App Reservecreditcard Reviews 

Frustrating company. My card came a month late. Activated online just for them to say to call to finish activation and noone is ever available. This is day 4 for me. I hate that I spent money to even start this process.

IF you ever get your card They will not ACTIVATE IT without an additional $150 for some credit repair program being charged to the card. I waited over 2 months to finally get the card. I was approved on 4.28.26 the card didn’t arrive until 6.27.26. You can’t activate it on the website after you put the info in to activate it then gives you a number to call instead that no one picks up when you call the regular customer service number they tell
You to call a complete different number. 3 days over 100 calls that immediately hangs up or puts you on hold for exactly 5m 23s then says leave a vm. Just to be told they won’t activate the card unless they charge $150 to the card for some credit program. You have to pay 2 different fees up front then wait 2
Months to get your card another 3 days 100
Plus calls just to pay another $150 and still can’t use the card. RUN DONT WALK AWAY FROM THIS CARD

DO NOT RECOMMEND!!

I waited over three months to get my card they push you into their credit repair program once they approve you for that program there’s a $75 annual fee that you’re not made aware if that’s on your account. Not worth the money and the fees

This is the worse company in history. They get your $95 and take forever to send your card, and when you call you can never get anyone, When you email its always the same sorry ass excuse. This company sucks and I will be reporting to the BBB

Run far far away. This is by far the worst company I've ever dealt with. Afyer paying the $95 fee, I waited the 14 days and the website never confirmed my card that was supposed to be delivered I called and then it took a month to get my card, then I did the activation online and then it gives you a number to call and when you call no one answers I've spent 3 days trying to contact someone to activate my card and I never get anyone to answer........ will be reporting to the BBB as well.

I had this card when I called to cancel the card they told me I wouldn’t be able to reapply. I cancelled the card because I didn’t want a credit repair program i never agreed to. They did refund my money.

This is a card you shall not want. When you call they act like they don’t know what’s going on, they have no clue at all once I finally get the card I will not activate it I will simply close it out

Been waiting 4 months for my card. Everytime talk to someone they say next week, next week. This is definitely a scam. Do not recommend at all. Pissed right off.

I applied for the card and they said I was approved for $300. Then they told me I needed to send in $35 for my card to be sent out. It didn’t come so I called them and they told me I need to send another $60 to them. I got a response then stating my my card will come with 7-10 business days. The people took my $95 and I have not received a card. This is over 3 weeks. I can’t get through to anyone when I call. These people are scammers and they are the worse. Please do not send your money to these liars and scammers. It’s so unfair you have these liars not being punish. I advise you all to report them if it happen to you. Don’t apply they will take your money.

I received my card today .They tell you to activate on app then they direct you to call a number to finish activation.After multiple calls to reach a representative they then try to get you to agree to a credit monitoring service for $195 ,I declined the offer then they lowered it to $149 ,I declined that also .My card was then activated immediately billing me a $75 annual fee which left my available credit $225 .

I applied and paid my fees over a month ago. I never received the card. I would chat with them almost daily and their response was always the same. “Sorry for the delay thank you for your understanding”. One agent even lied and said it was in transit about two weeks ago. Today I asked for a refund and they actually complied and cancelled my application. The agent said the refund should arrive in your account in three to five days. I told her I hope it doesn’t take as long as your card does. This company sucks.

I ordered the card Memorial weekend after makin 2 payments now here it is the end of June and I still haven’t received it and when I tried to call it tell me to enter my card number but I don’t have a card to enter and that’s the only option that the have when you call there’s no option for customer service the email that they’re using says it doesn’t exist and the chat link never open up to start a chat

Scamming ass people very convenient there never any reps to activate a card

Yep, they got me too. Paid the activation fees and finally received the card about 2 months later. But now I cant activate it. Since when do you receive a card in the mail and cant activate it until you speak to an agent whos NEVER there? WOW. they really got me too. Dont do it!
Dont get try to even get this card!

I been waiting for a month and never got my card and I’m still waiting. I want a refund and I calling the Better Business Bureau on them.

SCAM artists!! Took my 90.00 and I never got a card!!

I waited over a month. They said 10 to 14 business days. Didn’t happen. Not even close. I kept calling. Three times a day. Every day. Used the chat, too. Twenty-one days. Not one live person. Incredible.

Then I looked at the reviews. Suddenly, everything made sense.

So I filed a dispute with my bank. Best decision I made.

Here’s the amazing part. At 3:34 a.m., my bank confirmed they received the dispute. At 3:35 a.m., one minute later, I got an email saying my account was canceled and my fees were being refunded.

One minute. Think about that.

Apparently, when a bank gets involved, things move very, very quickly.

If you’re still waiting, don’t wait forever. Get your money back. File the dispute if you have to. It’s amazing how fast problems get solved when the money starts going the other direction..

Paid the fees 95.00 and waited and waited... no card. After 25 days I call, asked for a refund, sensing a scam. Still haven't recieved the refund , total SCAM

Just got an email this morning they canceled the card for no reason. After waiting a month.

The worst ever never got my card atleast I called for the cancel to get my refund and they had THE NERVE to say you won’t be able to reapply I said NO PROBLEM