While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

It's all marketing. Predatory APRS, lending "partners". Waste of time if you actually need an affordable loan. Look elsewhere

Rated 1 out of 5 stars

Yet Another 'information' getter'. worthless to me, Money for them by seller my information. When you first put in some of your information and then click next, its congratulations it looks like your... See more

Rated 1 out of 5 stars

36MonthLoans.com operates a lead generation service, it is not a loan company. If the company disclosed this it would not be an issue. However, once we applied for a loan we immediately got a "pre-app... See more

Company replied

Rated 5 out of 5 stars

Fast and easy experience! Helped my family and I with funeral expenses. Sometimes life happens and things have to be done quickly and efficiently, Springleaf did just that for me and I'll be forever g... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Information provided by various external sources

36MonthLoans.com is a loan matching service. We charge you no fee for our service. We are the bridge between consumers wanting personal loans and the lenders themselves. Our simple online application process is designed to match you with the lender from our panel best able to suit your financial needs. If matched, our customers receive the money they need, usually by the next business day, and repay the loans within a timeframe of 36 months.


Contact info

2.4

Poor

TrustScore 2.5 out of 5

328 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Good overall experience

Very courteous, professional staff. Well conceived and efficient process. Felt a bit pressured to sign up for the optional coverages. Appreciate the loan to support a pressing need.

27 July 2015
Unprompted review
Rated 5 out of 5 stars

Great and simple

I definitely recommend using this site because I had everywhere to get a loan with my not so great credit and I finally got one through the site. Thank you for making it simple and easy.

23 July 2015
Unprompted review
Rated 5 out of 5 stars

review

Great customer service. It was a pleasure dealing with them and i look forward to dealing with them again.

21 July 2015
Unprompted review
Rated 5 out of 5 stars

So helpful!

I recently fell into a situation where I needed an extra advance in cash. They were able to help me in a very simple and fast process!

15 July 2015
Unprompted review
Rated 5 out of 5 stars

Excellent

My experience was was excellent from beginning to end. The whole process was good. Everyone that was a part of this was helpful and courteous. This made me feel comfortable. Thanks to everyone that was a part of the process.

15 July 2015
Unprompted review
Rated 5 out of 5 stars

Fantastic customer service

It is nice to have someone understand that it is hard to rebuild your credit without being given the opportunity. Tyler went above and beyond to get me approved for my loan. Thank you again. Hope to be doing business with your company for a long time

7 July 2015
Unprompted review
Rated 1 out of 5 stars

This is not a loan company

36MonthLoans.com operates a lead generation service, it is not a loan company. If the company disclosed this it would not be an issue. However, once we applied for a loan we immediately got a "pre-approved" for a loan. We were told that a lender would be in touch with us to gather income verification documents and sign paperwork. This turned out to be patently false. The loan was not pre-approved at all, but rather "pre-qualified." What's more is that we then got three more referrals to other lenders. This means that 36monthloans.com is not a loan company at all, but rather a lead referral site which generates its revenue from "leads" sent to loan companies. The fake pre-approval information is just an enticement to get us to actually do the application and thus generate a payment for 9Global.com, the owner of 36MonthLoans.com. Hope this notice warns other people away from this scam.

30 June 2015
Unprompted review
36 Month Loans logo

Reply from 36 Month Loans

We value every customer's opinion, but we respectfully deny your allegations and believe this review is the result of a misunderstanding.
Our company does not hide the fact that we are a loan matching company, as you claim, quite the contrary. We have a lot of information on our web page that says we are not a direct lender.
If a client, as yourself, is pre-approved for a loan by one of the lenders we work with, we do not and can not guarantee an approval as this decision is entirely up to the lender.
We have a customer support service, available on both chat and phone, where an agent could have clarified any questions you might have had at the time, therefore avoiding the unpleasant experience you feel you had with our service.

Respectfully,
36MonthLoans Customer Support Service

Rated 5 out of 5 stars

I give you a 5 star rating

Making a phone call wasn't all that hard, I was worried about being denied because of credit issues, but before I was done on phone, you had set me up with Lexington law firm who worked with me and all 3 credit bureaus and had a lot of negative stuff removed from my credit report that should have been removed over the years, they were able to raise my score up to good standings, then 2 weeks later I was approved by Springleaf Financial for the personal loan I had requested, thank you very much for helping me out, couldn't have done it without you

18 June 2015
Unprompted review
Rated 5 out of 5 stars

Personal Loan

I applied for a personal loan because I was moving and needed a little extra cash. The loan process was very quick, and the staff was super helpful and friendly.

28 May 2015
Unprompted review
Rated 5 out of 5 stars

Great place!

My Agent Heather Lamas was very personable, honest and courteaous. She helped me out a great deal and it was easy to talk with her.

21 May 2015
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look