experience was helpful. While the usury charges are - let's be candid - outrageous, the Credit Fresh activity was helpful to me. I lost my wallet and have no access to funds, yet since I have be... See more

Rated 4 out of 5 stars

Super fast and easy todo and customer service so easy to talk to and they answer super fast great service! The only thing is i interest rate is a lil high so try and pay it off fast

Rated 5 out of 5 stars

I spoke to one of your Representatives, and was very helpful, patient, and professional in assisting me in my application. Your company is highly rewarding i. Helping me to pay bills that fell ri... See more

Rated 5 out of 5 stars

CreditFresh has honestly been a lifesaver for me! I didn’t plan on having it this long, but it’s nice when I’m in a pinch and can see what money I have accumulated then I can transfer to my bank acco... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant
  3. Loan Agency

About CreditFresh

Written by the company

About CreditFresh

A personal Line of Credit between $500 - $15,0001

With a Line of Credit through CreditFresh, you have a flexible way to access credit when you need it.

The process is simple and convenient. Submit your request through CreditFresh’s secure online platform. If you’re approved, you may access the money you need from your available credit as soon as the same business day2. Requests for credit submitted through CreditFresh may be originated by one of our Bank Lending Partners, including: CBW Bank, Member FDIC, Column N.A., or First Electronic Bank. Key features:

● A personal Line of Credit between $500 - $15,0001

● Request a draw from your available credit and the funds may be in your bank account as soon as the same business day2

● Only pay for what you borrow, not your entire credit limit

1Not all requests are approved. Credit limits may range between $500 to $15,000 and are subject to change. The exact credit limit available may vary depending on the Bank Lending Partner, your state of residence, individual circumstances and verification of your information. Applications for a Line of Credit are subject to final eligibility and approval.

2If approved and you request a draw , funds may be deposited into your bank account the same business day, depending on the time of request; timing of funding may vary. The date and time requested funds are made available to you are subject to your financial institution’s policies. For specific funding cut-off times, visit the FAQs on the CreditFresh website.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

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Replied to 89% of negative reviews

Typically replies within 1 week

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Rated 2 out of 5 stars

I gave two stars because I’m thankful I…

I gave two stars because I’m thankful I was able to get a loan during a desperate time, but money is not instant in cases of emergency and When making payments the majority of the money goes towards fees, which never really bring the loan down. I was paying $300 a month for $3000 loan and instead of 10-15 payment to pay my loan off, I would have most likely been paying for 5-10 years just to clear what is owed. honestly this is one of the worst loans ever, I most likely won’t be using this service again, because when you know better you do better.

8 April 2026
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Reply from CreditFresh

Hello Coco,
We appreciate you taking the time to share your concerns as your voice matters to us.
Our team would be happy to address your specific concerns. Please reach out to us at feedback@creditfresh.com, so we can assist you. Thank you.

Rated 1 out of 5 stars

No return did not want would not refund…

No return did not want would not refund after 8 days even though I did not want

3 April 2026
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Reply from CreditFresh

Hello Vernon,
We would like to take the opportunity to look into your concerns. Please reach out to us at 1-800-766-2007, and we will be happy to assist you.

Rated 5 out of 5 stars

The gentleman named Yousef was…

The gentleman named Yousef was extremely helpful in going through the application process.
He walked me through it step-by-step, as I am not technically savvy.
He explained how easily it is to pay it back also.

10 April 2026

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