Dana Kramer my dedicated on-boarding account rep. He is genuinely helpful and ensures that any questions get answered and provides meaningful tips. He is a real person and not AI which I value more th... See more
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Review summary
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What people talk about most
Reviews shaping this summary
I love me some Bluevine! This fintech bank is the best for all of your business needs. It's the new way of banking without all of the restrictions of a traditional bank; such as low daily limits a... See more
Company replied
Michael Chung, was most helpful in setting up my account. He took the time with no pressure to show the benefits of being with BLUEVINE and all the features.... Offered very valuable account se... See more
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The representative i spoke with was professional, personable, & patient. She made what I needed easy and I appreciate that. I called 1.5 months ago for the same thing and it wasn't handled well and... See more
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Company details
About Bluevine
Written by the company
Bluevine is the largest small business banking platform in the U.S.,* built to serve as the financial operating system for startups and small businesses. Founded in 2013, Bluevine helps companies manage their money through a single online account—allowing them to earn more, save more, borrow, and pay bills without ever stepping into a branch.
What does Bluevine offer?
Bluevine brings together the core tools small businesses need to manage their money. Do it all from one platform:
- Earn high-yield APY on business checking**
- Organize funds and separate expenses with sub-accounts
- Manage accounts payable and send domestic or international payments with built-in bill pay tools
- Accept and manage sales effortlessly with invoicing and payments, Tap to Pay, and more
- Issue up to 50 business debit cards for your main account and sub-accounts
- Access working capital through business loans and lines of credit***
How is Bluevine different from traditional banks?
Unlike traditional banks, Bluevine operates fully online and is built specifically for small businesses. Banking, payments, and credit tools are accessible through one dashboard, helping business owners save time and manage cash flow more efficiently.
Who is Bluevine for?
Bluevine is designed for small businesses, startups, and entrepreneurs looking for a modern alternative to traditional business banks—especially those who value easy online setup, flexibility, and integrated financial tools. Customers can learn more on our FAQ page.
Is Bluevine trusted?
- 900,000+ customers served since 2013*
- $16B+ in loans delivered to help businesses grow
- $1.8B+ in managed customer deposits
Bluevine is backed by leading private and institutional investors, including Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, ION Crossover Partners, SVB Capital, Nationwide Insurance, and M12 (Microsoft’s venture arm).
To learn more about Bluevine’s business checking, loans, and payment tools, visit bluevine.com.
Bluevine is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. The Bluevine Line of Credit is issued by Celtic Bank. Other commercial credit products are offered by a variety of Bluevine’s third-party partners.
*As compared to publicly available data on the number of lifetime customer accounts held by other U.S. banking platforms dedicated to small businesses that offer both checking and lending services, as of January 2026. Customer and lending statistics include Paycheck Protection Program.
**Premier and Plus plan customers automatically earn annual percentage yield (“APY”) on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Terms of Interest Accrual incorporated into the Bluevine Business Checking Account Agreement.
***Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply.
****Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. $3,000,000 in FDIC insurance is offered by multiplying the standard $250,000 FDIC coverage across multiple banks. For complete details, please visit bluevine.com/business-checking/fdic-protection.
All your business banking in one place
Written by the company
- Simplify your business banking
- Get paid, manage cash flow, send payments, and access working capital all from one easy-to-use platform, so you don’t need to juggle multiple tools.
- Make the most of your money
- Earn higher APY on business checking, plus pay no monthly fee for our Standard plan.**
- Bank with confidence
- Get up to $3 million in FDIC insurance, custom spend limits and alerts, and a suite of fraud controls to help keep your money safe.****
Contact info
30 Montgomery Street, 07302, Jersey City, United States
- (888) 216-9619
- support@bluevine.com
- bluevine.com
Largest SMB banking platform in the US*
4.7
Excellent
11K reviews
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Small business operable account
Small business. Owner operator. Bluevine made business banking an easily operable evolution. Mobile check deposit. Mobile bank to bank transfers. Easily link with a payment collection system for customer interactions.
15 April 2026
Reply from Bluevine
Hi Steven,
Thank you for taking the time to share your experience. We’re glad to hear that Bluevine has helped make managing your business banking simple and efficient, especially as an owner-operator.
It’s great to know that features like mobile check deposit, bank transfers, and payment integrations are supporting your day-to-day operations and customer interactions. That’s exactly what we aim to provide.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine, and if your experience continues to meet your expectations, we’d be grateful if you’d consider updating your review in the future.
– The Bluevine Team
Getting the call was a pleasant…
Getting the call was a pleasant surprise and his customer service was awesome.
15 April 2026
Reply from Bluevine
Hi Lashandra,
Thank you for taking the time to share your experience. We’re glad to hear that the outreach was a pleasant surprise and that you received awesome customer service—providing timely, helpful support is always our goal.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Very easy to work with
Very easy to work with, and it’s tailored to small businesses and solo entrepreneurs.
14 April 2026
Reply from Bluevine
Hi William,
Thank you for taking the time to share your experience. We’re glad to hear that you’ve found Bluevine easy to work with and well-suited for small businesses and solo entrepreneurs—that’s exactly who we aim to support.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Bluevine is the Best
Bluevine is the best bank I have ever dealt with as a small business entrepenuer.
17 April 2026
Reply from Bluevine
Hi there,
Thank you for taking the time to share your experience. We’re glad to hear that Bluevine has been such a strong fit for you as a small business entrepreneur—that’s exactly who we aim to support every day.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine, and if your experience continues to meet your expectations, we’d be grateful if you’d consider updating your review in the future.
– The Bluevine Team
Reply from Bluevine
Hi Christopher,
Thank you for taking the time to share your experience. We’re glad to hear that William provided thorough and detailed guidance to help you manage your systems—that level of clarity and support is exactly what we strive for.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Great customer service Michael was very…
Great customer service Michael was very knowledgeable.
17 April 2026
Reply from Bluevine
Hi Kenneth,
Thank you for taking the time to share your experience. We’re glad to hear that Michael was able to provide knowledgeable support and deliver great customer service—that’s exactly what we aim for.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
The customer service agent was very…
The customer service agent was very helpful. I appreciate her willingness to walk me through the steps I need to take. She was very kind and patient.
17 April 2026
Reply from Bluevine
Hi Angelia,
Thank you for taking the time to share your experience. We’re glad to hear that our team was able to walk you through the steps clearly and provide kind, patient support along the way—that’s exactly the experience we aim to deliver.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Reply from Bluevine
Hi Natalie,
Thank you for taking the time to share your experience. We’re glad to hear that Benny provided efficient and pleasant support—delivering helpful and positive interactions is always our goal.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
The best
I wish I could remember his name, but it was an awesome experience. Taken back by BlueVines effort to reach out and help us as a business be successful. Very impressive. Glad we chose BlueVine!
17 April 2026
Reply from Bluevine
Hi there,
Thank you for taking the time to share your experience. We’re glad to hear that our team’s outreach and support made such a strong impression and helped you feel confident in choosing Bluevine for your business.
It’s great to know the experience stood out, even if the name slipped—what matters most is that you felt supported and set up for success. That’s exactly what we aim to deliver.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine, and if your experience continues to meet your expectations, we’d be grateful if you’d consider updating your review in the future.
– The Bluevine Team
Reply from Bluevine
Hi BB,
Thank you for the 5-star review. We’re glad to hear you experienced quick and prompt service, and that Anthony made a strong impression.
We’ll be sure to share your feedback with him—it means a lot to our team. If you ever need anything, feel free to reach out: https://www.bluevine.com/contact-us
– The Bluevine Team
AK communicated well and answered all…
AK communicated well and answered all my questions. Looking forward to a great experience with Bluevine.
17 April 2026
Reply from Bluevine
Hi David,
Thank you for the 5-star review. We’re glad to hear AK was able to communicate clearly and answer all your questions—that’s exactly the kind of support we aim to provide.
We appreciate you choosing Bluevine and are excited to be part of your experience moving forward. If you ever need anything along the way, our team is here to help: https://www.bluevine.com/contact-us
– The Bluevine Team
Michael Chung is a real winner.
Great experience. Michael Chung continued to follow up with me until he was sure I was taken care of. They have a great onboarding process, and their options are simple and practical. Chase Bank wanted to charge me to DEPOSIT money, so I'm glad I found Bluevine. I'd recommend Bluevine to my friends.
16 April 2026
Reply from Bluevine
Hi Philip,
Thank you for taking the time to share this and for the 5-star review. We’re glad to hear Michael was able to support you throughout the process and made sure everything was taken care of—that kind of follow-up is exactly what we aim for.
It’s also great to know the onboarding experience and straightforward options stood out to you. We work hard to keep things simple and practical for business owners, so your feedback means a lot.
We appreciate you recommending Bluevine and trusting us with your business. If you ever need anything down the line, our team is always here to help: https://www.bluevine.com/contact-us
– The Bluevine Team
I open my account online
I open my account online, easy process, it's a friendly bank, I sent my invoices with payment links through the bank integration with stripe, but stripe requires you to have a full web page for your business so I had to run to got my page for be able to use the invoice system.
They didn't have integration with Zelle what is a shame.
It's easy to use, they have the tap and go receiving payments using the app (what I love)
Customer service only need them once and they call me, because I didn't set something in my account and they offer my the option, so nice.
My debit card ask me if I want to use as debit or credit card, what is interesting too
16 April 2026
Reply from Bluevine
Hi Jessica,
Thank you for taking the time to share such detailed feedback—we’re glad to hear opening your account was an easy process and that you’re enjoying features like tap-to-pay and sending invoices through Stripe. It’s also great to know our team was able to proactively reach out and assist when needed.
We appreciate you calling out areas where we can improve as well, including your experience with Stripe requirements and the lack of Zelle integration. Feedback like this is valuable as we continue to evaluate ways to enhance our platform and expand capabilities for our customers.
If you ever have questions or need help getting the most out of your account, our team is here for you: https://www.bluevine.com/contact-us
If we’re able to further improve your experience, we’d appreciate it if you’d consider updating your review.
– The Bluevine Team
Reply from Bluevine
Hi Shirron,
Thank you for the 5-star review. We’re glad to hear you had a great experience with our customer service and that our team was able to assist you promptly.
Providing timely, reliable support is a top priority for us, and it’s great to know that came through in your experience. If you ever need anything in the future, don’t hesitate to reach out: https://www.bluevine.com/contact-us
– The Bluevine Team
DO NOT USE
DO NOT USE
DO NOT USE
DO NOT USE
this is the worst bank I’ve ever had and it’s not even close. It takes 7 days for a deposit to clear, then when it does they lock your card & bank after ever transaction. Your debt card has a $500 max daily limit, the customer serve does NOTHING & will lie to your face
This bank has cost me hours in hours of sitting in the phone with them fixes issues that shouldn’t have been issues to begin with. Please don’t use this bank
17 April 2026
Unprompted review
Reply from Bluevine
Hi Ray,
Thank you for sharing your experience—we can see how frustrating it must be to deal with long deposit clearing times, repeated card restrictions, and difficulty getting the support you need. That’s not the experience we aim to provide.
Some of the situations you described, like transaction monitoring or temporary card restrictions, can happen as part of security measures designed to protect your account. That said, we understand how disruptive this can feel—especially if it’s happening frequently or without clear communication.
We’d really like to take a closer look at what’s been happening with your account and help get things resolved. Please reach out to us through our secure support channel here: https://www.bluevine.com/contact-us
so our team can review your situation directly and provide next steps.
If we’re able to address these issues for you, we’d appreciate it if you’d consider updating your review to reflect your experience.
– The Bluevine Team
There’s always room for improvement.
14 April 2026
Reply from Bluevine
Hi Shayla,
Thank you for your review. We appreciate your perspective—there’s always room for improvement, and feedback like yours helps us continue to refine the experience we provide.
If there’s anything specific you’d like to see improved or if you need support, we’d be glad to hear from you: https://www.bluevine.com/contact-us
If we’re able to enhance your experience, we’d appreciate it if you’d consider updating your review.
– The Bluevine Team
Reply from Bluevine
Hi Kimmy,
Thank you for taking the time to share your experience. We’re glad to hear the approval process was fast—that’s exactly what we aim for.
If you ever need anything along the way, our team is here to support you: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine and taking the time to leave a review.
– The Bluevine Team
Very great to work with looking for…
Very great to work with looking for answers for me immediately and very polite
16 April 2026
Reply from Bluevine
Hi Brad,
Thank you for sharing your experience with us. We’re glad to hear our team was able to provide quick answers and support you in a polite and responsive way—that’s exactly the level of service we strive for.
If you ever need anything in the future, don’t hesitate to reach out to us here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine and taking the time to leave a review.
– The Bluevine Team
The representative was very polite
16 April 2026
Reply from Bluevine
Hi Doris,
Thank you for taking the time to share your feedback. We’re glad to hear that your experience with our representative was a positive one—providing polite and professional support is something we take seriously.
If you ever need assistance in the future, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine and sharing your experience.
– The Bluevine Team
Reply from Bluevine
Hi Justin,
Thank you for taking the time to share your experience. We’re glad to hear that our representative was easy to talk to and came across as genuine—providing approachable and authentic support is something we truly value.
If you ever need assistance in the future, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine and sharing your feedback.
– The Bluevine Team
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