Creditfix Reviews 

44,431
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 3,390 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the dedicated staff members for being exceptionally polite, professional, and thoroughly supportive when answering complex questions about their ongoing payment plans. Many people note that helpful customer service representatives provide clear guidance, prompt responses, and valuable reassurance during difficult and stressful financial situations. However, some people mentioned experiencing frustrating administrative delays and poor communication when attempting to complete their final account closures. Reviewers also noted that payment tracking discrepancies and unexpected charges occasionally caused significant stress and confusion near the very end of their service arrangement.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting helpful and professional customer service.... See more

Customer service

Customers consistently note positive experiences with customer service, praising support agents for being... See more

Service

Users describe positive interactions with service, highlighting helpful and professional support throughout... See more

Payment

People report positive experiences with payment, noting that making their final contributions and settling... See more

Response time

Consumers find response time to be positive, consistently reporting prompt and efficient service from the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Just into my final year of my IVA with creditfix and missed a payment due to a change of bank details. Spoke to a fantastic young man called Charlie McAteer who helped with taking the payment and... See more

Rated 5 out of 5 stars

I called up to have my account sent to closures. Ruth was absolutely fantastic. Walked me through every step and assured me my certificate would come up to 6 months and there was nothing I need to do... See more

Company replied

Rated 5 out of 5 stars

Called Creditfix earlier with a query, I was assisted by Keertisha Seeram She instantly and precisely dealt with my questions and gave me a more than satisfactory outcome. She was absolutely deligh... See more

Company replied

Rated 5 out of 5 stars

I called today for my closer certificate and was assisted by Roopshita, she was very professional dealing with my situation, explained everything so passionately and in a polite manner, even repeating... See more

Company replied


Company details

  1. Insolvency Service
  2. Credit Counseling Service
  3. Debt Relief Service

About Creditfix

Written by the company

Creditfix and UK Debt Expert are two of the UK's leading debt help companies. As part of the Creditfix Group they provide confidential support to those in need. Talking about debt isn't always easy, that's why our experts are proud to offer friendly, non-judgemental guidance on all the solutions available to help people make informed decisions for a brighter financial future.

Write off up to 81% of your unsecured debts

We've helped over 185,000 people out of debt and we can help you

How much debt do you have?

£0 - £2,000

£2,000 - £6,000

£6,000 - £20,000

£20,000 +


Contact info

4.9

Excellent

TrustScore 5 out of 5

44K reviews

5-star
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1-star

No recent history of asking for reviews

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4.9

All reviews

(44,431)

3,190 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Brilliant experience

I called earlier for un update on my account and spoke with lovely Soovidha. When you have to deal with money/debts matters is always a huge stress, but Soovidha managed effortlesy to put me at ease and resolved my quierries in no time. What a pleasent experience, she's definatelly a 5 star asset to Creditfix.

27 August 2026
Unprompted review
Rated 5 out of 5 stars

Excellent communication and support

Excellent communication and support throughout my full and final settlement process. Rawshia Yadallee was professional and proactive in keeping me updated until my case was successfully completed and transferred to closures. Thank you, Rawshia, and the Creditfix team for helping me close this chapter smoothly!

26 August 2026
Unprompted review
Rated 1 out of 5 stars

Honestly

Honestly, disgusted at how they’ve handled my vulnerable situation.

Wrong information given, wrong proof requested to send in, agents who evidently do not care how why or when you are in desperate need of a payment break.

Talk about not caring for people’s mental health in this day and age!

26 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Thank you for your review. I am sorry to hear about your recent experience with us. We'd like the opportunity to resolve any issues you are experiencing; if you could email the complaints team at complaints@creditfix.co.uk with your contact details we will ensure a member of our complaints team contacts you.

Rated 5 out of 5 stars

The lady ruth safail was very helpful in the…

The lady ruth was very helpful in the phone and delt with my issues. I phoned up after receiving a 6month review but I made my last payment so was confused as I dont know the closing account procedure. She spoke to her colleagues and told me what I need to know and that I did not have to do the 6month review and that my account is closing down and could take 6 months that was all good to know and I have health issuse and very forgetful so she sent a copy of my email to my partner and stopped any future direct debit

26 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

Am very happy Vidhee Boyjoo is very…

Am very happy Vidhee Boyjoo is very great explain me.
Very nice talking
Thanks
Umer munir

26 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

Can’t thank Durgesh Udhin for all his…

Can’t thank Durgesh Udhin for all his help throughout. Really recommend. Nothing has been any trouble and any queries I’ve had he has sorted. Thanks again.

24 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

I spoke to Sarvesh today

I spoke to Sarvesh today. Not only was he able to clear up the confusion,but was very polite and a pleasure to speak to. Also explained everything I needed to know and was very understanding.

26 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

Trevor who I spoke with was excellent…

Trevor who I spoke with was excellent explained things clearly so I understood my next steps.

24 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

Brilliant thanks

Brilliant thanks

25 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

Azhar was instrumental brilliant at…

Azhar was instrumental brilliant at helping me today with my request for a payment break and in helping me gather together the information needed for the completion of my annual review.
I’m currently struggling with anxiety disorder and I did find having to go through my bank statements and other bits and pieces quite distressing and at times confusing which is no reflection on Azhar at all as he was was fantastically patient, despite probably being able to hear the frustration in my voice.
I’ve been subject to a variety of different changes in circumstances since October of last year as my income has now been reduced to NIL by my employer due to my anxiety disorder. When I took out my IBA I was earning well enough to not have to rely on any type of benefit at all and was able to mostly comfortably pay the instalments for my Iva . Over the last few months I have paid it almost every month but have had to ask for a payment break a couple of times. Azhar helped me with this today and I now don’t feel as distressed as I did when I realised that I would have no income from my employer and that the instrument would be a sizable chunk of the little that I have spare.
So I’m very grateful and very appreciative and thank you very much, Azhar
Caroline

25 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

I had an excellent phone experience…

I had an excellent phone experience with Trevor Malsbury at Creditfix. Trevor was calm, patient, and incredibly clear throughout the call. He explained everything in a way that made me feel comfortable and fully informed. His friendly manner and professionalism made a difficult situation feel much easier to handle. I’m genuinely grateful for his support and would happily recommend him to anyone needing guidance over the phone with their financial situation.

25 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

I called today for my closer…

I called today for my closer certificate and was assisted by Roopshita, she was very professional dealing with my situation, explained everything so passionately and in a polite manner, even repeating what I haven’t understood and answered all my questions. Roopshita is a real value to your team. Thank you very much!

25 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

Ruth was fantastic at Creditfix

I called up to have my account sent to closures. Ruth was absolutely fantastic. Walked me through every step and assured me my certificate would come up to 6 months and there was nothing I need to do in this time. Ruth went through the closure process with myself. I do not understand where the bad reviews come from. Creditfix have been nothing but fantastic so credit is due to every member of Creditfix as they have helped me become free from debt. I would highly recommend Creditfix to anyone considering an IVA. Thank you again to Ruth who was brilliant.

25 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

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