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AAA Life Insurance Company Reviews 2,175

TrustScore 4.5 out of 5

4.4

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, knowledge, and pleasant demeanor, making the process smooth and comfortable. People found the user experience to be very easy and fast, especially when applying online, and many appreciated the clear information and straightforward website navigation. However, some customers were dissatisfied with the pricing, finding it higher than expected or noting additional charges for services like receipts. A few other people also felt that the customer service was inefficient or even rude in some instances, and some experienced difficulties with online processes or transferring policy ownership.

What people talk about most

User experience

Clients share positive opinions on user experience, frequently highlighting the ease and simplicity of the... See more

Staff

Reviewers highlight positive aspects of staff, frequently praising their helpfulness, knowledge, and... See more

Customer service

Consumers generally express satisfaction with customer service, highlighting helpful and knowledgeable... See more

Price

People report ambiguous experiences with price. Many customers found the rates reasonable, affordable, and... See more

Website

Reviewers mention positive feedback about the website. Customers found the website very easy to use and... See more

Based on these reviews

Rated 4 out of 5 stars

The process was very easy and fast to follow. The only reason I did not give 5 stars was because although I applied online, I originally received hard copy detailing all the coverage. Online it did... See more

Company replied

Rated 4 out of 5 stars

Easy process. No medical questions. Did it all online. I can't give it a 5 until one of us has to use the policy. Then the crucial part, paying off the policy will come into play. I hope it is as eas... See more

Company replied

Rated 5 out of 5 stars

I went shopping for life insurance that was affordable? I found a whole life policy with AAA Insurance that builds borrowing power. I like that ability. Rainy days always appear! Stay covered all.

Company replied

Rated 5 out of 5 stars

Barbara was exceptional! She was kind, thorough with her work and extremely helpful. She did not only help build a life insurance plan, she made me feel comfortable with my decision and reassured me w... See more

Company replied


Company details

  1. Life Insurance Agency
  2. Insurance Company
  3. Term Life Insurance Provider Company

About AAA Life Insurance Company

Written by the company

AAA Life Logo - White

AAA Life Insurance Company has proudly delivered quality life insurance and annuity products since 1969. Headquartered in southeast Michigan, AAA Life is an award-winning company with over 1.8 million active policies.

As a part of the American Automobile Association (AAA), AAA Life provides the same high-quality service that members have come to expect from AAA – a name trusted by millions for home and automobile insurance, roadside assistance and travel guidance.

AAA Life Couple
Our promise to you

AAA Life is dedicated to making life easier for you, from quotes to claims. Life insurance can help add peace of mind and ensure that your loved ones are more financially protected should anything happen to you. We take our promise seriously to be there for families when we’re needed most.

Get Started

Your coverage,
your way

AAA Life is dedicated to making life easier for you, from quotes to claims. Life insurance can help add peace of mind and ensure that your loved ones are more financially protected should anything happen to you. We take our promise seriously to be there for families when we’re needed most.

Contact Us
AAA Life Logo - Color
A name associated
with trust

AAA Life is accredited by the Better Business Bureau and holds an A+ rating – the highest offered by the BBB – and was included on Forbes’ list of the World’s Best Life Insurance Companies for 2024.


ALAN-29743-D24-XX

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars

AAA’s Life Insurance application…

AAA’s Life Insurance application process is clear, straightforward and intuitive, resulting in a positive experience. I’ve been a AAA member since 1993 and have been pleased with their reliable vehicle roadside assistance services throughout my relationship with them.

18 April 2026
Rated 4 out of 5 stars

Easy to sign up

Easy to sign up. Still waiting to hear on one policy. I get innudated with mail to sign up for life insurance! Which is why 4 stars.

9 April 2026
AAA Life Insurance Company logo

Reply from AAA Life Insurance Company

Thanks for the kind words and for being a AAA Life policyholder! Please call Member Services at 855-598-0890 if you have questions about your policies or communications.

Rated 5 out of 5 stars

Very easy to accomplish online

Very easy to accomplish online. Easier than paper since I have more than one beneficiary

16 April 2026
AAA Life Insurance Company logo

Reply from AAA Life Insurance Company

Thanks for the kind words and for being a AAA Life policyholder!

Rated 5 out of 5 stars

Easy application process and clear…

Easy application process and clear instructions and benefits explanation.

16 April 2026
AAA Life Insurance Company logo

Reply from AAA Life Insurance Company

Thanks for the positive review and for being a AAA Life policyholder, George! We are glad to hear you found the process to secure life insurance coverage easy to complete.

Rated 5 out of 5 stars

Easy application

I just purchased the AAA life insurance policy at the age of 70. Very easy process.

8 April 2026
AAA Life Insurance Company logo

Reply from AAA Life Insurance Company

Thanks for the kind words and for being a AAA Life policyholder, Eve! We are glad to hear you found the process to secure life insurance coverage easy to complete.

Rated 5 out of 5 stars

Paul Kendell handled my policy so nice

Paul Kendell handled my policy so nice. He enrolled me in the life insurance policy that I needed. He was very nice, courteous, and very knowledgeable of what the company does. He was very good.

15 April 2026
AAA Life Insurance Company logo

Reply from AAA Life Insurance Company

Thanks for the positive review and for being a AAA Life policyholder, Joanne! We are happy to hear our agent was able to assist you with securing life insurance coverage that works for your needs.

Rated 5 out of 5 stars

The online application was very easy to…

The online application was very easy to fill out and only took a few minutes to complete and be approved.

13 April 2026
AAA Life Insurance Company logo

Reply from AAA Life Insurance Company

Thanks for the positive review and for being a AAA Life policyholder, Delores! We are glad you found the application easy to complete to secure life insurance coverage.

Rated 5 out of 5 stars

Easy sign-up

Easy sign-up. Straight forward. User friendly.

12 April 2026
AAA Life Insurance Company logo

Reply from AAA Life Insurance Company

Thanks for the kind words and for being a AAA Life policyholder!

Rated 5 out of 5 stars

It was easy to apply through the web…

It was easy to apply through the web page. Your rates are the lowest that I have seen among other Guaranteed Whole Life Policies. I only wish I had started years ago so my payments would be much lower and I could have purchased more coverage. This is my second policy with AAA Life.

9 April 2026
AAA Life Insurance Company logo

Reply from AAA Life Insurance Company

Thanks for the kind words and for being a AAA Life policyholder, Donald! We are glad to hear you trust the AAA brand and have life insurance coverage that meets your needs.

Rated 1 out of 5 stars

where is my refund if you don't pay the death benefit

Buying was easy. My wife passed away a week later. I have not received my refund.

25 February 2026
AAA Life Insurance Company logo

Reply from AAA Life Insurance Company

Hello, Ray, we are so sorry for your loss. To make a claim, please call our AAA Life team at 855-598-0857, or you can visit our website at https://submityourclaims.aaalife.com/ to fill out the claims form. Our team can assist you with any questions you may have. Our condolences again for your loss, Ray!

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