Creditfix Reviews 

44,429
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 3,390 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the dedicated staff members for being exceptionally polite, professional, and thoroughly supportive when answering complex questions about their ongoing payment plans. Many people note that helpful customer service representatives provide clear guidance, prompt responses, and valuable reassurance during difficult and stressful financial situations. However, some people mentioned experiencing frustrating administrative delays and poor communication when attempting to complete their final account closures. Reviewers also noted that payment tracking discrepancies and unexpected charges occasionally caused significant stress and confusion near the very end of their service arrangement.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting helpful and professional customer service.... See more

Customer service

Customers consistently note positive experiences with customer service, praising support agents for being... See more

Service

Users describe positive interactions with service, highlighting helpful and professional support throughout... See more

Payment

People report positive experiences with payment, noting that making their final contributions and settling... See more

Response time

Consumers find response time to be positive, consistently reporting prompt and efficient service from the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Just into my final year of my IVA with creditfix and missed a payment due to a change of bank details. Spoke to a fantastic young man called Charlie McAteer who helped with taking the payment and... See more

Rated 5 out of 5 stars

I called up to have my account sent to closures. Ruth was absolutely fantastic. Walked me through every step and assured me my certificate would come up to 6 months and there was nothing I need to do... See more

Company replied

Rated 5 out of 5 stars

Called Creditfix earlier with a query, I was assisted by Keertisha Seeram She instantly and precisely dealt with my questions and gave me a more than satisfactory outcome. She was absolutely deligh... See more

Company replied

Rated 5 out of 5 stars

I called today for my closer certificate and was assisted by Roopshita, she was very professional dealing with my situation, explained everything so passionately and in a polite manner, even repeating... See more

Company replied


Company details

  1. Insolvency Service
  2. Credit Counseling Service
  3. Debt Relief Service

About Creditfix

Written by the company

Creditfix and UK Debt Expert are two of the UK's leading debt help companies. As part of the Creditfix Group they provide confidential support to those in need. Talking about debt isn't always easy, that's why our experts are proud to offer friendly, non-judgemental guidance on all the solutions available to help people make informed decisions for a brighter financial future.

Write off up to 81% of your unsecured debts

We've helped over 185,000 people out of debt and we can help you

How much debt do you have?

£0 - £2,000

£2,000 - £6,000

£6,000 - £20,000

£20,000 +


Contact info

4.9

Excellent

TrustScore 5 out of 5

44K reviews

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4.9

All reviews

(44,429)

3,190 reviews in the last 12 months

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Rated 5 out of 5 stars

Harshikha was great

Harshikha was great, super helpful and reassuring. Gave me all the information I needed and stayed on the phone to ensure I received the email I needed. Thank you, for calming my anxiety 🙂

7 September 2026
Unprompted review
Rated 5 out of 5 stars

Charlie McAteer is a fantastic asset to Creditfix

Just into my final year of my IVA with creditfix and missed a payment due to a change of bank details. Spoke to
a fantastic young man called Charlie McAteer who helped with taking the payment and sending me a link to set up a direct debit to safeguard against any future card detail changes. I'd like to take a moment to praise Charlie for his helpful and professional manner which left me happy and confident about any future payments.
Thank you Charlie, you're a " Credit" 😉 to the company 👏

7 September 2026
Unprompted review
Rated 5 out of 5 stars

I used credit fix for 4 years

I used credit fix for 4 years, always a outstanding service, very polite and understanding, my last contact was with Yuvranee who done an amazing job along with Mrs Noodhish, thank you

7 September 2026
Unprompted review
Rated 5 out of 5 stars

Was assisted by Trevor

Was assisted by Trevor, very lovely gentleman. Went an extra mile to make sure all my questions were answered correctly. I was a bit confused but he truly understood what I was trying to say though my English is not the best. Very good customer service. Thanks Trevor

3 September 2026
Unprompted review
Rated 2 out of 5 stars

The 2 stars are purely for when i…

The 2 stars are purely for when i started with creditfix , if i could give 0 for the end of the process I would .

When I first signed up with creditfix, they were amazing! Really helpful couldn't do enough, that lasted around 3 years ...
But as I was coming to the end of my IVA I decided to settle it sooner and asked for a final Settlement amount , they sorted this for me and I had less than £1000 left to pay so I agreed to that Settlement, they told me that while I was waiting to pay final Settlement that I was not to stop my monthly direct debit because it would go against me , so I ended up paying an extra £90 AFTER the Settlement amount was agreed.
I paid it all off and then asked for my £90 back as I was assured over the phone by one of the staff that this would be returned to me once the IVA was closed .

I received an email stating that my account was closed ( Great news!) I then sent a reply asking where my £90 was ?
They claimed it hadn't overpaid and couldn't find anything on my account, I replied that I have proof that I overpaid and received the most rude and insulting email back arguing that I wouldn't get the money back , I told them I didn't agree to the extra £90 being taken and that they were stealing .
They didn't reply so I raised a payment dispute with my bank and my bank instantly paid it back to me .

An awful end to the process after such a lovely start , after this experience I hope I never have to have dealings with them again , I would NEVER EVER recommend them to anyone because of how they dealt with me at the end .

27 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Thank you for your review. I am sorry to hear about your recent experience with us. We'd like the opportunity to resolve any issues you are experiencing; if you could email the complaints team at complaints@creditfix.co.uk with your contact details we will ensure a member of our complaints team contacts you.

Rated 5 out of 5 stars

Just wanted to send a little note

Just wanted to send a little note. Thanks for helping me your service was second to none. Very helpful all the way through to the end. And a big thank you to urtika for working on my case and closing it sooner. Thanks again guys. Leon Fearn.

31 July 2026
Unprompted review
Rated 5 out of 5 stars

Stupendous

Hi, I believe her name is Sandhya Nowbuth and I hope I got that correct. She was so professional and had so much patience and made the process so easy for me personally to deal with. I take my hat off to her and her professionalism, thank you so much....

4 September 2026
Unprompted review
Rated 5 out of 5 stars

I’ve now successfully completed my IVA

I’ve now successfully completed my IVA and I’m really pleased with the service I’ve received throughout the process. Everything was dealt with professionally, and whenever I needed help or had questions, things were explained clearly.

Reaching the end of an IVA is a massive relief, and receiving confirmation that it has now been successfully completed is a great feeling. I’d like to thank everyone at EbeneGate who has helped me along the way.

I would definitely recommend them to anyone who finds themselves struggling financially and needs professional help and guidance. Thank you for helping me get to the point where I can finally move forward.

4 September 2026
Unprompted review
Rated 5 out of 5 stars

Exceptional and compassionate support from Vidhee Boyjoo!

I am incredibly grateful for the outstanding service I received from Creditfix, especially from Vidhee Boyjoo. From the very beginning, Vidhee was professional, highly knowledgeable, and extremely patient. They took the time to explain everything clearly and made a stressful process feel completely manageable. The level of care and reassurance provided was truly exceptional. I cannot thank Vidhee enough for their support and highly recommend Creditfix to anyone needing guidance.

3 September 2026
Unprompted review
Rated 5 out of 5 stars

I called up to have my account sent to…

I called up to have my account sent to closures. Neelesh Keesoondoyal was absolutely fantastic. Walked me through every step and assured me my certificate would come up to 6 months and there was nothing I need to do in this time. He went through the closure process with myself. Creditfix have been nothing but fantastic so credit is due to every member of Creditfix as they have helped me become free from debt. I would highly recommend Creditfix to anyone considering an IVA.

3 September 2026
Unprompted review

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