Collingwood Insurance Services UK Ltd Reviews 

3,013
TrustScore 3.5 out of 5

3.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 251 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently commend the staff for being exceptionally helpful, knowledgeable, and friendly. Many people appreciate the clear explanations and the ease with which processes are handled, making their experience smooth and stress-free. However, some customers also noted significant dissatisfaction with unexpected cancellation fees, particularly after passing a driving test. People felt these charges, often around £40 or more, were hidden in the terms and conditions and were not clearly communicated upfront. Additionally, some found the overall pricing to be less competitive due to various fees and short-term rates, questioning the value provided.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their helpfulness, professionalism, and... See more

Service

Customers had positive experiences with service, often highlighting the helpful, efficient, and professional... See more

Customer service

People report positive experiences with customer service, highlighting the professionalism, understanding,... See more

Price

Reviewers highlight negative aspects of price, primarily due to hidden charges and unexpected fees. Customers... See more

Cancellation

Customers consistently express dissatisfaction with the cancellation process, particularly regarding... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to set up etc but the amount of proof for this that and the other was a little over whelming to be honest as it was you have 24 hours from the start of the policy to up load proof of NCB then wan... See more

Company replied

Rated 5 out of 5 stars

I've been with Collingwood insurance ltd for more than two years, I always get the best service compering to other brokers. Special Sarah I always get serviced from her. She's really helpful... See more

Company replied

Rated 5 out of 5 stars

I had such a positive experience setting up my short-term taxi insurance, and that’s entirely down to Lisa. She was friendly, professional, and took the time to explain everything clearly without... See more

Company replied

Rated 5 out of 5 stars

I’ve had the pleasure of speaking with Sarah Henderson using collingwood when I renew my policy weekly, and she’s truly exceptional. Every time I call, Sarah is not only cheerful and pleasant but... See more

Company replied


Company details

  1. Insurance Agency

Information provided by various external sources

Collingwood Insurance Services (UK) Ltd. is a UK based insurance intermediary with offices in Newcastle upon Tyne. We have been providing our customer's value and excellent customer service since 2006. As a testament to this, Collingwood has won the Insurance Choice award for Best Specialist Insurance Provider 2018 and holds one of the highest Trustpilot scores for the car insurance sector, both of which are voted for by our customers.


Contact info

3.6

Average

TrustScore 3.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.6

All reviews

(3,013)

248 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Thanks sarah

Hi, good afternoon, I like the service, and to be honest, I like when I call Sarah answer my phone, she do great service, speaking and explaining very clearly for
a costumer non English, and always she say I hope you make money and do good job, it’s make me fell alright, she have good heart.

25 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Alyounis,

Thank you so much for your kind words! We’re delighted to hear that Sarah was able to assist you in a polite and efficient manner. Your appreciation means a lot to us and we’re always here if you need any further help or have more questions in the future.

Kind Regards


The Collingwood Team

Rated 5 out of 5 stars

Sarah the Superstar

Sarah was very informative and knowledgeable about the services Collingwood provide and guided me through the process in order for me to get set up and on the road.
Give this lass a substantial pay rise!

24 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi,

Thank you so much for your kind words! We’re delighted to hear that Sarah was able to assist you in a polite and efficient manner. Your appreciation means a lot to us and we’re always here if you need any further help or have more questions in the future.

Kind Regards


The Collingwood Team

Rated 1 out of 5 stars

Took out learner driver insurance for…

Took out learner driver insurance for my son paid the 12month premium instead of monthly. My son passed his test within 7months of taking out this policy so had 5month remaining. Collingwood representatives said that 90% of my premium was used 7/12 🤦 and that the remaining 10% wasn’t enough to cover the cancellation fee so I received a bill which they kindly automatically charged my card with…..

Absolute scam of a company!!!!

We also had problems with login on my son’s portal and when we tried to contact them to rectify they kept on assuring me that I was logging in wrong or using the wrong device or inputting the wrong information, none of there instructions resolved the issue.

All we wanted was the insurance certificate as my son was taking the test in his own car, they refused to email it and said I needed to pay an admin fee to receive.

bearing in mind this was the morning of my son’s test which added to the stress he was already in.

I wouldn’t recommend this company ever to anyone, please look elsewhere, save yourself the headache.

20 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Philip,

Thank you for providing information to help us identify your Learner Driver policy with Collingwood. Let us start by saying how sorry we are that your experience with us was not as you expected.

We regularly review our customer journey both online and with our colleagues in our Contact Centre, to ensure all the key information and facts are available for our customers to read and understand prior to taking any cover out with us. We are satisfied that this information was clearly available to you both before and after purchase, however if you would like to discus this further, please reach out and we will be happy to help.

Thank you once again for providing feedback which will help shape our business in the future.

Kind Regards,
The Collingwood Team

Rated 1 out of 5 stars

Total rip off insurer

Total rip off insurer, I took out a 12 month learner policy for my son, paid in full. The insurer wrote to me last week highlighting the policy needs to be cancelled when the learner passes their test. As my son had passed on the Friday before, I cancelled the policy, I then received an email for a £40 cancellation fee! Despite the fact I had paid in full and only had 2 months left of the policy, IF I had let the policy expire without renewing I would have had no cancellation fee and my son had already taken out full insurance out elsewhere on his car so would not or could not have claimed on the policy as he was no longer a learner. When Collingwood email to ask you to cancel 'if you have passed' they make no mention of the cancellation fee buried in the small print, BECAUSE they want to sting you with a charge you will have forgotten about when you took the policy out, nor do they mention it when you cancel on line until after you have cancelled. Total rip off insurance for learner drivers

20 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi David,

Thank you for taking the time to leave a review and we’re sorry to hear that you were unhappy with the service we provided.

We’ve asked Trustpilot to reach out to you to help us identify your policy, and in the meantime, please bear with this brief acknowledgement.

Kind Regards,
The Collingwood Team

Rated 5 out of 5 stars

Sarah was great

Sarah was great,
Very helpful
Very professional
She knows how to deal with the customer.

Regards

23 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Q K,

Thank you so much for your kind words! We’re delighted to hear that Sarah was able to make the process smooth and straightforward for you.

If you ever need anything else or have any questions in the future, please don’t hesitate to get in touch.

Kind Regards,
The Collingwood Team

Rated 5 out of 5 stars

Absolutely fantastic

Absolutely fantastic. Professional, quick and very informative. Thankyou

18 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Zaki,

Thank you so much for your kind words!

We’re delighted to hear you had a positive experience and appreciate your feedback.

Have a Great Day


The Collingwood Team

Rated 1 out of 5 stars

Con Artists

Con Artists
My daughter passed her Driving test we called to cancel the policy and we were not told about the cancellation fee.
We were hit with £72 for what!!!!
I’d love to know what hard work it takes to charge £72.
DO NOT USE THEM.

17 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Catrina,

Thank you for taking the time to leave a review and we’re sorry to hear that you were unhappy with the service we provided.

We’ve asked Trustpilot to reach out to you to help us identify your policy, and in the meantime, please bear with this brief acknowledgement.

Kind Regards

The Collingwood Team

Rated 5 out of 5 stars

Luke

I just wanted to say, one of the team members Luke was amazing. Helped me and my brother solve a mistake that we made with our insurance and he went far beyond to help us as much as he could and solved the issue. Thank you so much Luke!!

17 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Oliwia,

Thank you so much for your kind words! We’re delighted to hear that Luke was able to make the process smooth and straightforward for you. Getting ready for that first drive is a big milestone and we’re glad we could be a part of it.

If you ever need anything else or have any questions in the future, please don’t hesitate to get in touch.

Safe Driving


The Collingwood Team

Rated 5 out of 5 stars

Great customer service in taxi…

Great customer service in taxi department Sarah,Lisa,and Michael

17 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Kenneth,

Thank you so much for your kind words! We’re delighted to hear that Sarah, Lisa and Michael were able to assist you in a polite and efficient manner. Your appreciation means a lot to us and we’re always here if you need any further help or have more questions in the future.

Kind Regards


The Collingwood Team

Rated 1 out of 5 stars

Be warned!! Unexpected £120 fee!!!

Be warned!!! £119.05 Policy Cancellation Fee!!!

I am writing to warn others regarding the £119.05 cancellation fee applied following the termination of my son’s learner driver insurance policy.

Having passed his driving test, I cancelled my son’s learner insurance policy with Collingwood promptly and in good faith in order to comply with the agreement. I then had to pay a £119.05 cancellation fee for my son, who is a university student.

Passing a driving test is an expected and foreseeable outcome of holding learner insurance, and the cancellation arose solely as a direct consequence of compliance with my obligation to inform this company of a material change in status. The cancellation was therefore not due to misconduct, misuse of the policy, or any failure on our part.

Furthermore, I was on the phone waiting for 18 minutes before a disinterested ‘agent’ even spoke to me who didn’t apologise for the wait and waste of my time.

I consider the application of a cancellation fee to be disproportionate and inconsistent with the principle of fair treatment of customers.

How employees of this company sleep at night is beyond me. And guess what? They investigate it themselves and judge that it’s all legal. Legal it may be, but ethical? Justified? Fair? It really leaves a bad taste. I hope they are pleased with themselves.

So be warned people, there is a cancellation charge waiting for you when your teenager passes their driving test and it could be as much as £120!!!

15 February 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Ryan,

Thank you for getting back to us with further information to help us identify your Collingwood Learner Driver policy and we are very sorry that your experience with us was not as you expected.

We can see that you have raised a formal complaint. Our website journey has been designed to offer full transparency to our customers so they can make a fully informed decision before deciding whether the policy they have selected is suitable and fits their needs, in terms of Policy details, premium and intermediary fees.

We regularly review our customer journey both online and with our colleagues in our Contact Centre, to ensure all the key information and facts are available for our customers to read and understand prior to taking any cover out with us. We are satisfied that this information was clearly available to you both before and after purchase, however if you would like to discuss this further, please reach out and we will be happy to help.

Kind Regards

The Collingwood Team

Rated 1 out of 5 stars

Scam company

Scam company, charge you £40 to leave at the end of the policy. Reported to FCA

12 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Tom,

Thank you for taking the time to leave a review and we’re sorry to hear that you were unhappy with the service we provided.

We’ve asked Trustpilot to reach out to you to help us identify your policy, and in the meantime, please bear with this brief acknowledgement.

Kind Regards

The Collingwood Team

Rated 5 out of 5 stars

Great experience

Great experience. Was talked through the whole policy and got explained how it works, the benefits etc.

Luke was a great help, thanks for helping me setup a policy for my son.

12 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Matthew,

Thank you so much for your kind words! We’re delighted to hear that Luke was able to make the process smooth and straightforward for you. Getting ready for that first drive is a big milestone and we’re glad we could be a part of it.

If you ever need anything else or have any questions in the future, please don’t hesitate to get in touch.

Safe Driving


The Collingwood Team

Rated 2 out of 5 stars

Disgraceful cancellation charges!

The monthly prices were clearly too good to be true, as when it came to cancellation as my daughter had passed her test, she was charged £72. Its learner insurance so obviously the end goal is for the policy holder to pass, new young drivers are already robbed with their first year premiums when passing without having to pay to cancel their learner insurance. Needs making clearer when purchasing online! Absolutely disgusting!

27 February 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Katie,

Thank you for taking the time to leave a review and we’re sorry that you were disappointed with your experience with us.

Our website journey has been designed to offer full transparency to our customers so they can make a fully informed decision before deciding whether the policy they have selected is suitable and fits their needs, in terms of Policy details, premium and intermediary fees.

We regularly review our customer journey both online and with our colleagues in our Contact Centre, to ensure all the key information and facts are available for our customers to read and understand prior to taking any cover out with us. We are satisfied that this information was clearly available to you both before and after purchase, however if you would like to discuss this further, please reach out and we will be happy to help.

Kind Regards

The Collingwood Team

Rated 1 out of 5 stars

***Warning do not use***

***Warning do not use***
Please do not use this company for new learner insurance. They are all friendly when you take out the policy, but totally different when you cancel or need a claim. Also be aware you pay £40 cancellation charge when you pass your test as policy then becomes void. Wish we used another company our friends used. Thought we had a good deal at the start. Please think twice before using Collingwood

12 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Redboat,

Thank you for taking the time to leave a review and we’re sorry to hear that you were unhappy with the service we provided.

We’ve asked Trustpilot to reach out to you to help us identify your policy, and in the meantime, please bear with this brief acknowledgement.

Kind Regards,
The Collingwood Team

Rated 1 out of 5 stars

Cancellation Rip Off

I bought an annual learner driver policy from Collingwood Insurance for my son for £256. The policy clearly stated that once he passed his driving test, the cover would no longer be valid, which I understood.

My son ended up passing with only a few weeks left on the policy, so I was happy to simply let it run to expiry with no refund due.

However, I was very surprised to receive an email saying I now owed a £40 “cancellation fee” because he had passed his test.

The policy had already been paid in full and, once he passed, it could no longer be used anyway. Charging £40 just to allow the policy to end feels unreasonable.

I can see from other reviews that many customers have experienced the same issue. Something to be aware of before buying.

11 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Paul,

Thank you for getting back to us with further information to help us identify your Collingwood Learner Driver policy and we are very sorry that your experience with us was not as you expected.

We can see that you have raised a formal complaint and that is currently being dealt with internally. A final response will be with you shortly.

In the meantime, if you would like to discuss anything further, please do not hesitate to get in touch.

Kind Regards,
The Collingwood Team

Rated 5 out of 5 stars

Cancellation was smooth

Cancellation was smooth, the waiting time was barely even 5 minutes, and thanks to Godwin I was able complete my transaction smoothly, great insurance for learners.

11 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi George,

Thank you so much for your wonderful feedback! We’re delighted to hear that Godwin was able to provide you with helpful advice and support.

If your need any further assistance, please don’t hesitate to reach out.

Kind Regards,
The Collingwood Team

Rated 5 out of 5 stars

Excellence customer service

Just wanted to thank Sarah as she has helped me. She was very informative and straightforward with my query. Thanks again

10 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi David,

Thank you so much for your kind words! We’re delighted to hear that Sarah was able to assist you in a polite and efficient manner.

Your appreciation means a lot to us and we’re always here if you need any further help or have more questions in the future.

Kind Regards,
The Collingwood Team

Rated 5 out of 5 stars

Best experience with collingwood as my…

Best experience with collingwood as my taxi insurance experience very helpful staff especially Sarah Henderson She was helpful throughout my insurance with collingwood

4 February 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Kashif,

Thank you so much for your wonderful feedback! We’re delighted to hear that Sarah was able to provide you with helpful advice and support.

If your need any further assistance, please don’t hesitate to reach out.

Kind Regards,
The Collingwood Team

Rated 5 out of 5 stars

Best and cheapest taxi insurance.highly…

Best and cheapest taxi insurance.highly recommended.

2 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Aamir,

Thanks for the 5* review. We’re always delighted to hear when our customers have had a great experience with us!

If you need anything in the future, or have any questions that we can answer, please don’t hesitate to reach out and one of the team will be on hand to help.

Have a great day!

The Collingwood Team

Rated 5 out of 5 stars

Sarah was an absolute pleasure !

Sarah was an absolute pleasure over the phone, she was very informative and answered all my queries perfectly.
10/10 service I would hope she picks up the phone if I ever have to call again.

3 March 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Max,

Thank you so much for your kind words! We’re delighted to hear that Sarah was able to assist you in a polite and efficient manner. Your appreciation means a lot to us and we’re always here if you need any further help or have more questions in the future.

Kind Regards


The Collingwood Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look