Having never had to make a claim for excess insurance before, it was quite a stressful time, but I couldn't be happier with the process and the outcome. Having been hit with a €1800 charge for my... See more
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Review summary
Created with AI, based on recent reviews
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Reviews shaping this summary
Very straightforward and easy to understand at each step of the process. The insurance quotes where inline and in sum cases lower that other insurance companies. However Cove4Rating had a higher rati... See more
Company replied
Well priced and when we had an issue were the car hire company charged us for a sratched alloy the process for reclaiming was simple and easy and we even got back more than I had claimed as I didn't k... See more
Easy and practical insurance for rental cars across Europe! Good customer service and they came through when I needed them for a rental car issue. I will keep going with this insurance for as long a... See more
Company replied
Company details
About Cover4Rentals
Written by the company
After experiencing the costly excess waivers often sold by car rental companies, Cover4Rentals was created. We offer a fairer, more affordable alternative to help drivers across Europe avoid unnecessary costs and access reliable protection when renting a vehicle.
We’re dedicated to helping customers reduce the overall cost of car hire by offering straightforward, comprehensive cover at a fraction of the price typically charged by rental companies.
Contact info
United Kingdom
- cover4rentals.com
Rental Car Excess Insurance
4.7
Excellent
3K reviews
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Reply from Cover4Rentals
Hi Ynyr,
We're so pleased to hear that you found the Cover4Rentals website easy and manageable to use. Thank you for your review.
Kind regards,
Anna
Great cover and very competitive rates
Choosing the insurance package I needed was very straightforward. Much better value and level of cover than purchasing from car hire companies. Very satisfied with the service.
5 July 2026
Reply from Cover4Rentals
Hi Dave,
It's great to hear you found the cover options easy to understand and that the policy represented good value. We’re also happy to hear you were able to find the level of protection that suited your needs.
Kind regards,
Anna
Reply from Cover4Rentals
Hi Iain,
We're happy you're happy!
Kind regards,
Anna
The simplicity did it for me and of…
The simplicity did it for me and of course the reasonable price.
5 July 2026
Reply from Cover4Rentals
Hi Colin,
We're happy to hear that you appreciated the straightforward experience and the affordable pricing. Thank you for your positive feedback!
Kind regards,
Anna
I’m really pleased with this company .
I’m really pleased with this company .
I have used a lot of other companies but this although there is no phone line service the claims procedure works well and efficient.
Competitive price and reliability as long as you keep all your paper work in order .
5 July 2026
Reply from Cover4Rentals
Hi Claudio,
We’re really pleased to hear you found the cover good value and that the claims process worked well for you. It’s great to know your claim was settled efficiently and that you found the procedure straightforward to follow.
We appreciate your comments regarding documentation. Having the necessary paperwork available can certainly help us process claims as quickly and smoothly as possible.
Kind regards,
Anna
Cost effective peace of mind and great customer service
I had the misfortune of needing to make a claim to Cover4Rentals for damage to a hire car I rented while I was on holiday in Spain.
In the past I had taken the expensive full damage waiver the hire companies charge but I had read some positive reviews of the Cover4Rentals insurance policy and couldn't believe the reasonable price so I took the annual Gold cover.
The online claim process was very straightforward and simple, there's no catches and my claim was settled really quickly in full.
Thank you to the Cover4Rentals team for providing a great product and great service I fully recommend
4 July 2026
Unprompted review
Reply from Cover4Rentals
Hi Dave,
We’re sorry to hear you experienced damage to your hire car, but we’re delighted to hear your claim was settled quickly and in full. It’s great to know you found the online claims process straightforward and that the policy delivered exactly as expected when you needed it most. Thank you for your review!
Kind regards,
Anna
Reply from Cover4Rentals
Hi Mr Glaze,
We're so pleased to hear you found Cover4Rentals easy to use and that you were happy with the price. We appreciate your positive feedback!
Kind regards,
Anna
Remrmbered my details from last year.
Remrmbered my details from last year.
Quick easy cheap.
QED
5 July 2026
Reply from Cover4Rentals
Hi Win,
We're so pleased to hear that your details were remembered, making the process quick, easy, and affordable for you. Thank you for your positive feedback!
Kind regards,
Anna
Reply from Cover4Rentals
Hi Jock,
We’re delighted to hear you found the website quick, clear, and simple to use. Creating a straightforward experience for our customers is exactly what we aim for.
Kind regards,
Anna
I thought this was going to be painful
I thought this was going to be painful. It couldn’t have been easier. Super clear instructions, no quibble, quick payment. What more can you ask
2 July 2026
Unprompted review
Reply from Cover4Rentals
Hi Nic,
We’re delighted to hear the claims process exceeded your expectations and that you found everything clear, straightforward, and hassle-free. We know making a claim can sometimes seem daunting, so it’s especially rewarding to hear your reimbursement was settled quickly and without any issues.
Kind regards,
Anna
Reply from Cover4Rentals
Hi,
Thank you for your review. We’re pleased to hear you found the process easy and that we delivered on our commitments.
Kind regards,
Anna
Reply from Cover4Rentals
Hi,
We’re delighted to hear you found the claims process easy, straightforward, and hassle-free. We know making a claim can sometimes feel daunting, so it’s rewarding to hear your experience was a positive one.
Kind regards,
Anna
The website is easy to navigate and the…
The website is easy to navigate and the options are presented in a clear and transparent manner.
6 July 2026
Reply from Cover4Rentals
Hi Mr Coope,
We're very pleased to hear that you found our website easy to navigate and that the options were presented clearly. Thank you for your feedback!
Kind regards,
Anna
It was very easy to set up excess…
It was very easy to set up excess insurance cover. We saved a lot of money, compared to the cost of buying it from the car hire comany.
26 June 2026
Reply from Cover4Rentals
Hi John,
We're pleased to hear that you found it straightforward to arrange your excess insurance cover on Cover4Rentals, and that you were able to save money compared to the car hire company's options. Thank you for your positive feedback!
Kind regards,
Anna
Reasonable price
Reasonable price - once I applied for reimbursement, it was relatively straightforward procedure and I received the full coverage. Same experience my husband had on a different occasion. As long as possible, I will continue use it.
3 July 2026
Reply from Cover4Rentals
Hi Manuela,
It’s fantastic to hear that both you and your husband have had positive claims experiences with us. We’re delighted the process was straightforward and that your claims were settled in full. Thank you for your review!
Kind regards,
Anna
signing up very smooth.
6 July 2026
Reply from Cover4Rentals
Hi Eric,
We're happy to hear you found the sign up process smooth!
Kind regards,
Anna
Unfortunately I cannot give you an…
Unfortunately I cannot give you an experience as I have not used the hire car.
4 July 2026
Reply from Cover4Rentals
Hi Christopher,
We completely understand that, having not yet used the hire car, you're unable to comment on the policy itself. However, we appreciate you taking the time to share your feedback and hope you found the purchase process straightforward.
If you do ever need to use the policy, our team will be on hand to support you and make the process as smooth as possible.
Kind regards,
Anna
Easy and smooth transaction for…
Easy and smooth transaction for renewal.
Although one error regarding the charge on my credit card happened, I received a warning and could fix the issue in few minutes
6 July 2026
Reply from Cover4Rentals
Hi Lino,
We’re really pleased to hear you found the renewal process easy and straightforward. We’re sorry there was an issue with the payment initially, but it’s great to know you were notified promptly and able to resolve it quickly. Thank you for your review!
Kind regards,
Anna
I liked the autorenew with plenty of…
I liked the autorenew with plenty of notice in reminding me, so I could compare or cancel if not required. The quote was also very competitive.
11 June 2026
Reply from Cover4Rentals
Hi,
We’re really pleased to hear you appreciated the renewal reminder and the time it gave you to review your options.
It’s also great to know you found your quote competitive. We appreciate your feedback .
Kind regards,
Anna
Easy and practical insurance for rental…
Easy and practical insurance for rental cars across Europe!
Good customer service and they came through when I needed them for a rental car issue. I will keep going with this insurance for as long as I can - makes renting a car so much easier and keeps me safe from all the scams of rental cars companies
4 July 2026
Reply from Cover4Rentals
Hi Alessio,
We’re really pleased to hear you found the cover good value and that our team was there to support you when you needed us. It’s great to know the policy has made hiring cars across Europe simpler and less stressful for you.
Kind regards,
Anna
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