U Account Reviews 5,339

TrustScore 4 out of 5

3.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

Ok so why don't I use NFC on my phone? Actually, if you do online banking on your phones, do you have anti-hacking protection installed? Having a U Account which I top-up £100 every week from my (pro... See more

Rated 5 out of 5 stars

U account gives me facilities to use it as a bank account. It's similar working like a bank. Although it's not a bank but I can do everything with u account which a bank normally provide for custome... See more

Company replied

Rated 1 out of 5 stars

2020 April block my account 2318£ I write 100 email and message . Uaccount change service and my money lost or somebody take I wait 2 year my money I have all evidence every message and I have... See more

Rated 5 out of 5 stars

U account has been a life saver, very easy to use app and helps to save money. I have been using U account since 2018 till date and I have never regretted doing so as I use the account for almost all... See more

Company replied

Company details

  1. Bank
  2. Non-Bank Financial Service

Written by the company

The U Account puts budgeting, avoiding overdrafts and digital service over hidden charges, penalty fees and hold music. With direct debits and a contactless Mastercard® Card, the U Account does everything you'd expect from your bank, but in a way that puts YOU first.


Contact info

3.8

Great

TrustScore 4 out of 5

5K reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

2020 April block my account 2318£

2020 April block my account 2318£
I write 100 email and message .
Uaccount change service and my money lost or somebody take
I wait 2 year my money
I have all evidence every message and I have bank statements see my balance when block my card

29 July 2022
Unprompted review
Rated 5 out of 5 stars

Big shame they are closing

Big shame they are closing.

I had no issues.

A fantastic service was the 10 separate accounts they gave.

Really useful over the years.

I'm disappointed they closing.

Very good bank

20 March 2022
Unprompted review
Rated 1 out of 5 stars

THE NEWS OF THE BANK GOING BUST IS REASSURING TO ME

I GUESS THAT THE NEWS OF THE BANK GOING OUT OF BUSINESS GOES SOME WAY TO EXPAIN THE APPALLING WAY THEY TREATED ME - I APPLIED FOR AN ACCOUNT TO HELP ME MANAGE FUNDING FOR MY CARERS WHEN THEY SHOP FOR ME - I WAS REJECTED - MY EXPERIAN CREDIT SCORE IS ALMOST ALWAYS 998/999 - NO-ONE COULD BE A SAFER BET - I REPEATEDLY ASKED WHY I WAS REJECTED - THEY SAID THEY HAD NO INFORMATION FOR ME - THEN SAID "AS I HAD AN ACCOUNT WITH THEM PREVIOUSLY" - I HAD NEVER EVEN HEARD OF THEM "PREVIOUSLY" - I FEEL THEIR TREATMENT OF ME BORDERED ON ABUSE - BUT NOW I KNOW "IT WAS NOT ME IT WAS THEM".

8 March 2022
Unprompted review
Rated 4 out of 5 stars

Sorry to see them go.

For all the customer service hiccups, I am really sorry to see the end of U Account. I really enjoyed boycotting banks for one thing, but that is just a fraction of why I'm sad to see them go. I benefitted greatly from the extra accounts feature. The ease of use across accounts and the layout of the site really worked well for me. For once in my life, I finally mastered the art of saving money.

It's the end of an era and I'm honesty sad to see the end of my account with U. Best of luck to the people of U. I hope your future endeavors are successful. Thank you for the experience.

3 March 2022
Unprompted review
Rated 3 out of 5 stars

Although I have had no issues with U…

Although I have had no issues with U account, I am very disappointed to note that they are closing down in May, there are no other reputable companies like this that can offer a service as good as U Account. Mainstream banks are nasty, horrible and offer no protection and rubbish security, it would be ideal if U Account would suggest alternatives, instead of just sending emails saying oh we are closing down find something else, it's not as simple as that, at least give your loyal customers some help.

3 March 2022
Unprompted review
Rated 3 out of 5 stars

U Account closing down

Although I have had some minor problems with this company, overall they have been pretty good. However, they are now shutting up shop and will no longer exist after May 2022. Very disappointed especially as no explanation was forthcoming. So if you have a U Account debit card please remember to withdraw your money before they permanently close in a couple of months.

3 March 2022
Unprompted review
Rated 5 out of 5 stars

Raf N

I've been with U Account a couple of years. Never let me down. I was able to manage better my spending on food, etc.

3 March 2022
Unprompted review
Rated 1 out of 5 stars

Closing Account For No Reason

I just got an email stating they're closing my account. I've had and been using U Account for years, then this. No abnormal activity, no warnings, nothing. I'll just take my business elsewhere.

3 March 2022
Unprompted review
Rated 1 out of 5 stars

Unresolved issue after Unresolved issue

I have had numerous issues with the so called online banking service provider. Their online portal and process for raising account disputes and queries is inefficient, does in no way obtain accurate information about the issue you as a customer may be experiencing. It's been over a year since the swich over from the old U to the 'new improved U and account balances has still not been resolved - and this is something i raised as soon as I noticed the insane and incorrect running balance on my aacount. I have to add my statemtns up manually every month to validate for myself the balance of my account. Cutomers are being changed fees with no opt out option (ie does anyone remember the difference price point plans with the old U account, what happened toi that>

16 February 2022
Unprompted review
Rated 1 out of 5 stars

They are going to close my account at…

They are going to close my account at the end of March but will not tell me the reason, they say that I need to read section 15 of the terms and conditions, which I have done but it still tells me nothing. I used to think that the account was a good bank account now I do not so I would not recommend them to anybody.

10 February 2022
Unprompted review
Rated 1 out of 5 stars

Absolutely shocking

Absolutely shocking, fraudulent activity on my account and not only would they not refund it, its carried on!! Someone has been taking money out of my account online for 3 months and even after reporting it, it hasn't been stopped one month later!!! Please do not open a account with these charlatans!!! I've removed all money and requested a card change and they have done Absolutely nothing other than asked me to contact the person who is doing it!! Qnd how exactly do they suppose I find someone in America who is taking money out of my account on a daily basis??? I'm not sherlock Holmes!!!! The first time I noticed unusual activity I removed all my money and requested the bank account be closed. Never again will I use this company Absolutely shocking!!!

26 January 2022
Unprompted review
Rated 1 out of 5 stars

fraudsters

I paid 373 pounds into a closed account of my sons account by mistake and i have been trying to get my money back since august 2021 they passed me on to a firm called railsbank they asked for a screenshot of my transaction which I sent them which they replied sorry we cannot do anything so uaccount Know that money is sitting in that account and they are hellbent on keeping it FRAUDSTERS

21 October 2021
Unprompted review
Rated 5 out of 5 stars

Good current account

Good current account. It’s easy to open the account and it’s free too. Easy to maintain the account and contact the customer service. Highly recommended.

5 September 2021
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look