Ally Financial Reviews 

1,683
•
TrustScore 1.5 out of 5

1.6

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Review summary

Created with AI, based on recent reviews

Evaluating 465 reviews, most reviewers were let down by their experience overall. Consumers frequently complain about extremely poor customer service, noting frustratingly long hold times, unhelpful representatives, and difficulties reaching someone who can actually resolve issues. Many people also experience persistent problems with payment processing errors, unexpected website bugs, and confusing online systems when attempting to manage their daily loan finances. Some reviewers were happy with their overall banking experience, praising the helpful financial features and smooth digital platform options available. A few other customers mentioned receiving great personal support and finding the overall banking services to be a truly positive game changer.

What people talk about most

Payment

Reviewers express deep dissatisfaction regarding payment processing, noting that systems often fail and... See more

Customer service

Customers had negative experiences with customer service, reporting long wait times, unhelpful... See more

Service

Reviewers highlight negative aspects of service, describing experiences with untrained specialists and slow,... See more

Staff

Users describe negative interactions with staff, frequently reporting that customer service representatives... See more

Customer communications

Customers consistently note negative experiences with customer communications, pointing out that it is... See more

Reviews shaping this summary

Rated 2 out of 5 stars

Their customer service is suspect. Mom and I have tried to add our 18-year-old twins to one of our 5 established checking accounts. Ally quickly accepted my daughter as a joint owner of an account,... See more

Rated 2 out of 5 stars

Happy with the savings yield, less happy with the customer service. My account was suspended for 6 months without notification. I am pretty sure customer service is outsourced. I have repeatedly h... See more

Rated 2 out of 5 stars

At one time, Ally had an excellent customer service department. Unfortunately, that time has passed. It is apparent that Ally now outsources their customer service representatives. In trying to sol... See more

Rated 1 out of 5 stars

8 out of 10 times when I try to pay my car note something is wrong with the website and I can't pay. I tried chatting with a bot and it said their chat was glitching too. Jeez, I just don't understand... See more


1.6

Bad

TrustScore 1.5 out of 5

2K reviews

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No recent history of asking for reviews

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1.6

All reviews

(1,683)

463 reviews in the last 12 months

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Rated 4 out of 5 stars

I enjoy the savings rates

I enjoy the savings rates. But then I chose your credit card. When I got scammed and realized it right away, I called to stop the transaction and alert the bank. I did not get good advice and ended up paying for additional unauthorized transactions, despite my attempts to be proactive. So I opted to close that card account and will likely take my CD business elsewhere when they mature.

17 October 2025
Unprompted review
Rated 5 out of 5 stars

This has been a life changer

This has been a life changer. I love the freedom of transferring money when I want. I love having a much higher interest rate for my investments! I highly recommend Ally accounts.

8 May 2026
Unprompted review
Rated 5 out of 5 stars

Reliable and caring

I went through a terrible divorce and ally worked with me on everything from my credit card to my auto loan that I also had through them. 10/10 will never finance another vehicle elsewhere if I can help it.

11 September 2025
Unprompted review
Rated 5 out of 5 stars

Smooth Sailing So Far

So far, Ally has been a smooth transition and a great personal experience for me. I haven't experienced any issues and managing my account has been easy and convenient. Love the integration with Zelle. I'm pleased to be a customer, and hope for many more years of great service and new features.

11 June 2026
Unprompted review
Rated 1 out of 5 stars

The Absolute Worst

The absolute worst. Torturous customer service. Promises of supervisor callbacks that never happen. Poor and inaccurate and contradictory information given by supervisors. I cannot say anything good about this bank as they have NOT been my “Ally” after check fraud. I have given them chances to redeem themselves but they can’t seem to get out of their own way. I will be looking at other high yield online banks. There are many new choices.

30 April 2026
Unprompted review
Rated 5 out of 5 stars

I have only the greatest praise for…

I have only the greatest praise for Ally Bank. The times where I had to reach out to customer service concerning any issue has been met with professionalism and courteous representatives. My issues are resolved promptly and without hesitation. The customer service with Ally Bank is beyond anything I could have imagined. I am glad I am a customer and will be a long standing one as well. Thank you Ally!

8 April 2026
Unprompted review
Rated 5 out of 5 stars

Ally is fantastic

Ally banking has been fantastic! I have a high yield savings account and have had CDs and a credit card with them previously. It is very easy to manage my account online and I love having savings buckets to organize my money. It makes me more motivated to save when I can see what I'm saving for.

11 June 2026
Unprompted review
Rated 1 out of 5 stars

One of the worst new banks out there…

One of the worst new banks out there especially in handling claims and disputes. I had to file a complaint on CFPB regarding denied claims. I specifically requested for reports, evidences, reports, and after waiting for about a month, they just sent me the denial letter they had sent before. NONE of what I requested was sent to me.

9 June 2026
Unprompted review
Rated 2 out of 5 stars

Happy with the savings yield, but...

Happy with the savings yield, less happy with the customer service.

My account was suspended for 6 months without notification. I am pretty sure customer service is outsourced. I have repeatedly had a hard time understanding the people I speak with, and they generally cannot help fix the situation or explain why it has happened.

8 June 2026
Unprompted review
Rated 5 out of 5 stars

Ally is a great bank

Ally is a great bank. Customer Service is very helpful. They have a lot of great products and ways to save. I am a satisfied customer.

11 June 2026
Unprompted review
Rated 4 out of 5 stars

I’ve banked with Ally bank for years

I’ve banked with Ally bank for years. There APY isn’t the highest, but their CDs are the easiest to open and manage. Robo portfolios for stocks are also easy to set up and use.

Ally bank is also great for their representation of minority groups. I am a bit disappointed in them not making any new lgbt merch this year; am hoping they don’t get rid of their diversity initiatives….

10 June 2026
Unprompted review

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