Business Factors & Finance Reviews 285

TrustScore 5 out of 5

5.0

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Rated 5 out of 5 stars

My experience was made great in part with Michael having a solution to my cash flow issue with invoice factoring. The team at AmeriFactor is without a doubt top tier in customer service. Juliet is a b... See more

Rated 5 out of 5 stars

They are very efficient. Their response time is very quick. Everyone works together to make sure your company is taken care of. Once my vendor received their product the process to get my company pay... See more

Rated 5 out of 5 stars

We just started with Riviera as our trucking company factoring. Barry Spencer is an AWESOME employee who helped us through the entire process. He even met us for coffee and explained everything -... See more

Rated 5 out of 5 stars

The people here at Riviera Finance are absolutely the beat! We’ve worked with other factory companies in the past and I must say that I’m so impressed with Riviera, we’ll always be apart of their fami... See more

Company details

  1. Financial Consultant
  2. Non-Bank Financial Service

Information provided by various external sources

Business Factors and Finance owns and operates a constellation of content rich digital marketing channels that enable small and middle market businesses (SMEs) - ranging in size from startup to over $250MM EBITDA - to instantly connect with a qualified senior-level Relationship Manager or Business Development Officer, who can quickly pre-qualify their business for a targeted financial service need, such as factoring, asset based lending, import/export, purchase order and supply chain financing, commercial real estate loans, or equipment purchasing / leasing.

Business Factors

Written by the company

Improve Your Cash Position
We have 40+ years in the business of financing receivables, helping thousands of businesses like yours resolve cash flow issues.We make the process fast, painless & simple, cutting through the red tape in order to fund new accounts within 24-72 (business) hours.

Contact info

5.0

Excellent

TrustScore 5 out of 5

285 reviews

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Rated 5 out of 5 stars

They are very efficient

They are very efficient. Their response time is very quick. Everyone works together to make sure your company is taken care of. Once my vendor received their product the process to get my company payout was within 48hrs. If you are a small business I highly recommend using riviera

16 February 2026
Unprompted review
Rated 5 out of 5 stars

My experience was made great in part…

My experience was made great in part with Michael having a solution to my cash flow issue with invoice factoring. The team at AmeriFactor is without a doubt top tier in customer service. Juliet is a blessing with her experience and knowledge on navigating the factoring process. Zack was quick to underwrite and fund my invoices. Thanks to you all I now have a solution for my cash flow issue and can grow my business with confidence! Again thank you all and God Bless you:)

6 February 2026
Unprompted review
Rated 5 out of 5 stars

From our first conversation to the day…

From our first conversation to the day we got funded our experience was flawless. Super grateful for Riviera Finance for the help they gave. My company now has the cash flow to continue operating while working with net 30 clients. Highly recommend!!!

3 February 2026
Unprompted review
Rated 5 out of 5 stars

Best Service!

Juliet and Taylor have made the entire process easy and have worked with us diligently to answer our questions.

7 August 2025
Unprompted review
Rated 5 out of 5 stars

AmeriFactors provides a valuable service with professionalism!

AmeriFactors has an experienced and professional team that is highly effective and efficient at enabling businesses to access invoice financing. They will say yes when banks and procurement departments say no. I found the deal terms to be better than what could be offered from competitors and procurement departments.

6 August 2025
Unprompted review
Rated 5 out of 5 stars

Fast, Professional & Supportive Experience!

From the very first call, the team at Business Factors & Finance made everything seamless. Mike Malkovich and Deasy Palacios were incredibly helpful, professional, and quick to respond. They explained the process clearly, answered all my questions, and got my account funded fast. As a small business owner, that level of efficiency and care means everything. I couldn’t be happier with the service. Highly recommend for any business needing reliable funding support!

17 June 2025
Unprompted review
Rated 5 out of 5 stars

Everyone is always so professional

Everyone is always so professional, courteous and quick to respond to any questions and when I need assistance. Laura Lewis has always been my contact and she is amazing!! Barry Spencer and James Kroll and their respective assistants are also so nice!

22 January 2025
Unprompted review

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